Synchrony Financial Statistics
Total Valuation
SYF has a market cap or net worth of $23.87 billion. The enterprise value is $24.62 billion.
Important Dates
The last earnings date was Tuesday, January 28, 2025, before market open.
| Earnings Date | Jan 28, 2025 |
| Ex-Dividend Date | Feb 3, 2025 |
Share Statistics
SYF has 388.75 million shares outstanding. The number of shares has decreased by -5.41% in one year.
| Current Share Class | 388.75M |
| Shares Outstanding | 388.75M |
| Shares Change (YoY) | -5.41% |
| Shares Change (QoQ) | -0.33% |
| Owned by Insiders (%) | 0.52% |
| Owned by Institutions (%) | 99.40% |
| Float | 386.16M |
Valuation Ratios
The trailing PE ratio is 7.18 and the forward PE ratio is 8.13. SYF's PEG ratio is 0.26.
| PE Ratio | 7.18 |
| Forward PE | 8.13 |
| PS Ratio | 2.59 |
| Forward PS | 1.25 |
| PB Ratio | 1.55 |
| P/TBV Ratio | 1.80 |
| P/FCF Ratio | 2.42 |
| P/OCF Ratio | 2.42 |
| PEG Ratio | 0.26 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.19 |
| EV / Sales | 2.62 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.50 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.57 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 22.96%.
| Return on Equity (ROE) | 22.96% |
| Return on Assets (ROA) | 2.95% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $469,600 |
| Profits Per Employee | $171,350 |
| Employee Count | 20,000 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SYF has paid $1.05 billion in taxes.
| Income Tax | 1.05B |
| Effective Tax Rate | 23.15% |
Stock Price Statistics
The stock price has increased by +51.71% in the last 52 weeks. The beta is 1.63, so SYF's price volatility has been higher than the market average.
| Beta (5Y) | 1.63 |
| 52-Week Price Change | +51.71% |
| 50-Day Moving Average | 66.74 |
| 200-Day Moving Average | 54.82 |
| Relative Strength Index (RSI) | 33.47 |
| Average Volume (20 Days) | 4,408,072 |
Short Selling Information
The latest short interest is 9.34 million, so 2.40% of the outstanding shares have been sold short.
| Short Interest | 9.34M |
| Short Previous Month | 10.78M |
| Short % of Shares Out | 2.40% |
| Short % of Float | 2.42% |
| Short Ratio (days to cover) | 2.84 |
Income Statement
In the last 12 months, SYF had revenue of $9.39 billion and earned $3.43 billion in profits. Earnings per share was $8.55.
| Revenue | 9.39B |
| Gross Profit | 9.39B |
| Operating Income | 4.75B |
| Pretax Income | 3.87B |
| Net Income | 3.43B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.55 |
Full Income StatementBalance Sheet
The company has $14.71 billion in cash and $15.46 billion in debt, giving a net cash position of -$751.00 million or -$1.93 per share.
| Cash & Cash Equivalents | 14.71B |
| Total Debt | 15.46B |
| Net Cash | -751.00M |
| Net Cash Per Share | -$1.93 |
| Equity (Book Value) | 16.58B |
| Book Value Per Share | 39.56 |
| Working Capital | -70.70B |
Full Balance SheetCash Flow
| Operating Cash Flow | 9.85B |
| Capital Expenditures | n/a |
| Free Cash Flow | 9.85B |
| FCF Per Share | $25.33 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 50.52% |
| Pretax Margin | 48.48% |
| Profit Margin | 37.26% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 104.86% |