Skip to main content
logo
Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
74.88
-1.18 (-1.55%)
At close: Sep 16, 2026, 4:00 PM EDT
74.88
0.00 (0.00%)
After-hours: Sep 16, 2026, 5:19 PM EDT

Synchrony Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,9089,7569,3927,6628,2999,466
Revenue Growth
7.87%3.88%22.58%-7.68%-12.33%61.76%
Net Income
3,4353,4693,4272,1962,9744,179
Earnings Per Share
9.779.288.555.196.157.34
EPS Growth
18.94%8.54%64.74%-15.61%-16.21%223.35%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
16,19314,97314,71114,25910,2948,337
Total Debt
16,43215,18215,46215,98214,19114,507
Net Cash (Debt)
-239-209-751-1,723-3,897-6,170
Net Cash Growth
------
Net Cash Per Share
-0.68-0.56-1.87-4.07-8.06-10.84

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
9,6949,8519,8488,5936,6947,099
Free Cash Flow
9,6949,8519,8488,5936,6947,099
Free Cash Flow Growth
-1.84%0.03%14.61%28.37%-5.71%-5.18%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
34.67%35.56%36.49%28.66%35.84%44.15%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3601.1501.0000.9600.9000.880
Dividend Per Share Growth
12.73%15.00%4.17%6.67%2.27%0%
Dividend Yield
1.82%1.40%1.58%2.65%2.97%2.11%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.798.667.397.204.986.08
Forward PE
7.889.149.087.206.597.93
PS Ratio
2.453.082.702.061.782.68