Synchrony Financial Statistics
Total Valuation
SYF has a market cap or net worth of $25.47 billion. The enterprise value is $22.02 billion.
Important Dates
The last earnings date was Tuesday, July 22, 2025, before market open.
Earnings Date | Jul 22, 2025 |
Ex-Dividend Date | Aug 5, 2025 |
Share Statistics
SYF has 372.06 million shares outstanding. The number of shares has decreased by -6.17% in one year.
Current Share Class | 372.06M |
Shares Outstanding | 372.06M |
Shares Change (YoY) | -6.17% |
Shares Change (QoQ) | -2.65% |
Owned by Insiders (%) | 0.38% |
Owned by Institutions (%) | 104.84% |
Float | 370.08M |
Valuation Ratios
The trailing PE ratio is 8.34 and the forward PE ratio is 7.81. SYF's PEG ratio is 0.46.
PE Ratio | 8.34 |
Forward PE | 7.81 |
PS Ratio | 2.88 |
Forward PS | 1.31 |
PB Ratio | 1.62 |
P/TBV Ratio | 1.87 |
P/FCF Ratio | n/a |
P/OCF Ratio | 2.58 |
PEG Ratio | 0.46 |
Financial Ratio History Enterprise Valuation
EV / Earnings | 6.87 |
EV / Sales | 2.40 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 20.23%.
Return on Equity (ROE) | 20.23% |
Return on Assets (ROA) | 2.73% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $459,250 |
Profits Per Employee | $160,150 |
Employee Count | 20,000 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, SYF has paid $954.00 million in taxes.
Income Tax | 954.00M |
Effective Tax Rate | 22.49% |
Stock Price Statistics
The stock price has increased by +54.48% in the last 52 weeks. The beta is 1.48, so SYF's price volatility has been higher than the market average.
Beta (5Y) | 1.48 |
52-Week Price Change | +54.48% |
50-Day Moving Average | 66.02 |
200-Day Moving Average | 61.54 |
Relative Strength Index (RSI) | 48.27 |
Average Volume (20 Days) | 3,631,484 |
Short Selling Information
The latest short interest is 13.76 million, so 3.70% of the outstanding shares have been sold short.
Short Interest | 13.76M |
Short Previous Month | 15.53M |
Short % of Shares Out | 3.70% |
Short % of Float | 3.72% |
Short Ratio (days to cover) | 4.16 |
Income Statement
In the last 12 months, SYF had revenue of $9.19 billion and earned $3.20 billion in profits. Earnings per share was $8.21.
Revenue | 9.19B |
Gross Profit | 9.19B |
Operating Income | 4.43B |
Pretax Income | 3.87B |
Net Income | 3.20B |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $8.21 |
Full Income Statement Balance Sheet
The company has $19.46 billion in cash and $16.01 billion in debt, giving a net cash position of $3.45 billion or $9.27 per share.
Cash & Cash Equivalents | 19.46B |
Total Debt | 16.01B |
Net Cash | 3.45B |
Net Cash Per Share | $9.27 |
Equity (Book Value) | 16.95B |
Book Value Per Share | 42.29 |
Working Capital | -65.47B |
Full Balance Sheet Margins
Gross Margin | n/a |
Operating Margin | 48.26% |
Pretax Margin | 46.17% |
Profit Margin | 35.79% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 1.75%.
Dividend Per Share | $1.20 |
Dividend Yield | 1.75% |
Dividend Growth (YoY) | 10.00% |
Years of Dividend Growth | 3 |
Payout Ratio | 13.40% |
Buyback Yield | 6.17% |
Shareholder Yield | 7.92% |
Earnings Yield | 12.58% |
FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for SYF is $72.06, which is 5.27% higher than the current price. The consensus rating is "Buy".
Price Target | $72.06 |
Price Target Difference | 5.27% |
Analyst Consensus | Buy |
Analyst Count | 19 |
Revenue Growth Forecast (5Y) | 13.49% |
EPS Growth Forecast (5Y) | -3.92% |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |