Peoples Bancorp of North Carolina, Inc. (PEBK)
NASDAQ: PEBK · Real-Time Price · USD
44.84
+0.28 (0.63%)
At close: Aug 14, 2026, 4:00 PM EDT
44.68
-0.16 (-0.36%)
After-hours: Aug 14, 2026, 7:36 PM EDT
PEBK Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 70.26 | 67.25 | 62.92 | 55.51 | 43.08 | 41.19 |
Interest Income on Investments | 15.07 | 16.37 | 17.81 | 16.36 | 11.35 | 5.99 |
Total Interest Income | 85.33 | 83.62 | 80.73 | 71.86 | 54.43 | 47.18 |
Interest Paid on Deposits | 22.87 | 23.64 | 24.55 | 14.65 | 2.58 | 2.78 |
Interest Paid on Borrowings | 0.91 | 0.96 | 2.1 | 2.5 | 0.74 | 0.42 |
Total Interest Expense | 23.78 | 24.6 | 26.65 | 17.14 | 3.32 | 3.21 |
Net Interest Income | 61.55 | 59.02 | 54.08 | 54.72 | 51.11 | 43.97 |
Net Interest Income Growth | 10.10% | 9.13% | -1.17% | 7.07% | 16.22% | -0.34% |
Mortgage Banking Activities | 0.54 | 0.33 | 0.36 | 0.3 | 0.39 | 2.51 |
Gain (Loss) on Sale of Assets | 3.01 | 3.01 | - | 0.18 | -0.09 | 0.11 |
Gain (Loss) on Sale of Investments | -0.07 | -0.08 | 0.01 | -2.49 | - | - |
Other Non-Interest Income | 26.89 | 27.72 | 27.35 | 24.92 | 26.38 | 22.29 |
Total Non-Interest Income | 30.37 | 30.98 | 27.72 | 22.91 | 26.69 | 24.92 |
Non-Interest Income Growth | 7.02% | 11.78% | 20.95% | -14.14% | 7.10% | 8.75% |
Revenues Before Loan Losses | 91.92 | 90 | 81.79 | 77.63 | 77.8 | 68.89 |
Provision for Loan Losses | 1.74 | 0.94 | -0.29 | 1.57 | 1.47 | -1.16 |
| 90.18 | 89.06 | 82.08 | 76.07 | 76.33 | 70.06 | |
Revenue Growth | 7.19% | 8.50% | 7.90% | -0.34% | 8.95% | 11.59% |
Salaries and Employee Benefits | 28.36 | 28.06 | 28 | 26.45 | 25.88 | 24.33 |
Federal Deposit Insurance | 0.79 | 0.78 | 0.76 | 0.75 | 0.46 | 0.42 |
Selling, General & Administrative | 13.89 | 12.85 | 12.01 | 10.62 | 10.91 | 10.4 |
Other Non-Interest Expense | 21.21 | 21.53 | 20.38 | 18.33 | 18.78 | 15.99 |
Total Non-Interest Expense | 64.25 | 63.21 | 61.15 | 56.14 | 56.03 | 51.13 |
EBT Excluding Unusual Items | 25.93 | 25.85 | 20.93 | 19.92 | 20.3 | 18.93 |
Pretax Income | 25.93 | 25.85 | 20.93 | 19.92 | 20.3 | 18.93 |
Income Tax Expense | 5.98 | 6.02 | 4.58 | 4.38 | 4.17 | 3.8 |
Net Income | 19.96 | 19.83 | 16.35 | 15.55 | 16.12 | 15.13 |
Net Income to Common | 19.96 | 19.83 | 16.35 | 15.55 | 16.12 | 15.13 |
Net Income Growth | 17.24% | 21.26% | 5.19% | -3.58% | 6.54% | 33.25% |
Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 6 |
Diluted Shares Outstanding | 5 | 5 | 5 | 6 | 6 | 6 |
Shares Change | 0.03% | -0.21% | -2.27% | -0.90% | -1.52% | -1.25% |
EPS (Basic) | 3.76 | 3.74 | 3.08 | 2.87 | 2.94 | 2.71 |
EPS (Diluted) | 3.64 | 3.62 | 2.98 | 2.77 | 2.85 | 2.63 |
EPS Growth | 17.06% | 21.48% | 7.58% | -2.81% | 8.37% | 34.87% |
Dividend Per Share | 0.820 | 0.800 | 0.760 | 0.760 | 0.720 | 0.660 |
Dividend Growth | 5.13% | 5.26% | 0% | 5.56% | 9.09% | 10.00% |
Effective Tax Rate | 23.04% | 23.29% | 21.86% | 21.97% | 20.56% | 20.05% |