Sezzle Inc. (SEZL)
NASDAQ: SEZL · Real-Time Price · USD
136.69
+14.26 (11.65%)
At close: Nov 4, 2026, 4:00 PM EST
173.50
+36.81 (26.93%)
After-hours: Nov 4, 2026, 7:59 PM EST

Sezzle Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Revenue
166.5149.68135.54129.87116.898.7104.9198.2269.9655.9746.9848.940.8434.9434.6738.2830.4129.2527.6332.93
Revenue Growth
42.56%51.65%29.19%32.22%66.95%76.35%123.32%100.86%71.28%60.20%35.49%27.76%34.32%19.44%25.47%16.24%6.80%6.82%6.16%49.10%
Gross Profit
131.36114.22102.3597.1385.0472.7874.5567.5743.7732.4924.1724.1119.8314.9714.8617.89.56.81-0.545.97
Operating Income
64.2585.5782.7178.9967.7456.7362.755.336.2426.7918.9818.2312.038.067.1110.181.18-5.66-15.6628.28
Net Income
47.8340.7751.342.6926.6727.636.1625.3715.4529.78.012.941.291.141.720.634.34-15.08-27.99-25.92
Earnings Per Share
1.381.171.471.160.750.781.000.700.440.820.220.080.040.030.050.020.12-0.46-0.87-0.80
EPS Growth
84.00%50.00%47.00%66.83%70.45%-4.88%354.55%725.65%1055.92%2362.54%325.53%336.81%-68.72%-------

Cash & Debt

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash & Investments
70.1479.76120.4564.05104.1588.9488.8973.1980.0658.0377.7867.6265.1562.0959.0468.2857.8762.0858.3776.98
Total Debt
102.45122.12145.16140.82118.17131.3970.79104.9194.8869.8472.6295.6776.4457.6458.9964.1154.0557.4952.3578.22
Net Cash (Debt)
-32.31-42.36-24.72-76.76-14.02-42.4418.1-31.73-14.81-11.815.16-28.05-11.294.440.054.173.834.596.02-1.24
Net Cash Growth
------250.72%---10076.91%---3.13%-99.16%--90.40%-88.01%-58.48%-
Net Cash Per Share
-0.93-1.22-0.71-2.10-0.39-1.200.50-0.87-0.42-0.330.14-0.81-0.330.130.000.130.110.140.19-0.04

Cash Flow & CapEx

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Operating Cash Flow
86.752.2588.98154.2933.123.0652.4890.725.71-4.438.61-15.02-13.156.55-4.071.440.95-1.697.81-40.89
Capital Expenditures
-0.18-0.41-0.35-0.06-0.16-0.4-0.03-0.03-0.01-0.02-0-0.030.02-0.03-0.05-0.040.010.04-0.06-0.13
Free Cash Flow
86.5351.8388.63154.2332.9322.6552.4590.695.7-4.4238.61-15.04-13.136.53-4.131.40.96-1.657.75-41.02
Free Cash Flow Growth
162.73%128.82%68.97%70.07%477.77%-35.85%-------------

Margins

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Gross Margin
78.89%76.31%75.52%74.79%72.81%73.73%71.06%68.79%62.57%58.05%51.44%49.31%48.55%42.86%42.86%46.50%31.25%23.30%-1.95%18.14%
Operating Margin
38.59%57.17%61.02%60.82%58.00%57.48%59.76%56.30%51.81%47.87%40.39%37.28%29.44%23.07%20.52%26.60%3.88%-19.36%-56.66%85.87%
Pretax Margin
36.89%34.55%48.69%39.72%27.08%33.10%44.81%28.23%25.17%24.26%17.88%7.16%3.21%3.32%5.01%1.71%14.32%-51.51%-101.21%-78.70%
Profit Margin
28.72%27.23%37.85%32.87%22.84%27.97%34.47%25.83%22.08%53.07%17.04%6.01%3.17%3.26%4.97%1.66%14.29%-51.57%-101.28%-78.72%
FCF Margin
51.97%34.63%65.39%118.76%28.20%22.95%50.00%92.33%8.15%-7.90%82.19%-30.76%-32.14%18.68%-11.90%3.66%3.15%-5.65%28.06%-124.56%

Valuation

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
PE Ratio
19.9335.7514.4316.2823.3757.0511.0718.2717.0311.9235.5716.4615.54-------
Forward PE
18.0332.2413.4915.1621.9152.4915.7922.9722.6616.23----------
P/FCF Ratio
9.5417.627.178.2713.6234.798.1810.9838.44-28.06---------
PS Ratio
6.2610.854.454.816.4616.053.595.294.312.602.770.730.50-------