ProCredit Holding AG Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	484	497	455	477	220	472
Market Cap Growth	-14.66%	9.33%	-4.69%	117.16%	-53.49%	7.65%
Last Close Price	8.21	7.94	6.85	6.73	3.10	6.66
PE Ratio	6.05	5.96	4.36	4.21	13.32	5.93
PS Ratio	1.12	1.16	1.01	1.20	0.92	1.68
PB Ratio	0.44	0.46	0.43	0.49	0.25	0.55
Debt / Equity Ratio	1.15	1.23	1.25	1.47	1.87	2.07
Net Debt / Equity Ratio	-0.64	-0.65	-0.74	-0.86	-0.24	0.40
Net Debt / FCF Ratio	-	0.70	0.63	1.78	1.07	-0.65
Return on Equity (ROE)	7.38%	7.84%	10.23%	12.23%	1.91%	9.74%
Return on Assets (ROA)	0.72%	0.75%	1.02%	1.22%	0.19%	1.03%
Earnings Yield	16.53%	16.79%	22.94%	23.76%	7.51%	16.86%
FCF Yield	-	-198.86%	-275.07%	-99.14%	-90.04%	-111.59%
Dividend Yield	5.72%	5.92%	8.61%	9.52%	-	-
Payout Ratio	-	41.64%	36.14%	-	-	39.20%
Total Shareholder Return	5.70%	5.92%	8.61%	9.52%	-	-