Synchrony Financial (SYF)

NYSE: SYF · Real-Time Price · USD

75.04

+0.63 (0.85%)

Sep 18, 2026, 4:00 PM EDT - Market closed

Synchrony Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	24,416	30,049	25,307	15,803	14,805	25,387
Market Cap Growth	-12.29%	18.74%	60.14%	6.74%	-41.68%	25.29%
Last Close Price	75.04	82.40	63.08	36.25	30.27	41.70

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.68	8.66	7.39	7.20	4.98	6.08
PS Ratio	2.46	3.08	2.70	2.06	1.78	2.68
PB Ratio	1.61	1.79	1.53	1.14	1.15	1.86
P/OCF Ratio	2.52	3.05	2.57	1.84	2.21	3.58

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.97	0.91	0.93	1.15	1.10	1.06
Net Debt / Equity Ratio	0.01	0.01	0.05	0.12	0.30	0.45
Return on Equity (ROE)	20.79%	21.30%	22.96%	16.72%	22.74%	32.03%
Return on Assets (ROA)	2.90%	2.98%	2.95%	2.02%	3.01%	4.40%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	14.07%	11.82%	13.83%	14.16%	20.37%	16.63%
Dividend Yield	1.81%	1.40%	1.58%	2.65%	2.97%	2.11%
Payout Ratio	13.92%	14.36%	13.43%	20.02%	15.78%	12.84%
Buyback Yield / Dilution	9.79%	6.67%	5.41%	12.39%	15.09%	3.64%
Total Shareholder Return	11.61%	8.06%	6.99%	15.04%	18.06%	5.75%

SEC Filings: 10-K · 10-Q