Virginia National Bankshares Corporation (VABK)

VABK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	14.13	17.1	28.39	40.14	508.84	34.7
Investment Securities	261.92	130.73	267.85	371.11	132.85	95.99
Mortgage-Backed Securities	-	132.81	155.14	167.08	170.96	78.1
Total Investments	261.92	263.54	423	538.19	303.82	174.09
Gross Loans	1,235	1,236	1,093	936.42	1,061	609.41
Allowance for Loan Losses	-8.51	-8.46	-8.4	-5.55	-5.98	-5.46
Net Loans	1,226	1,228	1,084	930.86	1,055	603.95
Property, Plant & Equipment	18.44	20.93	22.94	24.34	32.68	8.77
Goodwill	7.77	7.77	7.77	7.77	8.14	0.37
Other Intangible Assets	2.94	3.79	5.09	6.59	8.55	0.34
Accrued Interest Receivable	14.02	6.43	6.18	4.88	3.78	2.9
Other Current Assets	-	-	-	0.97	-	-
Long-Term Deferred Tax Assets	13.1	15.41	15.38	17.32	4.84	-
Other Real Estate Owned & Foreclosed	-	-	-	-	0.61	-
Other Long-Term Assets	47.62	54.35	53	52.32	45.71	23.3
Total Assets	1,606	1,617	1,646	1,623	1,972	848.41
Interest Bearing Deposits	1,023	947.37	929.64	953.79	1,229	486.29
Institutional Deposits	-	102.1	106.6	28.9	45.3	34.7
Non-Interest Bearing Deposits	361.57	374.08	372.86	495.65	522.28	209.77
Total Deposits	1,385	1,424	1,409	1,478	1,796	730.76
Short-Term Borrowings	30	20.24	69.96	-	0.01	-
Current Portion of Long-Term Debt	-	-	-	-	-	10
Current Portion of Leases	-	1.5	-	-	-	-
Accrued Interest Payable	4.1	1.84	2.14	0.16	0.17	0.16
Long-Term Debt	-	-	-	0.51	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	20
Long-Term Leases	6.54	3.89	6.5	6.17	7.11	3.59
Trust Preferred Securities	3.54	3.51	3.46	2.91	3.37	-
Pension & Post-Retirement Benefits	-	0.12	-	-	-	-
Other Long-Term Liabilities	-	1.89	1.81	1.86	3.37	1.3
Total Liabilities	1,429	1,457	1,493	1,490	1,810	765.81
Common Stock	13.32	13.26	13.26	13.21	13.18	6.72
Additional Paid-In Capital	107.08	106.39	106.05	105.34	104.58	32.46
Retained Earnings	90.15	82.51	73.78	63.48	46.44	41.96
Comprehensive Income & Other	-33.18	-41.86	-40.04	-48.62	-2.21	1.46
Shareholders' Equity	177.36	160.3	153.04	133.42	161.99	82.6
Total Liabilities & Equity	1,606	1,617	1,646	1,623	1,972	848.41
Total Debt	40.08	29.13	79.93	9.59	10.48	33.59
Net Cash (Debt)	-16.99	-12.03	-51.54	30.55	498.36	1.11
Net Cash Growth	-	-	-	-93.87%	44959.40%	-92.76%
Net Cash Per Share	-3.14	-2.23	-9.59	5.71	106.14	0.41
Filing Date Shares Outstanding	5.39	5.39	5.39	5.34	5.33	2.71
Total Common Shares Outstanding	5.39	5.37	5.37	5.34	5.31	2.71
Book Value Per Share	32.89	29.85	28.52	25.00	30.52	30.43
Tangible Book Value	166.65	148.74	140.18	119.06	145.3	81.89
Tangible Book Value Per Share	30.91	27.69	26.12	22.31	27.37	30.17

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q