Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
78.04
-0.55 (-0.70%)
Aug 10, 2026, 2:47 PM EDT - Market open
Synchrony Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 16,193 | 14,973 | 14,711 | 14,259 | 10,294 | 8,337 |
Securities and Investments | 4,365 | 2,348 | 3,079 | 3,799 | 4,879 | 5,283 |
Other Earning Assets | - | - | - | - | - | 4,361 |
Gross Loans | 102,208 | 103,808 | 104,721 | 102,988 | 92,470 | 80,740 |
Allowance for Loan Losses | -10,312 | -10,442 | -10,929 | -10,571 | -9,527 | -8,688 |
Net Loans | 91,896 | 93,366 | 93,792 | 92,417 | 82,943 | 72,052 |
Other Intangible Assets | 152 | 104 | 854 | 815 | 742 | 1,168 |
Goodwill | 1,363 | 1,363 | 1,274 | 1,018 | 1,105 | 1,105 |
Other Non-Earning Assets | 7,961 | 6,941 | 5,753 | 5,171 | 4,601 | 3,442 |
Total Assets | 121,930 | 119,095 | 119,463 | 117,479 | 104,564 | 95,748 |
Interest-bearing deposits | 82,376 | 80,748 | 81,664 | 80,789 | 71,336 | 61,911 |
Noninterest-bearing deposits | 430 | 396 | 398 | 364 | 399 | 359 |
Total Deposits | 82,806 | 81,144 | 82,062 | 81,153 | 71,735 | 62,270 |
Accrued Expenses | 5,795 | 6,003 | 5,359 | 6,334 | 5,765 | 5,316 |
Long-Term Debt | 16,432 | 15,182 | 15,462 | 15,982 | 14,191 | 14,507 |
Other Liabilities | - | - | - | 107 | - | - |
Total Liabilities | 105,033 | 102,329 | 102,883 | 103,576 | 91,691 | 82,093 |
Preferred Stock | 1,716 | 1,222 | 1,222 | 734 | 734 | 734 |
Common Stock | 1 | 1 | 1 | 1 | 1 | 1 |
Treasury Stock | -20,593 | -18,909 | -16,072 | -15,201 | -14,171 | -10,925 |
Additional Paid-in Capital | 9,876 | 9,902 | 9,853 | 9,775 | 9,718 | 9,669 |
Accumulated Other Comprehensive Income | -71 | -48 | -59 | -68 | -125 | -69 |
Retained Earnings | 25,968 | 24,598 | 21,635 | 18,662 | 16,716 | 14,245 |
Shareholders' Equity | 16,897 | 16,766 | 16,580 | 13,903 | 12,873 | 13,655 |
Total Liabilities & Equity | 121,930 | 119,095 | 119,463 | 117,479 | 104,564 | 95,748 |
Total Debt | 16,432 | 15,182 | 15,462 | 15,982 | 14,191 | 14,507 |
Net Cash (Debt) | -239 | -209 | -751 | -1,723 | -3,897 | -6,170 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -0.68 | -0.56 | -1.88 | -4.07 | -8.06 | -10.84 |
Book Value | 16,897 | 16,766 | 16,580 | 13,903 | 12,873 | 13,655 |
Book Value Per Share | 48.02 | 44.84 | 41.39 | 32.83 | 26.63 | 23.99 |
Tangible Book Value | 15,382 | 15,299 | 14,452 | 12,070 | 11,026 | 11,382 |
Tangible Book Value Per Share | 43.71 | 40.92 | 36.08 | 28.50 | 22.81 | 19.99 |