Virginia National Bankshares Corporation (VABK)

VABK Statistics

Total Valuation

VABK has a market cap or net worth of $226.73 million. The enterprise value is $185.86 million.

Market Cap	226.73M
Enterprise Value	185.86M

Important Dates

The last earnings date was Thursday, January 29, 2026, after market close.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Feb 13, 2026

Share Statistics

VABK has 5.39 million shares outstanding. The number of shares has increased by 0.49% in one year.

Current Share Class	5.39M
Shares Outstanding	5.39M
Shares Change (YoY)	+0.49%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	12.74%
Owned by Institutions (%)	49.09%
Float	4.71M

Valuation Ratios

The trailing PE ratio is 11.84.

PE Ratio	11.84
Forward PE	n/a
PS Ratio	3.94
Forward PS	n/a
PB Ratio	1.23
P/TBV Ratio	1.31
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.65
EV / Sales	3.23
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.18%.

Return on Equity (ROE)	11.18%
Return on Assets (ROA)	1.18%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.87%
Revenue Per Employee	$393,603
Profits Per Employee	$131,925
Employee Count	146
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, VABK has paid $4.82 million in taxes.

Income Tax	4.82M
Effective Tax Rate	20.02%

Stock Price Statistics

The stock price has increased by +13.22% in the last 52 weeks. The beta is 0.43, so VABK's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	+13.22%
50-Day Moving Average	40.82
200-Day Moving Average	38.99
Relative Strength Index (RSI)	55.17
Average Volume (20 Days)	5,157

Short Selling Information

The latest short interest is 21,485, so 0.40% of the outstanding shares have been sold short.

Short Interest	21,485
Short Previous Month	23,279
Short % of Shares Out	0.40%
Short % of Float	0.46%
Short Ratio (days to cover)	3.12

Income Statement

In the last 12 months, VABK had revenue of $57.47 million and earned $19.26 million in profits. Earnings per share was $3.55.

Revenue	57.47M
Gross Profit	57.47M
Operating Income	25.98M
Pretax Income	24.08M
Net Income	19.26M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.55

Balance Sheet

The company has $70.61 million in cash and $29.75 million in debt, with a net cash position of $40.87 million or $7.58 per share.

Cash & Cash Equivalents	70.61M
Total Debt	29.75M
Net Cash	40.87M
Net Cash Per Share	$7.58
Equity (Book Value)	184.16M
Book Value Per Share	34.15
Working Capital	-1.37B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	45.20%
Pretax Margin	41.91%
Profit Margin	33.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 3.43%.

Dividend Per Share	$1.44
Dividend Yield	3.43%
Dividend Growth (YoY)	9.09%
Years of Dividend Growth	1
Payout Ratio	40.56%
Buyback Yield	-0.49%
Shareholder Yield	2.94%
Earnings Yield	8.50%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 25, 2019. It was a forward split with a ratio of 1.05:1.

Last Split Date	Jun 25, 2019
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2