Southern First Bancshares, Inc. (SFST)
NASDAQ: SFST · Real-Time Price · USD
59.58
-1.29 (-2.12%)
Oct 30, 2026, 4:00 PM EDT - Market closed
Southern First Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 211.48 | 198.15 | 186.86 | 166.14 | 114.23 | 91.6 |
Interest Income on Investments | 16.29 | 13.34 | 14.35 | 11.46 | 3.43 | 1.57 |
Total Interest Income | 227.77 | 211.48 | 201.21 | 177.6 | 117.66 | 93.17 |
Interest Paid on Deposits | 91.2 | 95.62 | 108.77 | 91.37 | 18.1 | 3.91 |
Interest Paid on Borrowings | 10.54 | 10.91 | 11.22 | 8.57 | 1.94 | 1.53 |
Total Interest Expense | 101.73 | 106.53 | 119.99 | 99.94 | 20.04 | 5.44 |
Net Interest Income | 126.04 | 104.95 | 81.22 | 77.65 | 97.62 | 87.73 |
Net Interest Income Growth | 27.74% | 29.22% | 4.59% | -20.45% | 11.27% | 9.93% |
Mortgage Banking Activities | 5.14 | 6.28 | 5.56 | 4.04 | 4.2 | 11.38 |
Gain (Loss) on Sale of Assets | - | - | - | - | -0.39 | 0.01 |
Gain (Loss) on Sale of Investments | -0.52 | -0.52 | - | - | - | -0 |
Other Non-Interest Income | 5.21 | 5.01 | 4.82 | 4.44 | 4.51 | 4.54 |
Total Non-Interest Income | 13 | 13.14 | 12.14 | 9.86 | 9.58 | 17.1 |
Non-Interest Income Growth | 1.38% | 8.21% | 23.13% | 2.92% | -43.98% | -37.48% |
Revenues Before Loan Losses | 139.04 | 118.09 | 93.36 | 87.51 | 107.2 | 104.83 |
Provision for Loan Losses | 4.38 | 2.95 | 0.13 | 1.26 | 6.16 | -12.4 |
| 134.67 | 115.14 | 93.24 | 86.25 | 101.05 | 117.23 | |
Revenue Growth | 23.11% | 23.49% | 8.10% | -14.64% | -13.81% | 51.15% |
Salaries and Employee Benefits | 44.38 | 42.53 | 41.26 | 38.33 | 36.76 | 34.46 |
Occupancy Expenses | 5.32 | 7.48 | 7.89 | 10.26 | 9.11 | 6.96 |
Federal Deposit Insurance | 3.68 | 3.88 | 4.02 | 3.77 | 1.69 | 1.15 |
Selling, General & Administrative | 20.96 | 17.28 | 16.24 | 12.87 | 11.99 | 10.61 |
Other Non-Interest Expense | 4.78 | 4.36 | 3.91 | 3.6 | 3.39 | 2.88 |
Total Non-Interest Expense | 79.13 | 75.53 | 73.33 | 68.83 | 62.93 | 56.43 |
EBT Excluding Unusual Items | 55.54 | 39.61 | 19.91 | 17.43 | 38.11 | 60.8 |
Pretax Income | 55.54 | 39.61 | 19.91 | 17.43 | 38.11 | 60.8 |
Income Tax Expense | 12.37 | 9.24 | 4.38 | 4 | 9 | 14.09 |
Net Income | 43.17 | 30.37 | 15.53 | 13.43 | 29.12 | 46.71 |
Net Income to Common | 43.17 | 30.37 | 15.53 | 13.43 | 29.12 | 46.71 |
Net Income Growth | 65.16% | 95.53% | 15.67% | -53.89% | -37.67% | 154.86% |
Basic Shares Outstanding | 9 | 8 | 8 | 8 | 8 | 8 |
Diluted Shares Outstanding | 9 | 8 | 8 | 8 | 8 | 8 |
Shares Change | 10.04% | 0.53% | 0.48% | 0.08% | 1.03% | 2.11% |
EPS (Basic) | 4.93 | 3.75 | 1.92 | 1.67 | 3.66 | 5.96 |
EPS (Diluted) | 4.85 | 3.72 | 1.91 | 1.66 | 3.61 | 5.85 |
EPS Growth | 50.15% | 94.76% | 15.06% | -54.02% | -38.29% | 150.00% |