ProCredit Holding AG (ETR:PCZ)
Germany · Delayed Price · Currency is EUR 8.77
+0.26 (3.06%)
Aug 27, 2026, 12:59 PM CET
ProCredit Holding AG Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 74.9 | 83.45 | 104.31 | 113.37 | 16.5 | 79.64 |
Depreciation & Amortization | 24.67 | 24.67 | 20.76 | 18.35 | 23.79 | 18.02 |
Other Amortization | 8.28 | 8.28 | 6.48 | 5.16 | 4.7 | 4.55 |
Gain (Loss) on Sale of Assets | 0.01 | 0.01 | -0.34 | 0.42 | -0.2 | 0.1 |
Total Asset Writedown | - | - | - | 0.38 | 1.91 | 1.4 |
Provision for Credit Losses | 11.03 | 11.03 | -6.11 | 13.45 | 104.09 | 6.71 |
Change in Other Net Operating Assets | -1,055 | -1,055 | -1,348 | -610.27 | -319.44 | -641.81 |
Other Operating Activities | -213.62 | -19.26 | 13.42 | 14.01 | -7.93 | 21.79 |
Operating Cash Flow | -1,150 | -947.17 | -1,210 | -445.13 | -176.59 | -509.61 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -41.36 | -41.36 | -41.03 | -27.85 | -21.22 | -17.49 |
Sale of Property, Plant and Equipment | 1.99 | 1.99 | 5.05 | 5.42 | 8.74 | 4.05 |
Other Investing Activities | 3.86 | - | - | 0 | -0 | - |
Investing Cash Flow | -35.51 | -39.37 | -35.98 | -22.42 | -12.48 | -13.44 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 51.95 | 128 | 45.46 | 4 | - |
Long-Term Debt Repaid | - | -25.93 | -35.46 | -7.89 | -5.3 | -4.79 |
Net Debt Issued (Repaid) | 26.03 | 26.03 | 92.54 | 37.57 | -1.3 | -4.79 |
Common Dividends Paid | -34.75 | -34.75 | -37.7 | - | - | -31.22 |
Net Increase (Decrease) in Deposit Accounts | 843.04 | 843.04 | 1,033 | 969.18 | 743.53 | 642.75 |
Other Financing Activities | 131.97 | -0 | - | - | - | - |
Financing Cash Flow | 966.29 | 834.32 | 1,088 | 1,007 | 742.22 | 606.75 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -2.05 | -43.35 | 7.81 | -9.56 | 5.99 | 35.87 |
Net Cash Flow | -221.35 | -195.57 | -150.07 | 529.65 | 559.14 | 119.56 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -1,191 | -988.53 | -1,251 | -472.98 | -197.81 | -527.1 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -274.30% | -230.38% | -277.59% | -118.42% | -82.82% | -187.92% |
Free Cash Flow Per Share | -20.23 | -16.78 | -21.24 | -8.03 | -3.36 | -8.95 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 237.94 | 237.94 | 227.79 | 194.31 | 117.8 | 88.52 |
Cash Income Tax Paid | 54.59 | 54.59 | 47.19 | 17.84 | 12.9 | 10.64 |