VABK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	70.61	17.1	28.39	40.14	508.84
Securities and Investments	254.16	269.73	428.98	543.32	308.77
Gross Loans	1,238	1,236	1,093	936.42	1,061
Allowance for Loan Losses	-8.27	-8.46	-8.4	-5.55	-5.98
Net Loans	1,229	1,228	1,084	930.86	1,055
Net Property, Plant & Equipment	17.98	20.93	22.94	24.34	32.68
Accrued Interest and Accounts Receivable	13.84	14.52	14.29	13.51	13.3
Other Intangible Assets	2.68	3.79	5.09	6.59	8.55
Goodwill	7.77	7.77	7.77	7.77	8.14
Long-Term Investments	41.3	40.06	38.9	38.55	31.23
Other Non-Earning Assets	12.08	15.41	15.38	18.28	5.45
Total Assets	1,650	1,617	1,646	1,623	1,972
Interest-bearing deposits	1,069	1,049	1,036	982.69	1,274
Noninterest-bearing deposits	362.32	374.08	372.86	495.65	522.28
Total Deposits	1,432	1,424	1,409	1,478	1,796
Short-Term Interbank Borrowing and Repurchase Agreements	-	0.24	3.46	-	-
Short-Term Borrowings	20	20	66.5	-	-
Accrued Expenses	4.1	3.85	3.95	2.02	3.55
Long-Term Debt	3.55	3.51	3.46	3.41	3.37
Other Liabilities	6.19	5.39	6.5	6.17	7.11
Total Liabilities	1,466	1,457	1,493	1,490	1,810
Common Stock	13.33	13.26	13.26	13.21	13.18
Additional Paid-in Capital	107.34	106.39	106.05	105.34	104.58
Accumulated Other Comprehensive Income	-30.67	-41.86	-40.04	-48.62	-2.21
Retained Earnings	94.17	82.51	73.78	63.48	46.44
Shareholders' Equity	184.16	160.3	153.04	133.42	161.99
Total Liabilities & Equity	1,650	1,617	1,646	1,623	1,972
Total Debt	3.55	3.51	3.46	3.41	3.37
Net Cash (Debt)	-3.55	-3.51	-3.46	-3.41	-3.37
Net Cash Per Share	-0.66	-0.65	-0.64	-0.64	-0.72
Book Value	184.16	160.3	153.04	133.42	161.99
Book Value Per Share	33.99	29.73	28.48	24.93	34.50
Tangible Book Value	173.71	148.74	140.18	119.06	145.3
Tangible Book Value Per Share	32.06	27.59	26.09	22.25	30.95

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q