VABK Statistics
Total Valuation
VABK has a market cap or net worth of $262.10 million. The enterprise value is $213.80 million.
| Market Cap | 262.10M |
| Enterprise Value | 213.80M |
Important Dates
The next estimated earnings date is Thursday, October 22, 2026, after market close.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Aug 14, 2026 |
Share Statistics
VABK has 5.43 million shares outstanding. The number of shares has increased by 0.59% in one year.
| Current Share Class | 5.43M |
| Shares Outstanding | 5.43M |
| Shares Change (YoY) | +0.59% |
| Shares Change (QoQ) | +0.22% |
| Owned by Insiders (%) | 14.65% |
| Owned by Institutions (%) | 45.69% |
| Float | 4.33M |
Valuation Ratios
The trailing PE ratio is 10.59.
| PE Ratio | 10.59 |
| Forward PE | n/a |
| PS Ratio | 4.13 |
| Forward PS | n/a |
| PB Ratio | 1.35 |
| P/TBV Ratio | 1.42 |
| P/FCF Ratio | 11.57 |
| P/OCF Ratio | 11.27 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 8.62 |
| EV / Sales | 3.37 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.44 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.57%.
| Return on Equity (ROE) | 13.57% |
| Return on Assets (ROA) | 1.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.07% |
| Revenue Per Employee | $428,574 |
| Profits Per Employee | $167,581 |
| Employee Count | 148 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VABK has paid $6.28 million in taxes.
| Income Tax | 6.28M |
| Effective Tax Rate | 20.20% |
Stock Price Statistics
The stock price has increased by +25.09% in the last 52 weeks. The beta is 0.45, so VABK's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +25.09% |
| 50-Day Moving Average | 47.23 |
| 200-Day Moving Average | 43.06 |
| Relative Strength Index (RSI) | 55.33 |
| Average Volume (20 Days) | 8,757 |
Short Selling Information
The latest short interest is 61,943, so 1.14% of the outstanding shares have been sold short.
| Short Interest | 61,943 |
| Short Previous Month | 56,261 |
| Short % of Shares Out | 1.14% |
| Short % of Float | 1.43% |
| Short Ratio (days to cover) | 10.41 |
Income Statement
In the last 12 months, VABK had revenue of $63.43 million and earned $24.80 million in profits. Earnings per share was $4.56.
| Revenue | 63.43M |
| Gross Profit | 63.43M |
| Operating Income | 32.95M |
| Pretax Income | 31.08M |
| Net Income | 24.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.56 |
Balance Sheet
The company has $77.35 million in cash and $29.05 million in debt, with a net cash position of $48.30 million or $8.90 per share.
| Cash & Cash Equivalents | 77.35M |
| Total Debt | 29.05M |
| Net Cash | 48.30M |
| Net Cash Per Share | $8.90 |
| Equity (Book Value) | 194.69M |
| Book Value Per Share | 35.89 |
| Working Capital | -1.35B |
Cash Flow
In the last 12 months, operating cash flow was $23.25 million and capital expenditures -$595,000, giving a free cash flow of $22.66 million.
| Operating Cash Flow | 23.25M |
| Capital Expenditures | -595,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -41.00M |
| Free Cash Flow | 22.66M |
| FCF Per Share | $4.18 |
Margins
| Gross Margin | n/a |
| Operating Margin | 51.95% |
| Pretax Margin | 49.00% |
| Profit Margin | 39.10% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.72% |
Dividends & Yields
This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 2.98%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 2.98% |
| Dividend Growth (YoY) | 4.35% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 31.57% |
| FCF Payout Ratio | 34.48% |
| Buyback Yield | -0.59% |
| Shareholder Yield | 2.39% |
| Earnings Yield | 9.46% |
| FCF Yield | 8.64% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 25, 2019. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Jun 25, 2019 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |