Synchrony Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Jun '25 Jun 30, 2025	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Sep '24 Sep 30, 2024	Jun '24 Jun 30, 2024	Mar '24 Mar 31, 2024	Dec '23 Dec 31, 2023	Sep '23 Sep 30, 2023	Jun '23 Jun 30, 2023	Mar '23 Mar 31, 2023	Dec '22 Dec 31, 2022	Sep '22 Sep 30, 2022	Jun '22 Jun 30, 2022	Mar '22 Mar 31, 2022	Dec '21 Dec 31, 2021	Sep '21 Sep 30, 2021
Cash & Equivalents	16,193	20,559	14,973	16,245	19,457	21,629	14,711	17,934	18,632	20,021	14,259	15,643	12,706	15,303	10,294	11,962	10,682	10,541	8,337	9,806
Securities and Investments	4,365	3,040	2,348	2,716	2,905	2,724	3,079	2,345	2,693	3,005	3,799	2,882	4,294	4,008	4,879	5,082	5,012	4,677	5,283	5,444
Other Earning Assets	-	-	-	192	191	-	-	-	-	-	-	-	-	-	-	-	-	4,046	4,361	3,450
Gross Loans	102,208	100,085	103,808	100,178	99,776	99,608	104,721	102,193	102,284	101,733	102,988	97,873	94,801	91,129	92,470	86,012	82,674	78,916	80,740	76,388
Allowance for Loan Losses	-10,312	-10,428	-10,442	-10,373	-10,564	-10,828	-10,929	-11,029	-10,982	-10,905	-10,571	-10,176	-9,804	-9,517	-9,527	-9,102	-8,808	-8,651	-8,688	-8,616
Net Loans	91,896	89,657	93,366	89,805	89,212	88,780	93,792	91,164	91,302	90,828	92,417	87,697	84,997	81,612	82,943	76,910	73,866	70,265	72,052	67,772
Other Intangible Assets	152	1,223	104	909	862	847	854	765	776	800	815	1,169	1,226	1,297	742	1,033	1,118	1,149	1,168	1,090
Goodwill	1,363	1,363	1,363	1,274	1,274	1,274	1,274	1,274	1,274	1,073	1,018	1,105	1,105	1,105	1,105	1,105	1,105	1,105	1,105	1,105
Other Non-Earning Assets	7,961	5,659	6,941	5,843	6,604	6,772	5,753	5,747	5,812	5,446	5,171	4,443	4,369	4,528	4,601	4,674	3,417	3,484	3,442	3,270
Total Assets	121,930	121,501	119,095	116,984	120,505	122,026	119,463	119,229	120,489	121,173	117,479	112,939	108,697	107,853	104,564	100,766	95,200	95,267	95,748	91,937
Interest-bearing deposits	82,376	82,478	80,748	79,513	81,857	83,030	81,664	81,901	82,708	83,160	80,789	77,669	75,344	74,008	71,336	68,032	64,328	63,180	61,911	59,998
Noninterest-bearing deposits	430	416	396	373	405	405	398	383	392	394	364	397	421	417	399	372	381	395	359	355
Total Deposits	82,806	82,894	81,144	79,886	82,262	83,435	82,062	82,284	83,100	83,554	81,153	78,066	75,765	74,425	71,735	68,404	64,709	63,575	62,270	60,353
Accrued Expenses	5,795	5,702	6,003	5,602	5,282	5,001	5,359	5,333	6,212	6,204	6,334	5,875	5,321	5,301	5,765	5,029	4,941	4,914	5,316	4,888
Long-Term Debt	16,432	16,428	15,182	14,431	16,009	17,009	15,462	15,632	15,637	16,133	15,982	15,231	14,231	14,934	14,191	14,321	12,157	13,360	14,507	12,760
Other Liabilities	-	-	-	-	-	-	-	-	-	-	107	-	-	-	-	-	-	-	-	-
Total Liabilities	105,033	105,024	102,329	99,919	103,553	105,445	102,883	103,249	104,949	105,891	103,576	99,172	95,317	94,660	91,691	87,754	81,807	81,849	82,093	78,001
Preferred Stock	1,716	1,222	1,222	1,222	1,222	1,222	1,222	1,222	1,222	1,222	734	734	734	734	734	734	734	734	734	734
Common Stock	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Treasury Stock	-20,593	-19,744	-18,909	-17,956	-17,098	-16,602	-16,072	-15,990	-15,713	-15,430	-15,201	-14,960	-14,814	-14,514	-14,171	-13,473	-12,535	-11,842	-10,925	-9,946
Additional Paid-in Capital	9,876	9,844	9,902	9,866	9,836	9,804	9,853	9,822	9,793	9,768	9,775	9,750	9,727	9,705	9,718	9,685	9,663	9,643	9,669	9,649
Accumulated Other Comprehensive Income	-71	-56	-48	-46	-45	-53	-59	-50	-73	-69	-68	-96	-96	-102	-125	-187	-149	-121	-69	-64
Retained Earnings	25,968	25,210	24,598	23,978	23,036	22,209	21,635	20,975	20,310	19,790	18,662	18,338	17,828	17,369	16,716	16,252	15,679	15,003	14,245	13,562
Shareholders' Equity	16,897	16,477	16,766	17,065	16,952	16,581	16,580	15,980	15,540	15,282	13,903	13,767	13,380	13,193	12,873	13,012	13,393	13,418	13,655	13,936
Total Liabilities & Equity	121,930	121,501	119,095	116,984	120,505	122,026	119,463	119,229	120,489	121,173	117,479	112,939	108,697	107,853	104,564	100,766	95,200	95,267	95,748	91,937
Total Debt	16,432	16,428	15,182	14,431	16,009	17,009	15,462	15,632	15,637	16,133	15,982	15,231	14,231	14,934	14,191	14,321	12,157	13,360	14,507	12,760
Net Cash (Debt)	-16,432	-16,428	-15,182	-14,431	-16,009	-17,009	-15,462	-15,632	-15,637	-16,133	-15,982	-15,231	-14,231	-14,934	-14,191	-14,321	-12,157	-13,360	-14,507	-12,760
Net Cash Growth (YoY)	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Cash Per Share	-49.18	-47.48	-42.45	-39.01	-42.23	-43.68	-39.16	-39.42	-38.84	-39.52	-38.55	-36.40	-33.55	-34.16	-31.61	-30.43	-24.55	-25.72	-26.72	-22.56
Book Value	16,897	16,477	16,766	17,065	16,952	16,581	16,580	15,980	15,540	15,282	13,903	13,767	13,380	13,193	12,873	13,012	13,393	13,418	13,655	13,936
Book Value Per Share	50.57	47.62	46.88	46.13	44.72	42.58	42.00	40.30	38.60	37.44	33.53	32.90	31.54	30.18	28.68	27.64	27.04	25.83	25.15	24.64
Tangible Book Value	15,382	13,891	15,299	14,882	14,816	14,460	14,452	13,941	13,490	13,409	12,070	11,493	11,049	10,791	11,026	10,874	11,170	11,164	11,382	11,741
Tangible Book Value Per Share	46.04	40.15	42.78	40.23	39.08	37.13	36.61	35.16	33.51	32.85	29.11	27.47	26.05	24.68	24.56	23.10	22.55	21.49	20.96	20.76

SEC Filings: 10-K · 10-Q