TrustCo Bank Corp NY (TRST)
NASDAQ: TRST · Real-Time Price · USD
57.21
-0.89 (-1.53%)
Nov 5, 2026, 1:11 PM EST - Market open
TrustCo Bank Corp NY Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 234.08 | 220.85 | 205.6 | 187.46 | 162.21 | 159.17 |
Interest Income on Investments | 35.55 | 38.57 | 37.72 | 38.75 | 24.39 | 8.81 |
Total Interest Income | 269.63 | 259.42 | 243.32 | 226.21 | 186.6 | 167.98 |
Interest Paid on Deposits | 87.1 | 89.55 | 90.59 | 53.35 | 5.73 | 6.67 |
Interest Paid on Borrowings | 1.46 | 0.89 | 0.79 | 1.01 | 0.74 | 0.91 |
Total Interest Expense | 88.56 | 90.44 | 91.38 | 54.36 | 6.47 | 7.57 |
Net Interest Income | 181.07 | 168.97 | 151.94 | 171.85 | 180.14 | 160.41 |
Net Interest Income Growth | 10.32% | 11.21% | -11.58% | -4.60% | 12.30% | 4.45% |
Trust Income | 8.12 | 7.86 | 7.25 | 6.43 | 7.04 | 7.36 |
Gain (Loss) on Sale of Investments | 0.9 | - | 1.38 | - | - | - |
Other Non-Interest Income | 10.98 | 11.09 | 11.2 | 11.89 | 12.22 | 10.58 |
Total Non-Interest Income | 20 | 18.95 | 19.83 | 18.32 | 19.26 | 17.94 |
Non-Interest Income Growth | 5.69% | -4.48% | 8.29% | -4.91% | 7.38% | 4.47% |
Revenues Before Loan Losses | 201.07 | 187.92 | 171.77 | 190.16 | 199.4 | 178.35 |
Provision for Loan Losses | 2.85 | 1.6 | 2 | 1.25 | -0.34 | -5.45 |
| 198.22 | 186.32 | 169.77 | 188.91 | 199.74 | 183.8 | |
Revenue Growth | 9.23% | 9.74% | -10.13% | -5.42% | 8.67% | 11.29% |
Salaries and Employee Benefits | 47.13 | 45.59 | 44.03 | 48.54 | 43 | 45.72 |
Occupancy Expenses | 7.47 | 7.57 | 7.17 | 7.04 | 7.13 | 7.6 |
Federal Deposit Insurance | 4.49 | 4.51 | 4.12 | 4.3 | 3.16 | 3.01 |
Selling, General & Administrative | 41.05 | 39.34 | 42 | 38.87 | 36.62 | 36.23 |
Other Non-Interest Expense | 9.58 | 7.78 | 7.65 | 9.28 | 10.1 | 8.92 |
Total Non-Interest Expense | 110.04 | 105.5 | 105.73 | 108.55 | 100.32 | 101.66 |
EBT Excluding Unusual Items | 88.18 | 80.81 | 64.05 | 80.36 | 99.42 | 82.13 |
Legal Settlements | - | - | - | -2.75 | - | - |
Pretax Income | 88.18 | 80.81 | 64.05 | 77.61 | 99.42 | 82.13 |
Income Tax Expense | 22.05 | 19.68 | 15.21 | 18.97 | 24.18 | 20.61 |
Net Income | 66.13 | 61.14 | 48.83 | 58.65 | 75.23 | 61.52 |
Net Income to Common | 66.13 | 61.14 | 48.83 | 58.65 | 75.23 | 61.52 |
Net Income Growth | 16.32% | 25.20% | -16.73% | -22.05% | 22.29% | 17.29% |
Basic Shares Outstanding | 18 | 19 | 19 | 19 | 19 | 19 |
Diluted Shares Outstanding | 18 | 19 | 19 | 19 | 19 | 19 |
Shares Change | -7.08% | -1.30% | 0.06% | -0.56% | -0.68% | -0.21% |
EPS (Basic) | 3.77 | 3.26 | 2.57 | 3.08 | 3.93 | 3.19 |
EPS (Diluted) | 3.75 | 3.25 | 2.57 | 3.08 | 3.93 | 3.19 |
EPS Growth | 24.78% | 26.57% | -16.63% | -21.63% | 23.20% | 17.38% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.540 | 1.480 | 1.440 | 1.440 | 1.410 | 1.372 |
Dividend Growth | 5.48% | 2.78% | 0% | 2.13% | 2.78% | 0.69% |
Effective Tax Rate | 25.00% | 24.35% | 23.75% | 24.44% | 24.32% | 25.10% |