| 3,552 | 3,499 | 2,238 | 3,016 | 4,221 |
Depreciation & Amortization | 514 | 481 | 458 | 419 | 390 |
Provision for Credit Losses | 5,225 | 6,733 | 5,965 | 3,375 | 726 |
| 721 | -660 | 277 | 153 | 741 |
Changes in Accrued Interest and Accounts Receivable | -598 | 33 | -645 | -197 | 424 |
Changes in Accrued Expenses | 314 | -121 | 293 | -93 | 560 |
Changes in Other Operating Activities | 123 | -117 | 7 | 21 | 37 |
| 9,851 | 9,848 | 8,593 | 6,694 | 7,099 |
Operating Cash Flow Growth | 0.03% | 14.61% | 28.37% | -5.71% | -5.18% |
Net Change in Loans Held-for-Investment | -4,606 | -7,576 | -14,900 | -13,733 | -6,355 |
Net Change in Securities and Investments | 765 | 805 | 1,388 | 118 | 2,090 |
Payments for Business Acquisitions | -161 | -1,935 | - | - | - |
Proceeds from Business Divestments | - | 491 | - | 3,930 | - |
Other Investing Activities | -852 | -688 | -722 | -549 | -549 |
| -4,854 | -8,903 | -14,234 | -10,234 | -4,814 |
| -926 | 879 | 9,437 | 9,453 | -534 |
| 4,030 | 2,439 | 3,034 | 4,955 | 3,105 |
| -4,325 | -2,975 | -1,257 | -5,284 | -4,386 |
Net Long-Term Debt Issued (Repaid) | -295 | -536 | 1,777 | -329 | -1,281 |
Repurchase of Common Stock | -2,941 | -1,008 | -1,112 | -3,320 | -2,876 |
Net Common Stock Issued (Repurchased) | -2,941 | -1,008 | -1,112 | -3,320 | -2,876 |
Issuance of Preferred Stock | - | 488 | - | - | - |
Net Preferred Stock Issued (Repurchased) | - | 488 | - | - | - |
| -427 | -398 | -406 | -434 | -500 |
Preferred Share Dividends Paid | -83 | -72 | -42 | -42 | -42 |
Other Financing Activities | -63 | 36 | -22 | -44 | 29 |
| -4,735 | -611 | 9,632 | 5,284 | -5,204 |
| 262 | 334 | 3,991 | 1,744 | -2,919 |
| 9,851 | 9,848 | 8,593 | 6,694 | 7,099 |
| 0.03% | 14.61% | 28.37% | -5.71% | -5.18% |
| 100.97% | 104.86% | 112.15% | 80.66% | 74.99% |
| 26.35 | 24.58 | 20.29 | 13.85 | 12.47 |
| 3,527 | 3,167 | 4,086 | 2,795 | 4,309 |
| 353 | 276 | 113 | 150 | 1,411 |
