Synchrony Financial (SYF)
NYSE: SYF · Real-Time Price · USD
73.74
-0.33 (-0.45%)
Nov 6, 2026, 4:00 PM EST - Market closed
Synchrony Financial Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 6, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
| 22,963 | 23,092 | 25,581 | 23,643 | 30,049 | 26,435 | 25,405 | 20,580 | 25,307 | 19,714 | 18,949 | 17,543 | 15,803 | 12,784 | 14,537 | 12,709 | 14,805 | 13,581 | 13,851 | 18,145 | 25,387 | |
Market Cap Growth (YoY) | -14.27% | -12.65% | 0.69% | 14.88% | 18.74% | 34.09% | 34.07% | 17.31% | 60.14% | 54.21% | 30.35% | 38.04% | 6.74% | -5.87% | 4.95% | -29.96% | -41.68% | -51.23% | -50.92% | -23.57% | 25.29% |
Last Close Price | 73.74 | 70.65 | 75.38 | 67.15 | 82.03 | 69.57 | 65.07 | 51.33 | 62.79 | 47.97 | 45.13 | 41.01 | 36.08 | 28.63 | 31.54 | 26.83 | 30.13 | 25.68 | 24.99 | 31.31 | 41.52 |
Price Ratios
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 6, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.73 | 7.12 | 7.45 | 6.72 | 8.66 | 7.57 | 7.93 | 7.14 | 7.39 | 6.35 | 6.42 | 6.07 | 7.20 | 5.48 | 6.04 | 4.81 | 4.98 | 4.23 | 3.80 | 4.44 | 6.08 |
PS Ratio | 2.35 | 2.36 | 2.58 | 2.39 | 3.08 | 2.74 | 2.77 | 2.36 | 2.70 | 2.19 | 2.16 | 2.02 | 2.06 | 1.66 | 1.89 | 1.60 | 1.78 | 1.58 | 1.53 | 1.91 | 2.68 |
PB Ratio | 1.55 | 1.40 | 1.51 | 1.44 | 1.79 | 1.55 | 1.50 | 1.24 | 1.53 | 1.23 | 1.22 | 1.15 | 1.14 | 0.93 | 1.09 | 0.96 | 1.15 | 1.04 | 1.03 | 1.35 | 1.86 |
P/OCF Ratio | 2.40 | 2.42 | 2.64 | 2.40 | 3.05 | 2.71 | 2.57 | 2.10 | 2.57 | 2.01 | 1.99 | 1.96 | 1.84 | 1.57 | 2.00 | 1.77 | 2.21 | 1.98 | 1.97 | 2.73 | 3.58 |
Financial Efficiency
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 6, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 1.03 | 1.03 | 0.97 | 1.00 | 0.91 | 0.85 | 0.94 | 1.03 | 0.93 | 0.98 | 1.01 | 1.06 | 1.15 | 1.11 | 1.06 | 1.13 | 1.10 | 1.10 | 0.91 | 1.00 | 1.06 |
Net Debt / Equity Ratio | 0.07 | 0.07 | 0.01 | -0.25 | 0.01 | -0.11 | -0.20 | -0.28 | 0.05 | -0.14 | -0.19 | -0.25 | 0.12 | -0.03 | 0.11 | -0.03 | 0.30 | 0.18 | 0.11 | 0.21 | 0.45 |
Return on Equity (ROE) | 19.83% | 19.83% | 20.79% | 21.78% | 21.30% | 21.64% | 20.23% | 18.60% | 22.96% | 21.28% | 20.77% | 20.58% | 16.72% | 17.74% | 18.30% | 20.18% | 22.74% | 24.14% | 26.75% | 30.74% | 32.03% |
Return on Assets (ROA) | 2.78% | 2.78% | 2.90% | 2.96% | 2.98% | 3.03% | 2.73% | 2.44% | 2.95% | 2.73% | 2.62% | 2.56% | 2.02% | 2.22% | 2.40% | 2.64% | 3.01% | 3.38% | 3.94% | 4.32% | 4.40% |
Yields
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 6, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 12.94% | 14.43% | 13.75% | 15.23% | 11.82% | 13.52% | 12.94% | 14.40% | 13.83% | 16.05% | 15.85% | 16.70% | 14.16% | 18.58% | 16.85% | 21.13% | 20.37% | 23.95% | 26.64% | 22.75% | 16.63% |
Dividend Yield | 1.84% | 1.67% | 1.52% | 1.71% | 1.33% | 1.50% | 1.54% | 1.85% | 1.53% | 1.97% | 2.08% | 2.24% | 2.47% | 3.04% | 2.65% | 3.07% | 2.66% | 3.01% | 3.35% | 2.46% | 1.83% |
Payout Ratio | 14.26% | 15.47% | 13.67% | 15.53% | 16.91% | 12.07% | 13.96% | 15.59% | 15.25% | 15.21% | 18.51% | 8.74% | 25.91% | 18.15% | 19.16% | 18.47% | 19.58% | 17.07% | 14.80% | 13.30% | 15.99% |
Buyback Yield / Dilution | 11.33% | 12.84% | 11.87% | 11.14% | 9.56% | 6.71% | 5.84% | 4.61% | 4.68% | 5.23% | 5.09% | 6.63% | 7.64% | 11.11% | 14.36% | 15.84% | 17.33% | 16.78% | 14.85% | 11.57% | 7.43% |
Total Shareholder Return | 13.17% | 14.51% | 13.40% | 12.86% | 10.90% | 8.21% | 7.37% | 6.46% | 6.21% | 7.21% | 7.18% | 8.88% | 10.11% | 14.15% | 17.00% | 18.91% | 19.99% | 19.79% | 18.20% | 14.03% | 9.26% |