Sezzle Inc. (SEZL)

Sezzle Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Cash & Equivalents	70.14	79.76	120.45	64.05	104.15	88.94	88.89	73.19	80.06	58.03	77.78	67.62	65.15	62.09	59.04	68.28	57.87	62.08	58.37	76.98
Cash & Short-Term Investments	70.14	79.76	120.45	64.05	104.15	88.94	88.89	73.19	80.06	58.03	77.78	67.62	65.15	62.09	59.04	68.28	57.87	62.08	58.37	76.98
Cash Growth (YoY)	-32.65%	-10.33%	35.50%	-12.48%	30.08%	53.28%	14.28%	8.22%	22.89%	-6.54%	31.75%	-0.96%	12.57%	0.01%	1.14%	-11.31%	31.63%	6.69%	40.30%	-8.66%
Accounts Receivable	315.92	289.16	262.97	254.9	184.13	184.94	146.63	164.56	132.79	119.24	103.33	130.63	102.55	83.77	84.78	93.36	92.2	89.44	110.49	133.99
Other Receivables	-	21	18.74	6.19	7.42	4.03	3.26	3.63	3.82	1.02	1.32	1.57	2.06	1.96	1.89	2.53	2.35	2.84	2.13	5.08
Receivables	315.92	310.16	281.71	261.08	191.55	188.97	149.89	168.19	136.61	120.26	104.65	132.2	104.6	85.73	86.67	95.89	94.55	92.28	112.61	139.07
Prepaid Expenses	-	3.12	2.71	18.32	22.84	23.07	12.22	11.39	8.58	6.8	5.43	6.22	4.87	3.59	3.74	4.74	3.59	2.47	3.51	3.35
Restricted Cash	4.35	4.55	4.75	8.41	10.92	10.56	14.94	4.85	7.17	5.38	3.82	2.99	1.58	1.28	1.52	1.22	0.87	1.2	2.19	1.89
Other Current Assets	37.33	10.77	1.58	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Current Assets	427.74	408.36	411.19	351.86	329.45	311.53	265.95	257.62	232.43	190.47	191.68	209.04	176.2	152.68	150.97	170.13	156.89	158.02	176.68	221.29
Property, Plant & Equipment	-	-	0.63	0.67	0.7	0.74	0.77	0.8	0.83	0.87	0.87	0.99	1.19	0.22	0.32	0.09	0.51	0.64	0.83	0.95
Other Intangible Assets	-	-	3.74	3.33	3.09	2.78	2.4	2.44	2.29	2.2	2.06	1.9	1.79	1.66	1.45	1.32	1.29	1.21	1.12	0.91
Long-Term Deferred Tax Assets	14.47	14.67	15.72	13.62	13.44	14.42	11.62	16.91	15.86	17.56	-	-	-	-	-	-	-	-	-	-
Other Long-Term Assets	39.42	33.44	23.02	30.75	20.27	21.09	17.34	20.61	1.45	0.98	1.1	0.71	0.71	0.71	0.74	1.04	0.25	0.26	0.26	0.25
Total Assets	481.63	456.47	454.31	400.23	366.96	350.55	298.07	298.37	252.87	212.08	195.71	212.65	179.9	155.28	153.48	172.58	158.94	160.14	178.9	223.4

Liabilities

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Accounts Payable	56.28	57.91	57.57	56.37	57.83	60.48	65.38	68.97	70.45	71.25	73.73	74.14	68.18	67.42	65.27	83.02	83.76	85.31	95.27	96.52
Accrued Expenses	-	10.14	9.72	11.35	9.63	7.34	9.94	15.7	11.48	8.44	10.49	10.79	7.83	5.02	7.29	10.45	9.72	12.5	13.9	8
Current Portion of Long-Term Debt	-	-	-	-	-	-	-	-	-	-	-	94.38	-	-	-	-	-	-	-	-
Current Portion of Leases	-	0.28	0.18	0.16	0.14	0.13	0.11	0.1	0.08	0.07	0.05	0.06	0.05	0.02	0.04	0.08	0.11	0.15	0.15	0.17
Current Unearned Revenue	7.66	26.87	23.17	14.97	19.64	18.1	15.93	13.46	4.37	3.94	3.13	2.64	2.07	1.8	1.64	1.52	0.53	-	-	-
Other Current Liabilities	37.56	6.47	21.97	6.91	6.42	2.83	10.24	7.46	10.5	8.24	5.54	5.26	5.3	4.41	3.18	4.13	5.15	4.68	4.64	2.87
Total Current Liabilities	101.5	101.66	112.6	89.77	93.66	88.87	101.6	105.68	96.88	91.95	92.94	187.27	83.44	78.68	77.42	99.19	99.28	102.65	113.97	107.56
Long-Term Debt	102.18	121.52	144.37	139.99	117.31	130.5	69.89	103.99	93.94	68.88	71.69	0.25	75.39	57.63	58.95	64.03	53.93	57.33	52.15	77.96
Long-Term Leases	0.27	0.31	0.61	0.66	0.71	0.76	0.79	0.82	0.85	0.88	0.88	0.98	1	-	-	-	0	0	0.05	0.09
Other Long-Term Liabilities	-	-	-	-	0.01	0.02	0.03	0.05	0.06	0.07	0.58	2.05	2.11	2.7	3.45	0.51	-	-	-	-
Total Liabilities	203.95	223.5	257.58	230.42	211.69	220.15	172.31	210.54	191.73	161.79	166.1	190.55	161.93	139	139.82	163.73	153.21	159.99	166.17	185.61

Shareholders' Equity

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Common Stock	199.9	196.54	194.21	194.89	196	193.54	192.7	188.59	0	0	0	0	0	0	0	0	0	0	0	0
Additional Paid-In Capital	-	-	-	-	-	-	-	-	184.87	184.23	186.29	186.02	184.99	183.89	181.45	179.05	176.95	174.33	171.45	168.34
Retained Earnings	114.02	66.2	28.27	-0.32	-19.16	-45.83	-53.61	-89.78	-115.14	-125.96	-149.92	-157.52	-160.46	-161.75	-162.89	-165.5	-166.13	-170.48	-155.39	-127.4
Treasury Stock	-35.48	-28.92	-25	-24.07	-20.47	-16.51	-11.84	-9.39	-7.94	-7.26	-6.07	-5.76	-5.72	-5.38	-4.1	-4.07	-4.04	-4.02	-3.99	-3.69
Comprehensive Income & Other	-0.77	-0.84	-0.76	-0.68	-1.11	-0.81	-1.5	-1.59	-0.65	-0.72	-0.68	-0.65	-0.84	-0.49	-0.79	-0.64	-1.05	0.3	0.67	0.55
Total Common Equity	277.68	232.97	196.72	169.81	155.27	130.4	125.76	87.84	61.14	50.29	29.61	22.09	17.97	16.28	13.66	8.84	5.73	0.15	12.73	37.79
Shareholders' Equity	277.68	232.97	196.72	169.81	155.27	130.4	125.76	87.84	61.14	50.29	29.61	22.09	17.97	16.28	13.66	8.84	5.73	0.15	12.73	37.79
Total Liabilities & Equity	481.63	456.47	454.31	400.23	366.96	350.55	298.07	298.37	252.87	212.08	195.71	212.65	179.9	155.28	153.48	172.58	158.94	160.14	178.9	223.4

Additional Metrics

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Total Debt	102.45	122.12	145.16	140.82	118.17	131.39	70.79	104.91	94.88	69.84	72.62	95.67	76.44	57.64	58.99	64.11	54.05	57.49	52.35	78.22
Net Cash (Debt)	-32.31	-42.36	-24.72	-76.76	-14.02	-42.44	18.1	-31.73	-14.81	-11.81	5.16	-28.05	-11.29	4.44	0.05	4.17	3.83	4.59	6.02	-1.24
Net Cash Growth (YoY)	-	-	-	-	-	-	250.72%	-	-	-	10076.91%	-	-	-3.13%	-99.16%	-	-90.40%	-88.01%	-58.48%	-
Net Cash Per Share	-0.93	-1.22	-0.71	-2.10	-0.39	-1.20	0.50	-0.87	-0.42	-0.33	0.14	-0.81	-0.33	0.13	0.00	0.13	0.11	0.14	0.19	-0.04
Filing Date Shares Outstanding	33.78	33.68	33.63	33.8	34.15	34.02	33.29	33.85	33.64	33.6	34	33.8	34.17	34.07	33.68	32.88	32.83	32.77	32.67	32.28
Total Common Shares Outstanding	33.78	33.67	33.59	33.8	34.15	34.02	33.97	33.74	33.48	33.51	33.81	34.19	34.14	33.81	32.89	32.87	32.82	32.76	32.65	32.25
Working Capital	326.24	306.7	298.59	262.1	235.79	222.66	164.35	151.94	135.55	98.52	98.74	21.78	92.76	74.01	73.55	70.94	57.61	55.37	62.72	113.73
Book Value Per Share	8.22	6.92	5.86	5.02	4.55	3.83	3.70	2.60	1.83	1.50	0.88	0.65	0.53	0.48	0.42	0.27	0.17	0.00	0.39	1.17
Tangible Book Value	277.68	232.97	192.98	166.48	152.18	127.62	123.36	85.39	58.85	48.09	27.56	20.2	16.18	14.62	12.21	7.52	4.44	-1.07	11.61	36.88
Tangible Book Value Per Share	8.22	6.92	5.74	4.93	4.46	3.75	3.63	2.53	1.76	1.44	0.81	0.59	0.47	0.43	0.37	0.23	0.14	-0.03	0.36	1.14

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Nov 4, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 5, 2026

Data Sources Report a data error