Synchrony Financial (SYF)

Synchrony Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	25,159	28,950	25,302	15,539	14,400	24,440
Market Cap Growth	15.94%	14.42%	62.83%	7.91%	-41.08%	20.57%
Enterprise Value	25,406	60,536	57,448	48,237	43,516	54,188
Last Close Price	72.38	83.43	65.00	38.19	32.86	46.39
PE Ratio	7.81	8.99	7.60	7.36	5.34	6.32
Forward PE	7.86	9.14	9.08	7.20	6.59	7.93
PEG Ratio	0.89	0.59	0.22	0.23	0.25	0.15
PS Ratio	2.58	2.97	2.69	2.03	1.74	2.58
PB Ratio	1.62	1.73	1.53	1.12	1.12	1.79
P/TBV Ratio	1.62	1.86	1.57	1.16	1.23	1.93
P/FCF Ratio	-	2.94	2.57	1.81	2.15	3.44
P/OCF Ratio	2.56	2.94	2.57	1.81	2.15	3.44
EV/Sales Ratio	2.60	6.21	6.12	6.30	5.24	5.72
EV/EBITDA Ratio	-	117.78	119.43	105.32	103.86	138.94
EV/FCF Ratio	-	6.15	5.83	5.61	6.50	7.63
Debt / Equity Ratio	1.81	1.81	1.87	2.30	2.20	2.12
Debt / EBITDA Ratio	59.07	59.07	64.29	69.79	67.74	74.40
Debt / FCF Ratio	3.08	3.08	3.14	3.72	4.24	4.09
Net Debt / Equity Ratio	1.81	1.81	1.87	2.30	2.21	2.13
Net Debt / EBITDA Ratio	59.07	59.07	64.29	69.79	67.74	74.40
Net Debt / FCF Ratio	3.08	3.08	3.14	3.72	4.24	4.09
Asset Turnover	0.08	0.08	0.08	0.07	0.08	0.10
Return on Equity (ROE)	21.30%	21.30%	22.96%	16.72%	22.74%	32.03%
Earnings Yield	13.77%	11.12%	13.15%	13.59%	18.72%	15.82%
FCF Yield	-	34.03%	38.92%	55.30%	46.49%	29.05%
Dividend Yield	1.66%	1.38%	1.54%	2.52%	2.75%	1.91%
Payout Ratio	12.93%	12.31%	11.61%	18.49%	14.59%	11.96%
Buyback Yield / Dilution	6.67%	6.67%	5.41%	12.39%	15.09%	3.64%
Total Shareholder Return	8.32%	8.05%	6.95%	14.92%	17.84%	5.55%

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q