Peoples Bancorp of North Carolina, Inc. (PEBK)

NASDAQ: PEBK · Real-Time Price · USD

43.02

+0.55 (1.30%)

At close: Jul 24, 2026, 4:00 PM EDT

42.77

-0.25 (-0.58%)

After-hours: Jul 24, 2026, 7:34 PM EDT

PEBK Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	61.55	59.02	54.08	54.72	51.11	43.97
Net Interest Income Growth	10.10%	9.13%	-1.17%	7.07%	16.22%	-0.34%
Non-Interest Income	27.36	30.98	27.72	22.91	26.69	24.92
Non-Interest Income Growth	-3.58%	11.78%	20.95%	-14.14%	7.10%	8.75%
Revenues Before Loan Losses	88.91	90	81.79	77.63	77.8	68.89
Provision for Credit Losses	1.74	0.94	-0.29	1.57	1.47	-1.16
Revenue	87.17	89.06	82.08	76.07	76.33	70.06
Revenue Growth (YoY)	3.62%	8.50%	7.90%	-0.34%	8.95%	11.59%
Compensation Expenses	28.66	28.25	28.21	26.64	26.13	24.51
Selling, General & Admin	16.5	15.13	13.95	12.43	12.34	11.64
Other Non-Interest Expenses	9.84	19.84	18.99	17.08	17.56	14.99
Total Non-Interest Expense	64.25	63.21	61.15	56.14	56.03	51.13
Pretax Income	25.93	25.85	20.93	19.92	20.3	18.93
Provision for Income Taxes	5.98	6.02	4.58	4.38	4.17	3.8
Net Income	19.96	19.83	16.35	15.55	16.12	15.13
Net Income to Common	19.96	19.83	16.35	15.55	16.12	15.13
Net Income Growth	17.24%	21.26%	5.19%	-3.58%	6.54%	33.25%
Shares Outstanding (Basic)	5	5	5	5	5	6
Shares Outstanding (Diluted)	5	5	5	6	6	6
Shares Change (YoY)	0.13%	-0.21%	-2.27%	-0.90%	-1.52%	-1.25%
EPS (Basic)	3.76	3.74	3.08	2.87	2.94	2.71
EPS (Diluted)	3.64	3.62	2.98	2.77	2.85	2.63
EPS Growth	17.04%	21.48%	7.58%	-2.81%	8.37%	34.87%
Free Cash Flow	-	19.96	19.97	20.83	18.05	26.42
Free Cash Flow Growth	-	-0.06%	-4.13%	15.39%	-31.66%	296.04%
Free Cash Flow Per Share	-	3.65	3.64	3.71	3.19	4.59
Dividends Per Share	0.820	0.800	0.760	0.760	0.720	0.660
Dividend Growth	5.13%	5.26%	0%	5.56%	9.09%	10.00%
Profit Margin	22.89%	22.27%	19.92%	20.44%	21.12%	21.60%
FCF Margin	-	22.41%	24.33%	27.39%	23.65%	37.71%
Effective Tax Rate	23.04%	23.29%	21.86%	21.97%	20.56%	20.05%

SEC Filings: 10-K · 10-Q