ProCredit Holding AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,950	2,008	2,101	2,276	1,828	1,428
Investment Securities	1,047	821.34	599.23	391.57	241.95	225.62
Trading Asset Securities	8.08	6.85	6.66	8.08	12.73	1.34
Total Investments	1,055	828.19	605.89	399.66	254.67	226.96
Gross Loans	8,465	7,766	7,016	6,232	6,115	5,929
Allowance for Loan Losses	-190.79	-188.75	-182.21	-197.33	-215.65	-131.45
Net Loans	8,274	7,577	6,834	6,035	5,899	5,798
Property, Plant & Equipment	164.05	160.66	152.13	137.42	133.7	137.54
Goodwill	-	3.07	3.17	3.14	3.57	5.23
Other Intangible Assets	49	43.95	31.17	19.59	14.43	13.18
Investments in Real Estate	-	1.26	1.41	2.69	3.65	5.9
Other Receivables	24.04	35.6	19.71	15.78	16.54	13.65
Restricted Cash	-	900.09	960.64	821.75	642.3	565.8
Other Current Assets	-	22.54	24.36	19.48	15.41	13.75
Long-Term Deferred Tax Assets	9.18	9.42	11.55	12.2	10.71	1.75
Other Real Estate Owned & Foreclosed	-	5.3	6.06	5.88	3.77	6.27
Other Long-Term Assets	68.96	0	-0	-0	-	0
Total Assets	11,595	11,595	10,752	9,749	8,826	8,216
Accounts Payable	-	14.13	13.75	9.11	6.85	9.93
Accrued Expenses	-	16.74	16.06	11.77	10.08	8.72
Interest Bearing Deposits	9,134	5,465	4,955	4,208	3,473	2,964
Non-Interest Bearing Deposits	-	3,671	3,336	3,046	2,817	2,578
Total Deposits	9,134	9,136	8,291	7,254	6,290	5,542
Short-Term Borrowings	2.32	1.62	1.25	1.33	0.61	0.36
Current Portion of Long-Term Debt	-	262.05	372.78	435.66	479.79	516.65
Current Portion of Leases	-	6.71	5.62	4.15	5.35	5.59
Current Income Taxes Payable	6.48	3.85	22.81	23.51	2.03	3.61
Other Current Liabilities	-	6.27	4.24	3.93	-	-
Long-Term Debt	1,258	1,018	919.4	978.37	1,124	1,238
Long-Term Leases	-	33.46	26.43	22.52	19.04	14.41
Long-Term Unearned Revenue	-	-	-	-	-	3.04
Pension & Post-Retirement Benefits	-	4.46	4.12	2.41	2.33	1.76
Long-Term Deferred Tax Liabilities	1.28	1.24	1.29	1.45	1.89	0.64
Other Long-Term Liabilities	100.15	16.52	16.6	16.71	14.77	15
Total Liabilities	10,503	10,521	9,696	8,765	7,957	7,360
Common Stock	441.28	294.49	294.49	294.49	294.49	294.49
Retained Earnings	763.93	742.26	693.15	625.91	512.54	496.04
Comprehensive Income & Other	-113.07	37.31	68.26	63.39	62.4	65.78
Total Common Equity	1,092	1,074	1,056	983.79	869.43	856.31
Shareholders' Equity	1,092	1,074	1,056	983.79	869.43	856.31
Total Liabilities & Equity	11,595	11,595	10,752	9,749	8,826	8,216
Total Debt	1,261	1,322	1,325	1,442	1,629	1,775
Net Cash (Debt)	697.83	693.45	782.69	842.32	211.67	-345.04
Net Cash Growth	5.36%	-11.40%	-7.08%	297.94%	-	-
Net Cash Per Share	11.85	11.77	13.29	14.30	3.59	-5.86
Filing Date Shares Outstanding	58.55	58.9	58.9	58.9	58.9	58.9
Total Common Shares Outstanding	58.55	58.9	58.9	58.9	58.9	58.9
Book Value Per Share	18.65	18.24	17.93	16.70	14.76	14.54
Tangible Book Value	1,043	1,027	1,022	961.06	851.44	837.9
Tangible Book Value Per Share	17.81	17.44	17.34	16.32	14.46	14.23