PCB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	182.21	180.35	164.3	136.03	95.05	79.16
Interest Income on Investments	18	17.19	16.52	15.15	6.7	2.32
Total Interest Income	200.21	197.54	180.82	151.18	101.75	81.47
Interest Paid on Deposits	90.47	92.26	90.49	62.17	11.98	4.04
Interest Paid on Borrowings	1.83	1.4	1.71	0.51	0.14	0.29
Total Interest Expense	92.3	93.66	92.2	62.67	12.12	4.34
Net Interest Income	107.91	103.88	88.62	88.5	89.63	77.14
Net Interest Income Growth	12.22%	17.22%	0.13%	-1.26%	16.20%	16.54%
Other Non-Interest Income	6.01	5.68	5.8	5.64	5.18	4.31
Total Non-Interest Income	12.54	11.84	11.09	10.68	14.5	18.43
Non-Interest Income Growth	8.63%	6.70%	3.84%	-26.32%	-21.35%	57.02%
Revenues Before Loan Losses	120.45	115.71	99.71	99.19	104.13	95.57
Provision for Loan Losses	2.04	4.03	3.4	-0.13	3.6	-4.6
Revenue	118.41	111.69	96.31	99.32	100.53	100.17
Revenue Growth	15.79%	15.97%	-3.03%	-1.20%	0.36%	54.79%
Salaries and Employee Benefits	36.93	35.58	35.16	34.08	32.52	27.52
Occupancy Expenses	5.46	5.46	5.49	4.78	3.73	3
Selling, General & Administrative	11.72	11.91	11.83	11.35	10.09	9.01
Other Non-Interest Expense	5.67	5.79	7.04	5.84	4.79	3.68
Total Non-Interest Expense	59.78	58.74	59.52	56.06	51.13	43.21
EBT Excluding Unusual Items	58.63	52.94	36.79	43.26	49.4	56.96
Asset Writedown	-0.01	-0.24	-	-	-	-
Legal Settlements	-0.03	-0.22	-	-	-	-
Other Unusual Items	-	-	-0.51	-	-	-
Pretax Income	58.59	52.49	36.29	43.26	49.4	56.96
Income Tax Expense	16.78	15.04	10.48	12.56	14.42	16.86
Net Income	41.81	37.45	25.81	30.71	34.99	40.1
Preferred Dividends & Other Adjustments	0.64	0.6	0.88	0.1	0.16	0.16
Net Income to Common	41.17	36.86	24.93	30.61	34.83	39.95
Net Income Growth	34.23%	47.85%	-18.56%	-12.12%	-12.81%	147.53%
Basic Shares Outstanding	14	14	14	14	15	15
Diluted Shares Outstanding	14	14	14	14	15	15
Shares Change	-1.05%	-0.44%	-0.52%	-4.30%	-1.24%	-1.26%
EPS (Basic)	2.91	2.59	1.75	2.14	2.35	2.66
EPS (Diluted)	2.90	2.58	1.74	2.12	2.31	2.62
EPS Growth	35.62%	48.28%	-17.93%	-8.22%	-11.83%	151.92%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.840	0.800	0.720	0.690	0.600	0.440
Dividend Growth	10.53%	11.11%	4.35%	15.00%	36.36%	10.00%
Effective Tax Rate	28.64%	28.64%	28.87%	29.03%	29.18%	29.59%

SEC Filings: 10-K · 10-Q