Sezzle Inc. (SEZL)
NASDAQ: SEZL · Real-Time Price · USD
136.69
+14.26 (11.65%)
At close: Nov 4, 2026, 4:00 PM EST
173.50
+36.81 (26.93%)
After-hours: Nov 4, 2026, 7:59 PM EST
Sezzle Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Revenue | 166.5 | 149.68 | 135.54 | 129.87 | 116.8 | 98.7 | 104.91 | 98.22 | 69.96 | 55.97 | 46.98 | 48.9 | 40.84 | 34.94 | 34.67 | 38.28 | 30.41 | 29.25 | 27.63 | 32.93 |
| 166.5 | 149.68 | 135.54 | 129.87 | 116.8 | 98.7 | 104.91 | 98.22 | 69.96 | 55.97 | 46.98 | 48.9 | 40.84 | 34.94 | 34.67 | 38.28 | 30.41 | 29.25 | 27.63 | 32.93 | |
Revenue Growth (YoY) | 42.56% | 51.65% | 29.19% | 32.22% | 66.95% | 76.35% | 123.32% | 100.86% | 71.28% | 60.20% | 35.49% | 27.76% | 34.32% | 19.44% | 25.47% | 16.24% | 6.80% | 6.82% | 6.16% | 49.10% |
Cost of Revenue | 35.15 | 35.46 | 33.19 | 32.74 | 31.76 | 25.92 | 30.37 | 30.65 | 26.18 | 23.48 | 22.81 | 24.79 | 21.02 | 19.96 | 19.81 | 20.48 | 20.91 | 22.44 | 28.17 | 26.96 |
Gross Profit | 131.36 | 114.22 | 102.35 | 97.13 | 85.04 | 72.78 | 74.55 | 67.57 | 43.77 | 32.49 | 24.17 | 24.11 | 19.83 | 14.97 | 14.86 | 17.8 | 9.5 | 6.81 | -0.54 | 5.97 |
Selling, General & Admin | 29.44 | 28.65 | 19.64 | 18.14 | 17.3 | 16.05 | 11.85 | 12.27 | 7.53 | 5.7 | 5.19 | 5.88 | 7.8 | 6.91 | 7.75 | 7.62 | 8.32 | 12.48 | 15.12 | 10.58 |
Operating Expenses | 67.11 | 28.65 | 19.64 | 18.14 | 17.3 | 16.05 | 11.85 | 12.27 | 7.53 | 5.7 | 5.19 | 5.88 | 7.8 | 6.91 | 7.75 | 7.62 | 8.32 | 12.48 | 15.12 | -22.3 |
Operating Income | 64.25 | 85.57 | 82.71 | 78.99 | 67.74 | 56.73 | 62.7 | 55.3 | 36.24 | 26.79 | 18.98 | 18.23 | 12.03 | 8.06 | 7.11 | 10.18 | 1.18 | -5.66 | -15.66 | 28.28 |
Interest Expense | -2.78 | -3.25 | -3.02 | -3.68 | -3.92 | -3.5 | -2.91 | -3.44 | -3.33 | -2.91 | -4.08 | -4.51 | -4.14 | -3.93 | -3.38 | -3.12 | -2.19 | -1.67 | -1.62 | -1.52 |
Currency Exchange Gain (Loss) | - | - | - | -0.1 | - | - | - | -0.1 | - | - | - | 0.21 | - | - | - | -0.12 | - | - | - | -0.07 |
Other Non Operating Income (Expenses) | -0.05 | 0 | -0.03 | 0.12 | -0.01 | 0.09 | 0.03 | 0.4 | 0.1 | 0.05 | -1.35 | 0.14 | 0.1 | 1.33 | -0.31 | -0.03 | 0.05 | 0.16 | -0.23 | 0.02 |
EBT Excluding Unusual Items | 61.42 | 82.32 | 79.66 | 75.32 | 63.81 | 53.32 | 59.81 | 52.16 | 33.01 | 23.93 | 13.54 | 14.06 | 7.99 | 5.46 | 3.43 | 6.91 | -0.96 | -7.18 | -17.5 | 26.71 |
Merger & Restructuring Charges | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 11 | - | - | - |
Asset Writedown | - | - | - | -0.07 | - | - | - | -0.05 | - | - | - | -0.04 | - | - | - | -0.04 | - | - | - | -0.01 |
Other Unusual Items | - | -30.61 | -13.68 | -23.67 | -32.18 | -20.65 | -12.8 | -24.38 | -15.4 | -10.35 | -5.14 | -10.52 | -6.68 | -4.3 | -1.69 | -6.21 | -5.68 | -7.89 | -10.47 | -52.62 |
Pretax Income | 61.42 | 51.71 | 65.99 | 51.58 | 31.63 | 32.67 | 47.01 | 27.73 | 17.61 | 13.58 | 8.4 | 3.5 | 1.31 | 1.16 | 1.74 | 0.66 | 4.36 | -15.07 | -27.97 | -25.92 |
Income Tax Expense | 13.59 | 10.95 | 14.69 | 8.89 | 4.96 | 5.07 | 10.84 | 2.36 | 2.16 | -16.12 | 0.39 | 0.56 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.02 | 0.02 | 0.01 |
Net Income | 47.83 | 40.77 | 51.3 | 42.69 | 26.67 | 27.6 | 36.16 | 25.37 | 15.45 | 29.7 | 8.01 | 2.94 | 1.29 | 1.14 | 1.72 | 0.63 | 4.34 | -15.08 | -27.99 | -25.92 |
Net Income to Common | 47.83 | 40.77 | 51.3 | 42.69 | 26.67 | 27.6 | 36.16 | 25.37 | 15.45 | 29.7 | 8.01 | 2.94 | 1.29 | 1.14 | 1.72 | 0.63 | 4.34 | -15.08 | -27.99 | -25.92 |
Net Income Growth (YoY) | 79.31% | 47.68% | 41.86% | 68.29% | 72.67% | -7.06% | 351.66% | 763.03% | 1093.29% | 2505.95% | 364.30% | 363.38% | -70.20% | - | - | - | - | - | - | - |
Shares Outstanding (Basic) | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 33 | 34 | 34 | 34 | 34 | 33 | 33 | 33 | 33 | 33 | 32 | 32 |
Shares Outstanding (Diluted) | 35 | 35 | 35 | 37 | 36 | 36 | 36 | 36 | 35 | 36 | 36 | 35 | 34 | 34 | 33 | 33 | 36 | 33 | 32 | 32 |
Shares Change (YoY) | -2.58% | -2.21% | -3.43% | 0.38% | 0.68% | -1.77% | 1.14% | 5.58% | 3.08% | 6.52% | 7.27% | 5.25% | -4.15% | 3.75% | 3.22% | 1.87% | 12.27% | 4.75% | 3.80% | 3.96% |
EPS (Basic) | 1.42 | 1.21 | 1.52 | 1.26 | 0.78 | 0.82 | 1.07 | 0.75 | 0.46 | 0.87 | 0.24 | 0.09 | 0.04 | 0.03 | 0.05 | 0.02 | 0.13 | -0.46 | -0.87 | -0.80 |
EPS (Diluted) | 1.38 | 1.17 | 1.47 | 1.16 | 0.75 | 0.78 | 1.00 | 0.70 | 0.44 | 0.82 | 0.22 | 0.08 | 0.04 | 0.03 | 0.05 | 0.02 | 0.12 | -0.46 | -0.87 | -0.80 |
EPS Growth (YoY) | 84.00% | 50.00% | 47.00% | 66.83% | 70.45% | -4.88% | 354.55% | 725.65% | 1055.92% | 2362.54% | 325.53% | 336.81% | -68.72% | - | - | - | - | - | - | - |
Additional Metrics
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 86.53 | 51.83 | 88.63 | 154.23 | 32.93 | 22.65 | 52.45 | 90.69 | 5.7 | -4.42 | 38.61 | -15.04 | -13.13 | 6.53 | -4.13 | 1.4 | 0.96 | -1.65 | 7.75 | -41.02 |
Free Cash Flow Per Share | 2.49 | 1.49 | 2.54 | 4.21 | 0.92 | 0.64 | 1.45 | 2.48 | 0.16 | -0.12 | 1.08 | -0.43 | -0.38 | 0.19 | -0.12 | 0.04 | 0.03 | -0.05 | 0.24 | -1.27 |
Gross Margin | 78.89% | 76.31% | 75.52% | 74.79% | 72.81% | 73.73% | 71.06% | 68.79% | 62.57% | 58.05% | 51.44% | 49.31% | 48.55% | 42.86% | 42.86% | 46.50% | 31.25% | 23.30% | -1.95% | 18.14% |
Operating Margin | 38.59% | 57.17% | 61.02% | 60.82% | 58.00% | 57.48% | 59.76% | 56.30% | 51.81% | 47.87% | 40.39% | 37.28% | 29.44% | 23.07% | 20.52% | 26.60% | 3.88% | -19.36% | -56.66% | 85.87% |
Profit Margin | 28.72% | 27.23% | 37.85% | 32.87% | 22.84% | 27.97% | 34.47% | 25.83% | 22.08% | 53.07% | 17.04% | 6.01% | 3.17% | 3.26% | 4.97% | 1.66% | 14.29% | -51.57% | -101.28% | -78.72% |
Free Cash Flow Margin | 51.97% | 34.63% | 65.39% | 118.76% | 28.20% | 22.95% | 50.00% | 92.33% | 8.15% | -7.90% | 82.19% | -30.76% | -32.14% | 18.68% | -11.90% | 3.66% | 3.15% | -5.65% | 28.06% | -124.56% |
EBITDA | 64.81 | 86.07 | 83.15 | 79.38 | 68.11 | 57.06 | 62.97 | 55.56 | 36.48 | 27.04 | 19.2 | 18.46 | 12.24 | 8.27 | 7.32 | 10.38 | 1.39 | -5.44 | -15.43 | 28.49 |
EBITDA Margin | 38.92% | 57.50% | 61.35% | 61.12% | 58.31% | 57.81% | 60.02% | 56.56% | 52.14% | 48.31% | 40.87% | 37.75% | 29.98% | 23.66% | 21.10% | 27.12% | 4.56% | -18.61% | -55.85% | 86.52% |
D&A For EBITDA | 0.56 | 0.5 | 0.44 | 0.39 | 0.37 | 0.32 | 0.27 | 0.26 | 0.23 | 0.25 | 0.23 | 0.23 | 0.22 | 0.21 | 0.2 | 0.2 | 0.21 | 0.22 | 0.22 | 0.21 |
EBIT | 64.25 | 85.57 | 82.71 | 78.99 | 67.74 | 56.73 | 62.7 | 55.3 | 36.24 | 26.79 | 18.98 | 18.23 | 12.03 | 8.06 | 7.11 | 10.18 | 1.18 | -5.66 | -15.66 | 28.28 |
EBIT Margin | 38.59% | 57.17% | 61.02% | 60.82% | 58.00% | 57.48% | 59.76% | 56.30% | 51.81% | 47.87% | 40.39% | 37.28% | 29.44% | 23.07% | 20.52% | 26.60% | 3.88% | -19.36% | -56.66% | 85.87% |
Effective Tax Rate | 22.13% | 21.17% | 22.25% | 17.23% | 15.68% | 15.51% | 23.06% | 8.52% | 12.28% | - | 4.68% | 16.09% | 1.21% | 1.77% | 0.67% | 3.18% | 0.25% | - | - | - |