Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
75.35
-1.62 (-2.10%)
At close: Oct 30, 2026, 4:00 PM EDT
75.39
+0.04 (0.05%)
After-hours: Oct 30, 2026, 7:30 PM EDT

Synchrony Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
23,46430,04925,30715,80314,80525,387
Market Cap Growth
-11.01%18.74%60.14%6.74%-41.68%25.29%
Last Close Price
75.3582.4063.0836.2530.2741.70

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.908.667.397.204.986.08
PS Ratio
2.403.082.702.061.782.68
PB Ratio
1.581.791.531.141.151.86
P/OCF Ratio
2.463.052.571.842.213.58

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.030.910.931.151.101.06
Net Debt / Equity Ratio
0.070.010.050.120.300.45
Return on Equity (ROE)
19.83%21.30%22.96%16.72%22.74%32.03%
Return on Assets (ROA)
2.78%2.98%2.95%2.02%3.01%4.40%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
12.66%11.82%13.83%14.16%20.37%16.63%
Dividend Yield
1.80%1.33%1.53%2.47%2.66%1.83%
Payout Ratio
14.26%14.36%13.43%20.02%15.78%12.84%
Buyback Yield / Dilution
11.33%6.67%5.41%12.39%15.09%3.64%
Total Shareholder Return
13.13%7.99%6.94%14.86%17.75%5.46%
SEC Filings: 10-K · 10-Q