Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
61.41
-2.44 (-3.82%)
Feb 21, 2025, 4:00 PM EST - Market closed
Synchrony Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 21,596 | 19,902 | 16,881 | 15,228 | 15,950 | Upgrade
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| Interest Income on Investments | 1,049 | 808 | 265 | 43 | 117 | Upgrade
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| Total Interest Income | 22,645 | 20,710 | 17,146 | 15,271 | 16,067 | Upgrade
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| Interest Paid on Deposits | 3,806 | 2,952 | 1,008 | 566 | 1,094 | Upgrade
|
| Interest Paid on Borrowings | 828 | 759 | 513 | 466 | 571 | Upgrade
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| Total Interest Expense | 4,634 | 3,711 | 1,521 | 1,032 | 1,665 | Upgrade
|
| Net Interest Income | 18,011 | 16,999 | 15,625 | 14,239 | 14,402 | Upgrade
|
| Net Interest Income Growth (YoY) | 5.95% | 8.79% | 9.73% | -1.13% | -14.27% | Upgrade
|
| Gain (Loss) on Sale of Assets | 1,069 | - | - | - | - | Upgrade
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| Other Non-Interest Income | -2,955 | -3,372 | -3,951 | -4,047 | -3,240 | Upgrade
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| Total Non-Interest Income | -1,886 | -3,372 | -3,951 | -4,047 | -3,240 | Upgrade
|
| Revenues Before Loan Losses | 16,125 | 13,627 | 11,674 | 10,192 | 11,162 | Upgrade
|
| Provision for Loan Losses | 6,733 | 5,965 | 3,375 | 726 | 5,310 | Upgrade
|
| Revenue | 9,392 | 7,662 | 8,299 | 9,466 | 5,852 | Upgrade
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| Revenue Growth (YoY) | 22.58% | -7.68% | -12.33% | 61.76% | -35.92% | Upgrade
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| Salaries and Employee Benefits | 1,872 | 1,841 | 1,681 | 1,501 | 1,380 | Upgrade
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| Selling, General & Administrative | 2,263 | 2,081 | 1,942 | 1,818 | 1,699 | Upgrade
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| Other Non-Interest Expense | 512 | 505 | 541 | 540 | 642 | Upgrade
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| Total Non-Interest Expense | 4,647 | 4,427 | 4,164 | 3,859 | 3,721 | Upgrade
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| EBT Excluding Unusual Items | 4,745 | 3,235 | 4,135 | 5,607 | 2,131 | Upgrade
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| Other Unusual Items | -192 | -288 | -173 | -104 | -334 | Upgrade
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| Pretax Income | 4,553 | 2,904 | 3,962 | 5,503 | 1,797 | Upgrade
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| Income Tax Expense | 1,054 | 666 | 946 | 1,282 | 412 | Upgrade
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| Net Income | 3,499 | 2,238 | 3,016 | 4,221 | 1,385 | Upgrade
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| Preferred Dividends & Other Adjustments | 72 | 42 | 42 | 42 | 42 | Upgrade
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| Net Income to Common | 3,427 | 2,196 | 2,974 | 4,179 | 1,343 | Upgrade
|
| Net Income Growth | 56.34% | -25.80% | -28.55% | 204.77% | -63.04% | Upgrade
|
| Basic Shares Outstanding | 397 | 421 | 480 | 565 | 589 | Upgrade
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| Diluted Shares Outstanding | 401 | 424 | 483 | 569 | 591 | Upgrade
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| Shares Change (YoY) | -5.41% | -12.39% | -15.09% | -3.64% | -12.28% | Upgrade
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| EPS (Basic) | 8.64 | 5.21 | 6.19 | 7.40 | 2.28 | Upgrade
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| EPS (Diluted) | 8.55 | 5.19 | 6.15 | 7.34 | 2.27 | Upgrade
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| EPS Growth | 64.74% | -15.61% | -16.21% | 223.35% | -59.17% | Upgrade
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| Dividend Per Share | 1.000 | 0.960 | 0.900 | 0.880 | 0.880 | Upgrade
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| Dividend Growth | 4.17% | 6.67% | 2.27% | 0% | 2.33% | Upgrade
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| Effective Tax Rate | 23.15% | 22.93% | 23.88% | 23.30% | 22.93% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.