Synchrony Financial Statistics
Total Valuation
SYF has a market cap or net worth of $26.91 billion. The enterprise value is $25.10 billion.
Important Dates
The last earnings date was Wednesday, October 15, 2025, before market open.
| Earnings Date | Oct 15, 2025 |
| Ex-Dividend Date | Nov 5, 2025 |
Share Statistics
SYF has 360.17 million shares outstanding. The number of shares has decreased by -5.45% in one year.
| Current Share Class | 360.17M |
| Shares Outstanding | 360.17M |
| Shares Change (YoY) | -5.45% |
| Shares Change (QoQ) | -2.43% |
| Owned by Insiders (%) | 0.40% |
| Owned by Institutions (%) | 108.66% |
| Float | 357.94M |
Valuation Ratios
The trailing PE ratio is 8.21 and the forward PE ratio is 8.21. SYF's PEG ratio is 0.52.
| PE Ratio | 8.21 |
| Forward PE | 8.21 |
| PS Ratio | 2.94 |
| Forward PS | 1.41 |
| PB Ratio | 1.70 |
| P/TBV Ratio | 1.97 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 2.76 |
| PEG Ratio | 0.52 |
Financial Ratio History Enterprise Valuation
| EV / Earnings | 7.19 |
| EV / Sales | 2.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 21.64%.
| Return on Equity (ROE) | 21.64% |
| Return on Assets (ROA) | 3.03% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $482,250 |
| Profits Per Employee | $174,600 |
| Employee Count | 20,000 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SYF has paid $1.07 billion in taxes.
| Income Tax | 1.07B |
| Effective Tax Rate | 22.99% |
Stock Price Statistics
The stock price has increased by +35.49% in the last 52 weeks. The beta is 1.50, so SYF's price volatility has been higher than the market average.
| Beta (5Y) | 1.50 |
| 52-Week Price Change | +35.49% |
| 50-Day Moving Average | 73.62 |
| 200-Day Moving Average | 64.28 |
| Relative Strength Index (RSI) | 57.18 |
| Average Volume (20 Days) | 3,662,833 |
Short Selling Information
The latest short interest is 17.32 million, so 4.81% of the outstanding shares have been sold short.
| Short Interest | 17.32M |
| Short Previous Month | 15.26M |
| Short % of Shares Out | 4.81% |
| Short % of Float | 4.84% |
| Short Ratio (days to cover) | 4.71 |
Income Statement
In the last 12 months, SYF had revenue of $9.65 billion and earned $3.49 billion in profits. Earnings per share was $9.10.
| Revenue | 9.65B |
| Gross Profit | 9.65B |
| Operating Income | 4.83B |
| Pretax Income | 4.64B |
| Net Income | 3.49B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.10 |
Full Income Statement Balance Sheet
The company has $16.25 billion in cash and $14.43 billion in debt, giving a net cash position of $1.81 billion or $5.04 per share.
| Cash & Cash Equivalents | 16.25B |
| Total Debt | 14.43B |
| Net Cash | 1.81B |
| Net Cash Per Share | $5.04 |
| Equity (Book Value) | 17.07B |
| Book Value Per Share | 43.99 |
| Working Capital | -69.86B |
Full Balance Sheet Margins
| Gross Margin | n/a |
| Operating Margin | 50.12% |
| Pretax Margin | 48.13% |
| Profit Margin | 37.07% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 1.60%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 1.60% |
| Dividend Growth (YoY) | 15.00% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 12.64% |
| Buyback Yield | 5.45% |
| Shareholder Yield | 7.05% |
| Earnings Yield | 12.98% |
| FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for SYF is $80.26, which is 7.41% higher than the current price. The consensus rating is "Buy".
| Price Target | $80.26 |
| Price Target Difference | 7.41% |
| Analyst Consensus | Buy |
| Analyst Count | 19 |
| Revenue Growth Forecast (5Y) | 13.49% |
| EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |