ProCredit Holding AG (ETR:PCZ)
Germany · Delayed Price · Currency is EUR 8.26
-0.06 (-0.72%)
Aug 6, 2026, 5:35 PM CET
ProCredit Holding AG Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 355.04 | 347.64 | 351.96 | 331.84 | 262.7 | 222.02 |
Net Interest Income Growth | 2.77% | -1.23% | 6.06% | 26.32% | 18.32% | 10.15% |
Non-Interest Income | 84.01 | 86.28 | 86.06 | 75.28 | 75.21 | 59.86 |
Non-Interest Income Growth | -25.57% | 0.25% | 14.32% | 0.09% | 25.65% | 18.41% |
Revenues Before Loan Losses | 439.06 | 433.92 | 438.02 | 407.12 | 337.92 | 281.88 |
Provision for Credit Losses | 14.69 | 11.19 | -5.15 | 15.51 | 104.57 | 6.49 |
| 110.6 | 439.27 | 444.3 | 412.51 | 339.85 | 281.88 | |
Revenue Growth | -50.52% | -1.13% | 7.71% | 21.38% | 20.56% | 11.81% |
Compensation Expenses | 162.44 | 159.54 | 146.77 | 120.64 | 101.73 | 90.1 |
Selling, General & Admin | 163.97 | 162.89 | 156.01 | 126.34 | 115.7 | 90.76 |
Total Non-Interest Expense | 79.7 | 322.43 | 302.77 | 246.98 | 217.43 | 180.86 |
Pretax Income | 30.9 | 105.65 | 146.68 | 150.02 | 17.85 | 94.53 |
Provision for Income Taxes | 23.23 | 22.19 | 42.37 | 36.64 | 1.35 | 14.89 |
Net Income | 11.2 | 83.45 | 104.31 | 113.37 | 16.5 | 79.64 |
Net Income to Common | 11.2 | 83.45 | 104.31 | 113.37 | 16.5 | 79.64 |
Net Income Growth | -78.17% | -19.99% | -7.99% | 587.23% | -79.29% | 92.39% |
Shares Outstanding (Basic) | 8 | 59 | 59 | 59 | 59 | 59 |
Shares Outstanding (Diluted) | 8 | 59 | 59 | 59 | 59 | 59 |
Shares Change | -73.83% | - | - | - | - | - |
EPS (Basic) | 1.36 | 1.42 | 1.77 | 1.92 | 0.28 | 1.35 |
EPS (Diluted) | 1.36 | 1.42 | 1.77 | 1.92 | 0.28 | 1.35 |
EPS Growth | -16.56% | -19.77% | -7.81% | 585.71% | -79.26% | 92.86% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | -145.49 | -217.78 | 496.2 | 545.71 | 115.66 |
Free Cash Flow Growth | - | - | - | -9.07% | 371.85% | 8.44% |
Free Cash Flow Per Share | - | -2.47 | -3.70 | 8.42 | 9.27 | 1.96 |
Dividends Per Share | 0.470 | 0.470 | 0.590 | 0.640 | - | - |
Dividend Growth | -20.34% | -20.34% | -7.81% | 20.76% | - | - |
Profit Margin | 10.13% | 19.00% | 23.48% | 27.48% | 4.85% | 28.25% |
FCF Margin | - | -33.12% | -49.02% | 120.29% | 160.58% | 41.03% |
Effective Tax Rate | 75.17% | 21.01% | 28.89% | 24.43% | 7.56% | 15.75% |