TrustCo Bank Corp NY Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	177.15	168.97	151.94	171.85	180.14	160.41
Net Interest Income Growth	10.93%	11.21%	-11.58%	-4.60%	12.30%	4.45%
Non-Interest Income	19.03	18.95	19.83	18.32	19.26	17.94
Non-Interest Income Growth	-0.72%	-4.48%	8.29%	-4.91%	7.38%	4.47%
Revenues Before Loan Losses	196.18	187.92	171.77	190.16	199.4	178.35
Provision for Credit Losses	2.25	1.6	2	1.25	-0.34	-5.45
Revenue	193.93	186.32	169.77	188.91	199.74	183.8
Revenue Growth (YoY)	9.56%	9.74%	-10.13%	-5.42%	8.67%	11.29%
Compensation Expenses	50.24	48.74	48.15	51.24	45.9	48.72
Selling, General & Admin	44.29	43.76	45.05	43.2	40.85	40.83
Other Non-Interest Expenses	13.74	13.01	12.53	16.86	13.57	12.12
Total Non-Interest Expense	108.27	105.5	105.73	111.3	100.32	101.66
Pretax Income	86.51	80.81	64.05	77.61	99.42	82.13
Provision for Income Taxes	21.43	19.68	15.21	18.97	24.18	20.61
Net Income	65.07	61.14	48.83	58.65	75.23	61.52
Net Income to Common	65.07	61.14	48.83	58.65	75.23	61.52
Net Income Growth	21.70%	25.20%	-16.73%	-22.05%	22.29%	17.29%
Shares Outstanding (Basic)	18	19	19	19	19	19
Shares Outstanding (Diluted)	18	19	19	19	19	19
Shares Change (YoY)	-4.89%	-1.30%	0.06%	-0.56%	-0.68%	-0.21%
EPS (Basic)	3.61	3.26	2.57	3.08	3.93	3.19
EPS (Diluted)	3.60	3.25	2.57	3.08	3.93	3.19
EPS Growth	28.11%	26.46%	-16.56%	-21.63%	23.20%	17.28%
Free Cash Flow	-	45.74	54.56	58.46	74.84	52.53
Free Cash Flow Growth	-	-16.17%	-6.68%	-21.88%	42.49%	-9.95%
Free Cash Flow Per Share	-	2.43	2.87	3.07	3.91	2.73
Dividends Per Share	1.520	1.480	1.440	1.440	1.410	1.372
Dividend Growth	5.56%	2.78%	0%	2.13%	2.78%	0.69%
Profit Margin	33.55%	32.81%	28.76%	31.04%	37.67%	33.47%
FCF Margin	-	24.55%	32.14%	30.95%	37.47%	28.58%
Effective Tax Rate	24.78%	24.35%	23.75%	24.44%	24.32%	25.10%

SEC Filings: 10-K · 10-Q