Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
64.40
+0.75 (1.18%)
At close: Nov 20, 2024, 4:00 PM
64.45
+0.05 (0.08%)
After-hours: Nov 20, 2024, 7:50 PM EST
Synchrony Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 21,439 | 19,902 | 16,881 | 15,228 | 15,950 | 18,705 | Upgrade
|
| Interest Income on Investments | 1,045 | 808 | 265 | 43 | 117 | 385 | Upgrade
|
| Total Interest Income | 22,484 | 20,710 | 17,146 | 15,271 | 16,067 | 19,090 | Upgrade
|
| Interest Paid on Deposits | 3,767 | 2,952 | 1,008 | 566 | 1,094 | 1,566 | Upgrade
|
| Interest Paid on Borrowings | 832 | 759 | 513 | 466 | 571 | 725 | Upgrade
|
| Total Interest Expense | 4,599 | 3,711 | 1,521 | 1,032 | 1,665 | 2,291 | Upgrade
|
| Net Interest Income | 17,885 | 16,999 | 15,625 | 14,239 | 14,402 | 16,799 | Upgrade
|
| Net Interest Income Growth (YoY) | 7.49% | 8.79% | 9.73% | -1.13% | -14.27% | 4.23% | Upgrade
|
| Gain (Loss) on Sale of Assets | 1,069 | - | - | - | - | - | Upgrade
|
| Other Non-Interest Income | -2,971 | -3,372 | -3,951 | -4,047 | -3,240 | -3,487 | Upgrade
|
| Total Non-Interest Income | -1,902 | -3,372 | -3,951 | -4,047 | -3,240 | -3,487 | Upgrade
|
| Revenues Before Loan Losses | 15,983 | 13,627 | 11,674 | 10,192 | 11,162 | 13,312 | Upgrade
|
| Provision for Loan Losses | 6,976 | 5,965 | 3,375 | 726 | 5,310 | 4,180 | Upgrade
|
| Revenue | 9,007 | 7,662 | 8,299 | 9,466 | 5,852 | 9,132 | Upgrade
|
| Revenue Growth (YoY) | 16.99% | -7.68% | -12.33% | 61.76% | -35.92% | 18.00% | Upgrade
|
| Salaries and Employee Benefits | 1,889 | 1,841 | 1,681 | 1,501 | 1,380 | 1,455 | Upgrade
|
| Selling, General & Administrative | 2,216 | 2,081 | 1,942 | 1,818 | 1,699 | 1,901 | Upgrade
|
| Other Non-Interest Expense | 452 | 505 | 541 | 540 | 642 | 616 | Upgrade
|
| Total Non-Interest Expense | 4,557 | 4,427 | 4,164 | 3,859 | 3,721 | 3,972 | Upgrade
|
| EBT Excluding Unusual Items | 4,450 | 3,235 | 4,135 | 5,607 | 2,131 | 5,160 | Upgrade
|
| Other Unusual Items | -288 | -288 | -173 | -104 | -334 | -273 | Upgrade
|
| Pretax Income | 4,119 | 2,904 | 3,962 | 5,503 | 1,797 | 4,887 | Upgrade
|
| Income Tax Expense | 954 | 666 | 946 | 1,282 | 412 | 1,140 | Upgrade
|
| Net Income | 3,165 | 2,238 | 3,016 | 4,221 | 1,385 | 3,747 | Upgrade
|
| Preferred Dividends & Other Adjustments | 62 | 42 | 42 | 42 | 42 | - | Upgrade
|
| Net Income to Common | 3,103 | 2,196 | 2,974 | 4,179 | 1,343 | 3,747 | Upgrade
|
| Net Income Growth | 33.26% | -25.80% | -28.55% | 204.77% | -63.04% | 34.30% | Upgrade
|
| Basic Shares Outstanding | 402 | 421 | 480 | 565 | 589 | 670 | Upgrade
|
| Diluted Shares Outstanding | 405 | 424 | 483 | 569 | 591 | 674 | Upgrade
|
| Shares Change (YoY) | -6.16% | -12.39% | -15.09% | -3.64% | -12.28% | -9.83% | Upgrade
|
| EPS (Basic) | 7.72 | 5.21 | 6.19 | 7.40 | 2.28 | 5.59 | Upgrade
|
| EPS (Diluted) | 7.67 | 5.19 | 6.15 | 7.34 | 2.27 | 5.56 | Upgrade
|
| EPS Growth | 41.97% | -15.61% | -16.21% | 223.35% | -59.17% | 48.66% | Upgrade
|
| Dividend Per Share | 1.000 | 0.960 | 0.900 | 0.880 | 0.880 | 0.860 | Upgrade
|
| Dividend Growth | 6.38% | 6.67% | 2.27% | 0% | 2.33% | 19.44% | Upgrade
|
| Effective Tax Rate | 23.16% | 22.93% | 23.88% | 23.30% | 22.93% | 23.33% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.