Virginia National Bankshares Corporation (VABK)

VABK Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 21, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	225	184	195	201	74	101
Market Cap Growth	37.36%	-5.54%	-2.88%	172.86%	-27.39%	15.62%
Last Close Price	41.80	33.35	34.22	34.13	23.61	31.29
PE Ratio	14.47	9.31	7.81	15.95	8.01	12.57
PS Ratio	4.35	3.24	3.03	3.69	2.56	3.94
PB Ratio	1.35	1.21	1.46	1.24	0.89	1.33
P/FCF Ratio	15.71	14.49	8.82	17.08	8.14	11.08
P/OCF Ratio	14.83	13.27	8.61	15.39	7.96	10.86
Debt / Equity Ratio	0.39	0.52	0.07	0.06	0.41	0.05
Debt / FCF Ratio	4.54	6.28	0.43	0.89	3.71	0.42
Return on Equity (ROE)	10.33%	13.45%	15.87%	8.24%	10.05%	9.11%
Return on Assets (ROA)	0.98%	1.18%	1.30%	0.71%	1.03%	0.99%
Earnings Yield	6.94%	10.44%	12.00%	5.01%	10.83%	6.59%
FCF Yield	6.36%	6.90%	11.34%	5.85%	12.29%	9.02%
Dividend Yield	3.16%	3.96%	3.51%	3.52%	5.08%	3.74%
Payout Ratio	45.69%	36.72%	27.27%	63.63%	40.71%	47.08%
Buyback Yield / Dilution	-0.00%	-0.41%	-13.97%	-73.35%	-0.69%	-0.15%
Total Shareholder Return	3.15%	3.55%	-10.46%	-69.84%	4.39%	3.59%

Source: S&P Capital IQ. Banks template. Financial Sources.