Synchrony Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	24,330	28,950	25,302	15,539	14,400	24,440
Market Cap Growth	12.65%	14.42%	62.83%	7.91%	-41.08%	20.57%
Enterprise Value	20,199	45,354	41,986	32,255	29,325	39,681
Last Close Price	72.33	83.43	65.00	38.19	32.86	46.39
PE Ratio	7.46	8.99	7.60	7.36	5.34	6.32
Forward PE	7.54	9.14	9.08	7.20	6.59	7.93
PEG Ratio	0.84	0.59	0.22	0.23	0.25	0.15
PS Ratio	2.46	2.97	2.69	2.03	1.74	2.58
PB Ratio	1.60	1.73	1.53	1.12	1.12	1.79
P/TBV Ratio	1.59	1.86	1.57	1.16	1.23	1.93
P/FCF Ratio	-	2.94	2.57	1.81	2.15	3.44
P/OCF Ratio	2.47	2.94	2.57	1.81	2.15	3.44
EV/Sales Ratio	2.04	4.65	4.47	4.21	3.53	4.19
EV/EBITDA Ratio	-	88.24	87.29	70.42	69.99	101.75
EV/FCF Ratio	-	4.60	4.26	3.75	4.38	5.59
Debt / Equity Ratio	1.00	0.91	0.93	1.15	1.10	1.06
Debt / EBITDA Ratio	30.88	29.54	32.15	34.90	33.87	37.20
Debt / FCF Ratio	1.67	1.54	1.57	1.86	2.12	2.04
Net Debt / Equity Ratio	1.00	0.91	0.93	1.15	1.10	1.06
Net Debt / EBITDA Ratio	30.88	29.54	32.15	34.90	33.87	37.20
Net Debt / FCF Ratio	1.67	1.54	1.57	1.86	2.12	2.04
Asset Turnover	0.08	0.08	0.08	0.07	0.08	0.10
Return on Equity (ROE)	21.66%	21.30%	22.96%	16.72%	22.74%	32.03%
Earnings Yield	14.46%	11.12%	13.15%	13.59%	18.72%	15.82%
FCF Yield	-	34.03%	38.92%	55.30%	46.49%	29.05%
Dividend Yield	1.66%	1.38%	1.54%	2.52%	2.75%	1.91%
Payout Ratio	12.38%	12.31%	11.61%	18.49%	14.59%	11.96%
Buyback Yield / Dilution	8.30%	6.67%	5.41%	12.39%	15.09%	3.64%
Total Shareholder Return	9.96%	8.05%	6.95%	14.92%	17.84%	5.55%

SEC Filings: 10-K · 10-Q