Synchrony Financial Statistics

Total Valuation

SYF has a market cap or net worth of $23.73 billion. The enterprise value is $19.11 billion.

Market Cap	23.73B
Enterprise Value	19.11B

Important Dates

The next estimated earnings date is Wednesday, July 16, 2025, before market open.

Earnings Date	Jul 16, 2025
Ex-Dividend Date	May 5, 2025

Share Statistics

SYF has 380.66 million shares outstanding. The number of shares has decreased by -4.89% in one year.

Current Share Class	380.66M
Shares Outstanding	380.66M
Shares Change (YoY)	-4.89%
Shares Change (QoQ)	-1.47%
Owned by Insiders (%)	0.34%
Owned by Institutions (%)	102.41%
Float	378.81M

Valuation Ratios

The trailing PE ratio is 8.57 and the forward PE ratio is 7.54. SYF's PEG ratio is 0.43.

PE Ratio	8.57
Forward PE	7.54
PS Ratio	2.80
Forward PS	1.25
PB Ratio	1.54
P/TBV Ratio	1.79
P/FCF Ratio	n/a
P/OCF Ratio	2.42
PEG Ratio	0.43

Financial Ratio History

Enterprise Valuation

EV / Earnings	6.63
EV / Sales	2.20
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.60%.

Return on Equity (ROE)	18.60%
Return on Assets (ROA)	2.44%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$435,250
Profits Per Employee	$144,050
Employee Count	20,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SYF has paid $866.00 million in taxes.

Income Tax	866.00M
Effective Tax Rate	22.62%

Stock Price Statistics

The stock price has increased by +42.88% in the last 52 weeks. The beta is 1.43, so SYF's price volatility has been higher than the market average.

Beta (5Y)	1.43
52-Week Price Change	+42.88%
50-Day Moving Average	55.75
200-Day Moving Average	58.36
Relative Strength Index (RSI)	62.47
Average Volume (20 Days)	3,413,077

Short Selling Information

The latest short interest is 15.47 million, so 4.06% of the outstanding shares have been sold short.

Short Interest	15.47M
Short Previous Month	17.08M
Short % of Shares Out	4.06%
Short % of Float	4.08%
Short Ratio (days to cover)	4.23

Income Statement

In the last 12 months, SYF had revenue of $8.71 billion and earned $2.88 billion in profits. Earnings per share was $7.27.

Revenue	8.71B
Gross Profit	8.71B
Operating Income	4.02B
Pretax Income	3.87B
Net Income	2.88B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$7.27

Full Income Statement

Balance Sheet

The company has $21.63 billion in cash and $17.01 billion in debt, giving a net cash position of $4.62 billion or $12.14 per share.

Cash & Cash Equivalents	21.63B
Total Debt	17.01B
Net Cash	4.62B
Net Cash Per Share	$12.14
Equity (Book Value)	16.58B
Book Value Per Share	40.36
Working Capital	-64.05B

Full Balance Sheet

Cash Flow

Operating Cash Flow	9.80B
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	46.19%
Pretax Margin	43.99%
Profit Margin	34.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 1.93%.

Dividend Per Share	$1.20
Dividend Yield	1.93%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	3
Payout Ratio	16.50%
Buyback Yield	4.89%
Shareholder Yield	6.81%
Earnings Yield	12.14%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for SYF is $62.55, which is 0.34% higher than the current price. The consensus rating is "Buy".

Price Target	$62.55
Price Target Difference	0.34%
Analyst Consensus	Buy
Analyst Count	21
Revenue Growth Forecast (5Y)	13.49%
EPS Growth Forecast (5Y)	-3.92%

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4