UMB Financial Corporation (UMBF)

NASDAQ: UMBF · Real-Time Price · USD

146.81

-1.52 (-1.02%)

At close: Aug 5, 2026, 4:00 PM EDT

146.70

-0.11 (-0.07%)

After-hours: Aug 5, 2026, 7:34 PM EDT

UMB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	2,064	1,862	1,001	920.12	913.8	815.52
Net Interest Income Growth	49.49%	86.06%	8.78%	0.69%	12.05%	11.53%
Non-Interest Income	851.97	790.05	628.12	541.85	554.23	467.18
Non-Interest Income Growth	19.60%	25.78%	15.92%	-2.23%	18.63%	-16.60%
Revenues Before Loan Losses	2,916	2,652	1,629	1,462	1,468	1,283
Provision for Credit Losses	102.5	154.5	61.05	41.23	37.9	20
Revenue	2,814	2,498	1,568	1,421	1,430	1,263
Revenue Growth	44.35%	59.30%	10.36%	-0.66%	13.26%	8.77%
Compensation Expenses	895.78	883.88	593.91	553.42	524.43	504.44
Selling, General & Admin	631.89	645.4	425.07	437.13	368.65	324.44
Other Non-Interest Expenses	97.69	93.52	7.71	8.59	5.04	4.76
Total Non-Interest Expense	1,625	1,623	1,027	999.14	898.12	833.64
Pretax Income	1,189	874.96	541.27	421.6	532.01	429.06
Provision for Income Taxes	245.86	172.56	100.03	71.58	100.33	76.04
Net Income	942.68	702.4	441.24	350.02	431.68	353.02
Net Income Attributable to Preferred Dividends	25.38	17.78	-	-	-	-
Net Income to Common	917.3	684.62	441.24	350.02	431.68	353.02
Net Income Growth	74.94%	55.16%	26.06%	-18.92%	22.28%	23.22%
Shares Outstanding (Basic)	76	73	49	49	48	48
Shares Outstanding (Diluted)	76	74	49	49	49	49
Shares Change	27.33%	50.17%	0.60%	0.03%	0.02%	0.82%
EPS (Basic)	12.08	9.35	9.05	7.22	8.93	7.31
EPS (Diluted)	12.01	9.29	8.99	7.18	8.86	7.24
EPS Growth	38.05%	3.34%	25.21%	-18.96%	22.38%	22.09%
Free Cash Flow	1,041	978.11	205.28	449.5	717.84	500.4
Free Cash Flow Growth	48.48%	376.48%	-54.33%	-37.38%	43.45%	59.68%
Free Cash Flow Per Share	13.62	13.28	4.18	9.22	14.73	10.27
Dividends Per Share	1.690	1.630	1.570	1.530	1.490	1.380
Dividend Growth	6.29%	3.82%	2.61%	2.69%	7.97%	10.40%
Profit Margin	33.50%	28.12%	28.14%	24.64%	30.18%	27.96%
FCF Margin	36.98%	39.16%	13.09%	31.64%	50.19%	39.63%
Effective Tax Rate	20.69%	19.72%	18.48%	16.98%	18.86%	17.72%

SEC Filings: 10-K · 10-Q