Sezzle Inc. (SEZL)
NASDAQ: SEZL · Real-Time Price · USD
136.69
+14.26 (11.65%)
At close: Nov 4, 2026, 4:00 PM EST
173.50
+36.81 (26.93%)
After-hours: Nov 4, 2026, 7:59 PM EST
Sezzle Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 166.5 | 149.68 | 135.54 | 129.87 | 116.8 | 98.7 | 104.91 | 98.22 | 69.96 | 55.97 | 46.98 | 48.9 | 40.84 | 34.94 | 34.67 | 38.28 | 30.41 | 29.25 | 27.63 | 32.93 |
Revenue Growth | 42.56% | 51.65% | 29.19% | 32.22% | 66.95% | 76.35% | 123.32% | 100.86% | 71.28% | 60.20% | 35.49% | 27.76% | 34.32% | 19.44% | 25.47% | 16.24% | 6.80% | 6.82% | 6.16% | 49.10% |
Gross Profit Gross Profit Growth | 131.36 | 114.22 | 102.35 | 97.13 | 85.04 | 72.78 | 74.55 | 67.57 | 43.77 | 32.49 | 24.17 | 24.11 | 19.83 | 14.97 | 14.86 | 17.8 | 9.5 | 6.81 | -0.54 | 5.97 |
Operating Income Operating Income Growth | 64.25 | 85.57 | 82.71 | 78.99 | 67.74 | 56.73 | 62.7 | 55.3 | 36.24 | 26.79 | 18.98 | 18.23 | 12.03 | 8.06 | 7.11 | 10.18 | 1.18 | -5.66 | -15.66 | 28.28 |
Net Income Net Income Growth | 47.83 | 40.77 | 51.3 | 42.69 | 26.67 | 27.6 | 36.16 | 25.37 | 15.45 | 29.7 | 8.01 | 2.94 | 1.29 | 1.14 | 1.72 | 0.63 | 4.34 | -15.08 | -27.99 | -25.92 |
Earnings Per Share EPS Growth | 1.38 | 1.17 | 1.47 | 1.16 | 0.75 | 0.78 | 1.00 | 0.70 | 0.44 | 0.82 | 0.22 | 0.08 | 0.04 | 0.03 | 0.05 | 0.02 | 0.12 | -0.46 | -0.87 | -0.80 |
EPS Growth | 84.00% | 50.00% | 47.00% | 66.83% | 70.45% | -4.88% | 354.55% | 725.65% | 1055.92% | 2362.54% | 325.53% | 336.81% | -68.72% | - | - | - | - | - | - | - |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 70.14 | 79.76 | 120.45 | 64.05 | 104.15 | 88.94 | 88.89 | 73.19 | 80.06 | 58.03 | 77.78 | 67.62 | 65.15 | 62.09 | 59.04 | 68.28 | 57.87 | 62.08 | 58.37 | 76.98 |
Total Debt Total Debt Growth | 102.45 | 122.12 | 145.16 | 140.82 | 118.17 | 131.39 | 70.79 | 104.91 | 94.88 | 69.84 | 72.62 | 95.67 | 76.44 | 57.64 | 58.99 | 64.11 | 54.05 | 57.49 | 52.35 | 78.22 |
Net Cash (Debt) Net Cash Growth | -32.31 | -42.36 | -24.72 | -76.76 | -14.02 | -42.44 | 18.1 | -31.73 | -14.81 | -11.81 | 5.16 | -28.05 | -11.29 | 4.44 | 0.05 | 4.17 | 3.83 | 4.59 | 6.02 | -1.24 |
Net Cash Growth | - | - | - | - | - | - | 250.72% | - | - | - | 10076.91% | - | - | -3.13% | -99.16% | - | -90.40% | -88.01% | -58.48% | - |
Net Cash Per Share Net Cash Per Share Growth | -0.93 | -1.22 | -0.71 | -2.10 | -0.39 | -1.20 | 0.50 | -0.87 | -0.42 | -0.33 | 0.14 | -0.81 | -0.33 | 0.13 | 0.00 | 0.13 | 0.11 | 0.14 | 0.19 | -0.04 |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 86.7 | 52.25 | 88.98 | 154.29 | 33.1 | 23.06 | 52.48 | 90.72 | 5.71 | -4.4 | 38.61 | -15.02 | -13.15 | 6.55 | -4.07 | 1.44 | 0.95 | -1.69 | 7.81 | -40.89 |
Capital Expenditures CapEx Growth | -0.18 | -0.41 | -0.35 | -0.06 | -0.16 | -0.4 | -0.03 | -0.03 | -0.01 | -0.02 | -0 | -0.03 | 0.02 | -0.03 | -0.05 | -0.04 | 0.01 | 0.04 | -0.06 | -0.13 |
Free Cash Flow Free Cash Flow Growth | 86.53 | 51.83 | 88.63 | 154.23 | 32.93 | 22.65 | 52.45 | 90.69 | 5.7 | -4.42 | 38.61 | -15.04 | -13.13 | 6.53 | -4.13 | 1.4 | 0.96 | -1.65 | 7.75 | -41.02 |
Free Cash Flow Growth | 162.73% | 128.82% | 68.97% | 70.07% | 477.77% | - | 35.85% | - | - | - | - | - | - | - | - | - | - | - | - | - |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 78.89% | 76.31% | 75.52% | 74.79% | 72.81% | 73.73% | 71.06% | 68.79% | 62.57% | 58.05% | 51.44% | 49.31% | 48.55% | 42.86% | 42.86% | 46.50% | 31.25% | 23.30% | -1.95% | 18.14% |
Operating Margin | 38.59% | 57.17% | 61.02% | 60.82% | 58.00% | 57.48% | 59.76% | 56.30% | 51.81% | 47.87% | 40.39% | 37.28% | 29.44% | 23.07% | 20.52% | 26.60% | 3.88% | -19.36% | -56.66% | 85.87% |
Pretax Margin | 36.89% | 34.55% | 48.69% | 39.72% | 27.08% | 33.10% | 44.81% | 28.23% | 25.17% | 24.26% | 17.88% | 7.16% | 3.21% | 3.32% | 5.01% | 1.71% | 14.32% | -51.51% | -101.21% | -78.70% |
Profit Margin | 28.72% | 27.23% | 37.85% | 32.87% | 22.84% | 27.97% | 34.47% | 25.83% | 22.08% | 53.07% | 17.04% | 6.01% | 3.17% | 3.26% | 4.97% | 1.66% | 14.29% | -51.57% | -101.28% | -78.72% |
FCF Margin | 51.97% | 34.63% | 65.39% | 118.76% | 28.20% | 22.95% | 50.00% | 92.33% | 8.15% | -7.90% | 82.19% | -30.76% | -32.14% | 18.68% | -11.90% | 3.66% | 3.15% | -5.65% | 28.06% | -124.56% |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 19.93 | 35.75 | 14.43 | 16.28 | 23.37 | 57.05 | 11.07 | 18.27 | 17.03 | 11.92 | 35.57 | 16.46 | 15.54 | - | - | - | - | - | - | - |
Forward PE | 18.03 | 32.24 | 13.49 | 15.16 | 21.91 | 52.49 | 15.79 | 22.97 | 22.66 | 16.23 | - | - | - | - | - | - | - | - | - | - |
P/FCF Ratio | 9.54 | 17.62 | 7.17 | 8.27 | 13.62 | 34.79 | 8.18 | 10.98 | 38.44 | - | 28.06 | - | - | - | - | - | - | - | - | - |
PS Ratio | 6.26 | 10.85 | 4.45 | 4.81 | 6.46 | 16.05 | 3.59 | 5.29 | 4.31 | 2.60 | 2.77 | 0.73 | 0.50 | - | - | - | - | - | - | - |