Orrstown Financial Services, Inc. (ORRF)
NASDAQ: ORRF · Real-Time Price · USD
44.13
+0.03 (0.07%)
At close: Nov 13, 2026, 4:00 PM EST
44.90
+0.77 (1.74%)
After-hours: Nov 13, 2026, 7:45 PM EST
ORRF Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 257.18 | 256.63 | 210.29 | 126.6 | 93.53 | 84.23 |
Interest Income on Investments | 45.89 | 47.1 | 38.65 | 23.3 | 15.13 | 9.47 |
Total Interest Income | 303.06 | 303.73 | 248.93 | 149.9 | 108.65 | 93.7 |
Interest Paid on Deposits | 87.53 | 92.34 | 84.23 | 37.51 | 6.34 | 4.2 |
Interest Paid on Borrowings | 13.85 | 11.6 | 9.45 | 7.48 | 2.69 | 2.52 |
Total Interest Expense | 101.38 | 103.94 | 93.68 | 44.99 | 9.02 | 6.72 |
Net Interest Income | 201.69 | 199.79 | 155.25 | 104.91 | 99.63 | 86.97 |
Net Interest Income Growth | 0.93% | 28.69% | 47.99% | 5.30% | 14.55% | 4.03% |
Trust Income | 15.48 | 14.98 | 11.5 | 7.69 | 7.63 | 7.9 |
Mortgage Banking Activities | 1.48 | 1.81 | 1.84 | 0.59 | 0.41 | 5.91 |
Gain (Loss) on Sale of Assets | - | - | - | 1.1 | - | - |
Gain (Loss) on Sale of Investments | 0.17 | 0.17 | 0.25 | -0.05 | -0.16 | 0.64 |
Gain (Loss) on Sale of Equity Investments | -0.21 | -0.21 | -0.16 | -0.32 | -0.27 | -0.27 |
Other Non-Interest Income | 31.64 | 27.48 | 18.69 | 12.69 | 15.52 | 11.93 |
Total Non-Interest Income | 57.18 | 52.31 | 37.44 | 25.65 | 26.95 | 29.15 |
Non-Interest Income Growth | 16.30% | 39.74% | 45.93% | -4.82% | -7.55% | 2.98% |
Revenues Before Loan Losses | 258.87 | 252.11 | 192.69 | 130.56 | 126.58 | 116.13 |
Provision for Loan Losses | 1.81 | 0.03 | 16.55 | 1.68 | 4.19 | 1.09 |
| 257.06 | 252.08 | 176.14 | 128.88 | 122.39 | 115.04 | |
Revenue Growth | 3.95% | 43.11% | 36.68% | 5.30% | 6.40% | 7.92% |
Salaries and Employee Benefits | 82.3 | 80.16 | 67.86 | 48.63 | 45.85 | 42.05 |
Federal Deposit Insurance | 2.49 | 2.83 | 2.68 | 1.96 | 1.08 | 0.82 |
Amortization of Goodwill & Intangibles | 8.88 | 9.77 | 5.74 | 0.95 | 1.11 | 1.28 |
Selling, General & Administrative | 37.71 | 37.29 | 36.89 | 22.84 | 22.98 | 21.45 |
Other Non-Interest Expense | 17.7 | 16.69 | 11.72 | 8.41 | 8.6 | 8.54 |
Total Non-Interest Expense | 149.08 | 146.73 | 124.89 | 82.78 | 79.62 | 74.14 |
EBT Excluding Unusual Items | 107.98 | 105.35 | 51.25 | 46.09 | 42.77 | 40.9 |
Legal Settlements | - | - | -0.48 | - | -13 | - |
Pretax Income | 107.98 | 102.64 | 27.81 | 45.03 | 26.62 | 40.9 |
Income Tax Expense | 20.71 | 21.78 | 5.76 | 9.37 | 4.58 | 8.01 |
Net Income | 87.27 | 80.86 | 22.05 | 35.66 | 22.04 | 32.88 |
Net Income to Common | 87.27 | 80.86 | 22.05 | 35.66 | 22.04 | 32.88 |
Net Income Growth | 19.47% | 266.69% | -38.17% | 61.83% | -32.98% | 24.25% |
Basic Shares Outstanding | 19 | 19 | 15 | 10 | 11 | 11 |
Diluted Shares Outstanding | 19 | 19 | 15 | 10 | 11 | 11 |
Shares Change | 0.47% | 29.78% | 42.92% | -2.53% | -3.60% | 0.65% |
EPS (Basic) | 4.52 | 4.21 | 1.49 | 3.45 | 2.09 | 3.00 |
EPS (Diluted) | 4.49 | 4.18 | 1.48 | 3.42 | 2.06 | 2.96 |
EPS Growth | 18.75% | 182.43% | -56.73% | 66.02% | -30.40% | 23.33% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.170 | 1.060 | 0.860 | 0.800 | 0.760 | 0.740 |
Dividend Growth | 14.71% | 23.26% | 7.50% | 5.26% | 2.70% | 8.82% |
Effective Tax Rate | 19.18% | 21.22% | 20.70% | 20.81% | 17.20% | 19.60% |