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Sezzle Inc. (SEZL)
NASDAQ: SEZL · Real-Time Price · USD
136.69
+14.26 (11.65%)
At close: Nov 4, 2026, 4:00 PM EST
173.50
+36.81 (26.93%)
After-hours: Nov 4, 2026, 7:59 PM EST

Sezzle Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Net Income
47.8340.7751.342.6926.6727.636.1625.3715.4529.78.012.941.291.141.720.634.34-15.08-27.99-25.92
Depreciation & Amortization
0.560.50.44-0.710.370.320.27-0.640.230.250.23-0.430.220.210.2-0.310.210.220.220.21
Other Amortization
--0.240.241.30.11-0.110.111.010.10.120.20.860.180.180.170.670.450.190.190.19
Loss (Gain) From Sale of Assets
--00-0.010---0.02-0.030.01-0.020.01-0.030.0400.08----
Asset Writedown & Restructuring Costs
----0-0.070.07--0.05--00.010.03-0.010.020.01-0
Stock-Based Compensation
2.922.111.321.342.411.51.271.371.461.460.911.021.092.442.392.12.612.872.723.43
Provision & Write-off of Bad Debts
37.6730.6113.6823.6732.1820.6512.824.3815.410.095.1410.526.684.31.695.45.687.8910.4719.74
Other Operating Activities
-19.5515.044.411.7513.272.478.024.164.25-15.072.341.660.830.380.943.191.752.572.512.92
Change in Accounts Receivable
----11.42-15.69---5.48-5.14-1.23-0.82-0.8-1.02-0.70.13-2.61-1.26-3.280.44-6.55
Change in Accounts Payable
-1.640.521.32-1.59-2.51-5.3-3.63-0.87-0.92-2.38-0.185.750.911.97-17.75-0.76-1.03-9.67-1.475.85
Change in Unearned Revenue
0.841.150.240.590.590.13-0.11-0.140.430.810.490.570.270.170.120.990.53---
Change in Other Net Operating Assets
18.08-38.2116.0386.67-24.3-24.15-2.4941.58-25.52-28.2122.32-37.12-23.59-3.596.3-7.96-12.3412.620.71-40.77
Operating Cash Flow
86.752.2588.98154.2933.123.0652.4890.725.71-4.438.61-15.02-13.156.55-4.071.440.95-1.697.81-40.89
Operating Cash Flow Growth (YoY)
161.98%126.60%69.55%70.07%479.62%-35.91%-------------

Investing Activities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Capital Expenditures
-0.18-0.41-0.35-0.06-0.16-0.4-0.03-0.03-0.01-0.02-0-0.030.02-0.03-0.05-0.040.010.04-0.06-0.13
Sale (Purchase) of Intangibles
-0.75-0.83-0.74-0.53-0.61-0.62-0.28-0.37-0.27-0.41-0.34-0.3-0.32-0.39-0.27-0.18-0.23-0.23-0.32-0.22
Other Investing Activities
-64.4-56.53-21.4-178.87--59.376.36-89.75------------
Investing Cash Flow
-65.33-57.77-22.49-179.47-0.78-60.396.05-90.16-0.28-0.43-0.34-0.33-0.3-0.42-0.32-0.22-0.22-0.19-0.37-0.35

Financing Activities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Long-Term Debt Issued
--100---15-------11.3-----
Total Debt Issued
27810075.0610.8801532.72846.73-25.9517.6-11.366.16-5-107
Long-Term Debt Repaid
---95.76----49.2----23----16.5----26-
Total Debt Repaid
-46.5-30-95.76-51.8-24.1-19.5-49.2-22.7-3-48.73-23-6.85--1.5-16.5-55.16-3.79--26-33.2
Net Debt Issued (Repaid)
-19.5-224.2423.26-13.360.5-34.21025-2-2319.117.6-1.5-5.210.99-3.795-2673.8
Issuance of Common Stock
0.450.510.110.110.13.020.542.351.70.140.17-0.010.010000.320.10.39
Repurchase of Common Stock
-6.56-7.06-25.75-30.03-3.97-28.22-2.44-1.45-7.82-10.55-3.8-0.04-0.34-1.28-0.03-0.03-0.02-0.02-0.3-0.82
Other Financing Activities
-0.02-1.04-0.1-0.78---0.01-0.05-0.05-0.87-0.14-0.05-0.02--0.05-1.87-0.06--0
Financing Cash Flow
-25.63-29.6-21.5-7.43-17.1735.31-36.1110.8518.83-13.28-26.7619.0117.25-2.76-5.289.09-3.875.3-26.273.37

Net Cash Flow

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Foreign Exchange Rate Adjustments
0.07-0.22-0.210.56-0.471.130.14-1.440.1-0.09-0.030.22-0.38-0.560.740.45-1.39-0.70.46-0.14
Miscellaneous Cash Flow Adjustments
-------------------0.24
Net Cash Flow
-4.18-35.3444.79-32.0614.69-0.922.569.9724.35-18.1911.493.893.422.81-8.9410.76-4.532.72-18.3132.23

Free Cash Flow

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Free Cash Flow
86.5351.8388.63154.2332.9322.6552.4590.695.7-4.4238.61-15.04-13.136.53-4.131.40.96-1.657.75-41.02
Free Cash Flow Growth (YoY)
162.73%128.82%68.97%70.07%477.77%-35.85%-------------
Free Cash Flow Margin
51.97%34.63%65.39%118.76%28.20%22.95%50.00%92.33%8.15%-7.90%82.19%-30.76%-32.14%18.68%-11.90%3.66%3.15%-5.65%28.06%-124.56%
Free Cash Flow Per Share
2.491.492.544.210.920.641.452.480.16-0.121.08-0.43-0.380.19-0.120.040.03-0.050.24-1.27
Levered Free Cash Flow
9.173.6770.6-18.0144.04-24.314210.467.12-3.237.88-11.23-8.77.56-7.043.77-6.68.5825.361.59
Unlevered Free Cash Flow
10.915.9472.25-15.9146.38-22.0243.7112.59.1-1.540.23-8.61-6.299.84-5.15.56-5.689.4426.192.35

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash Interest Paid
-3.953.84.074.213.823.223.573.332.984.174.54.184.063.622.931.871.431.571.21
Cash Income Tax Paid
-35.840.092.740.1625.080.091.222.021.53-0.3800.0700.040.010.02-0.05
Change in Working Capital
17.28-36.5417.674.25-41.91-29.31-6.2335.09-31.15-31.0121.82-31.59-23.42-2.16-11.2-10.34-14.11-0.3519.69-41.47
SEC Filings: 10-K · 10-Q