Synchrony Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	22,771	28,950	25,302	15,539	14,400	24,440
Market Cap Growth	4.90%	14.42%	62.83%	7.91%	-41.08%	20.57%
Enterprise Value	22,980	60,536	57,448	48,237	43,516	54,188
Last Close Price	65.51	83.43	65.00	38.19	32.86	46.39
PE Ratio	7.06	8.99	7.60	7.36	5.34	6.32
Forward PE	7.09	9.14	9.08	7.20	6.59	7.93
PEG Ratio	0.80	0.59	0.22	0.23	0.25	0.15
PS Ratio	2.33	2.97	2.69	2.03	1.74	2.58
PB Ratio	1.46	1.73	1.53	1.12	1.12	1.79
P/TBV Ratio	1.46	1.86	1.57	1.16	1.23	1.93
P/FCF Ratio	-	2.94	2.57	1.81	2.15	3.44
P/OCF Ratio	2.31	2.94	2.57	1.81	2.15	3.44
EV/Sales Ratio	2.36	6.21	6.12	6.30	5.24	5.72
EV/EBITDA Ratio	-	117.77	119.43	105.32	103.86	138.94
EV/FCF Ratio	-	6.15	5.83	5.61	6.50	7.63
Debt / Equity Ratio	1.81	1.81	1.87	2.30	2.20	2.12
Debt / EBITDA Ratio	59.07	59.07	64.29	69.79	67.74	74.40
Debt / FCF Ratio	3.08	3.08	3.14	3.72	4.24	4.09
Net Debt / Equity Ratio	1.81	1.81	1.87	2.30	2.21	2.13
Net Debt / EBITDA Ratio	59.07	59.07	64.29	69.79	67.74	74.40
Net Debt / FCF Ratio	3.08	3.08	3.14	3.72	4.24	4.09
Asset Turnover	0.08	0.08	0.08	0.07	0.08	0.10
Return on Equity (ROE)	21.30%	21.30%	22.96%	16.72%	22.74%	32.03%
Earnings Yield	15.23%	11.12%	13.15%	13.59%	18.72%	15.82%
FCF Yield	-	34.03%	38.92%	55.30%	46.49%	29.05%
Dividend Yield	1.83%	1.38%	1.54%	2.52%	2.75%	1.91%
Payout Ratio	12.93%	12.31%	11.61%	18.49%	14.59%	11.96%
Buyback Yield / Dilution	10.16%	10.16%	3.98%	7.16%	23.06%	11.77%
Total Shareholder Return	11.99%	11.54%	5.53%	9.68%	25.81%	13.68%

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q