Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
71.14
-6.32 (-8.16%)
At close: Oct 10, 2025, 4:00 PM EDT
70.30
-0.84 (-1.18%)
After-hours: Oct 10, 2025, 7:59 PM EDT
Affirm Holdings Balance Sheet
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Quarter | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q4 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 | Jun '21 Jun 30, 2021 | Mar '21 Mar 31, 2021 | Dec '20 Dec 31, 2020 | Jun '20 Jun 30, 2020 |
Cash & Equivalents | 1,756 | 1,736 | 1,737 | 1,385 | 1,295 | 1,620 | 1,448 | 1,488 | 1,260 | 1,381 | 1,865 | 1,914 | 1,551 | 2,676 | 2,815 | 1,676 | 1,693 | 1,807 | 636.79 | 328.13 |
Securities and Investments | 871.43 | 780.17 | 666.68 | 1,074 | 1,132 | 781.4 | 914.07 | 1,022 | 1,175 | 1,059 | 914.92 | 1,237 | 1,595 | 617.02 | 475.38 | 456.27 | 16.17 | - | - | - |
Trading Assets | - | 0 | - | - | 0.04 | 0.13 | 0.03 | 0.15 | 0.08 | 0.12 | 0.34 | 7.11 | 2.67 | 3.62 | 27.39 | 1.81 | 13.03 | 12.77 | 12.3 | 4.46 |
Gross Loans | 7,026 | 6,630 | 6,796 | 6,311 | 5,670 | 5,461 | 5,239 | 4,549 | 4,403 | 3,776 | 3,656 | 2,682 | 2,504 | 2,503 | 2,426 | 2,245 | 2,022 | 2,195 | 1,888 | 1,034 |
Allowance for Loan Losses | -396.93 | -374.99 | -363.83 | -350.61 | -309.1 | -289.09 | -262.2 | -232.07 | -204.53 | -176.34 | -182.1 | -153.03 | -155.39 | -159.48 | -158.29 | -152.02 | -117.76 | -113.75 | -131.17 | -95.14 |
Net Loans | 6,629 | 6,255 | 6,432 | 5,960 | 5,361 | 5,172 | 4,977 | 4,317 | 4,198 | 3,599 | 3,473 | 2,529 | 2,348 | 2,343 | 2,267 | 2,093 | 1,905 | 2,082 | 1,757 | 939.18 |
Net Property, Plant & Equipment | 572.64 | 543.33 | 506.33 | 473.02 | 427.69 | 401.54 | 369.85 | 338.75 | 290.14 | 277.16 | 248.94 | 208.46 | 171.48 | 141.66 | 113.57 | 84.93 | 62.5 | 53.44 | 49.36 | 48.14 |
Accrued Interest and Accounts Receivable | 426.18 | 220.28 | 203.63 | 308.39 | 353.03 | 293.39 | 307.29 | 236.23 | 199.09 | 135.82 | 201.62 | 147.76 | 142.05 | 124.61 | 134.57 | 100.95 | 91.58 | 66.08 | 67.05 | 59 |
Other Intangible Assets | 12.94 | 12.42 | 12.19 | 13.46 | 13.5 | 15.29 | 17.41 | 19.83 | 34.43 | 48.27 | 63.76 | 71.04 | 78.94 | 60.89 | 66.19 | 71.38 | 67.93 | 279.2 | - | 2.5 |
Goodwill | 534.16 | 522.35 | 521.7 | 536.75 | 533.44 | 535.82 | 541.16 | 536.42 | 542.57 | 537.13 | 527.63 | 525 | 539.53 | 547.39 | 541.4 | 540.77 | 516.52 | - | - | 1.26 |
Other Non-Earning Assets | 352.57 | 366.23 | 401.05 | 389.01 | 403.94 | 381.86 | 490.6 | 448.3 | 456.29 | 469.63 | 509.34 | 526.25 | 544.76 | 517.58 | 511.91 | 377.38 | 502.06 | 466.25 | 185.36 | 19.6 |
Total Assets | 11,155 | 10,436 | 10,481 | 10,139 | 9,520 | 9,201 | 9,065 | 8,407 | 8,156 | 7,508 | 7,805 | 7,165 | 6,974 | 7,032 | 6,952 | 5,402 | 4,867 | 4,766 | 2,708 | 1,402 |
Accounts Payable | 82.82 | 41.06 | 50.63 | 57.56 | 41.02 | 35.22 | 59.81 | 27.35 | 28.6 | 30.02 | 28.97 | 34.53 | 33.07 | 48.99 | 45.59 | 425.85 | 57.76 | 29.01 | 26.22 | 18.36 |
Accrued Expenses | 181.74 | 197.57 | 180.93 | 161.95 | 171.76 | 172.98 | 172.45 | 179.92 | 194.38 | 206.19 | 232.59 | 255.1 | 244.26 | 316.3 | 439.15 | 453.97 | 326.33 | 295.32 | 47.76 | 29.67 |
Long-Term Debt | 7,610 | 7,146 | 7,307 | 6,932 | 6,415 | 6,240 | 6,063 | 5,524 | 5,345 | 4,716 | 4,906 | 4,221 | 4,007 | 4,054 | 3,928 | 2,106 | 1,857 | 2,002 | 1,623 | 892.15 |
Other Liabilities | 211.7 | 177 | 157.25 | 152.04 | 159.64 | 129.73 | 134.57 | 109.5 | 53.85 | 44.19 | 127.38 | 90.81 | 71.38 | 35.96 | 71.52 | 38.46 | 50.08 | 36.52 | 33.04 | 25 |
Total Liabilities | 8,086 | 7,561 | 7,696 | 7,304 | 6,788 | 6,578 | 6,430 | 5,840 | 5,621 | 4,997 | 5,295 | 4,602 | 4,356 | 4,456 | 4,484 | 3,025 | 2,291 | 2,362 | 1,730 | 965.18 |
Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - |
Additional Paid-in Capital | 6,141 | 6,045 | 5,962 | 6,054 | 5,863 | 5,705 | 5,572 | 5,355 | 5,141 | 4,919 | 4,716 | 4,455 | 4,231 | 3,988 | 3,829 | 3,580 | 3,467 | 3,134 | 142.48 | 80.37 |
Accumulated Other Comprehensive Income | -15.07 | -44.5 | -47.55 | -9.12 | -21.57 | -17.3 | -7.14 | -25.21 | -15.42 | -22.34 | -26.63 | -34.22 | -7.15 | 7.68 | 4.38 | 2.69 | 6.77 | 4.75 | 1.94 | -0.3 |
Retained Earnings | -3,057 | -3,126 | -3,129 | -3,209 | -3,109 | -3,064 | -2,930 | -2,763 | -2,591 | -2,385 | -2,180 | -1,857 | -1,606 | -1,420 | -1,365 | -1,205 | -898.49 | -734.87 | -494 | -447.17 |
Total Common Shareholders' Equity | 3,069 | 2,875 | 2,786 | 2,836 | 2,732 | 2,623 | 2,635 | 2,567 | 2,534 | 2,511 | 2,510 | 2,563 | 2,618 | 2,576 | 2,468 | 2,377 | 2,576 | 2,404 | -349.58 | -367.1 |
Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,327 | 804.17 |
Shareholders' Equity | 3,069 | 2,875 | 2,786 | 2,836 | 2,732 | 2,623 | 2,635 | 2,567 | 2,534 | 2,511 | 2,510 | 2,563 | 2,618 | 2,576 | 2,468 | 2,377 | 2,576 | 2,404 | 977.69 | 437.07 |
Total Liabilities & Equity | 11,155 | 10,436 | 10,481 | 10,139 | 9,520 | 9,201 | 9,065 | 8,407 | 8,156 | 7,508 | 7,805 | 7,165 | 6,974 | 7,032 | 6,952 | 5,402 | 4,867 | 4,766 | 2,708 | 1,402 |
Total Debt | 7,610 | 7,146 | 7,307 | 6,932 | 6,415 | 6,240 | 6,063 | 5,524 | 5,345 | 4,716 | 4,906 | 4,221 | 4,007 | 4,054 | 3,928 | 2,106 | 1,857 | 2,002 | 1,623 | 892.15 |
Net Cash (Debt) | -7,610 | -7,146 | -7,307 | -6,932 | -6,415 | -6,240 | -6,063 | -5,524 | -5,345 | -4,716 | -4,906 | -4,221 | -4,007 | -4,054 | -3,928 | -2,106 | -1,857 | -2,002 | -1,623 | -892.15 |
Net Cash Per Share | -25.03 | -20.76 | -23.23 | -21.78 | -21.83 | -19.96 | -20.02 | -18.18 | -18.63 | -15.87 | -16.70 | -14.51 | -13.91 | -14.19 | -13.95 | -7.75 | -6.96 | -8.58 | -22.93 | -4.48 |
Book Value | 3,069 | 2,875 | 2,786 | 2,836 | 2,732 | 2,623 | 2,635 | 2,567 | 2,534 | 2,511 | 2,510 | 2,563 | 2,618 | 2,576 | 2,468 | 2,377 | 2,576 | 2,404 | -349.58 | -367.1 |
Book Value Per Share | 10.09 | 8.35 | 8.85 | 8.91 | 9.30 | 8.39 | 8.70 | 8.45 | 8.83 | 8.45 | 8.55 | 8.81 | 9.09 | 9.02 | 8.77 | 8.75 | 9.65 | 10.30 | -4.94 | -1.84 |
Tangible Book Value | 2,522 | 2,340 | 2,252 | 2,285 | 2,185 | 2,072 | 2,076 | 2,011 | 1,957 | 1,926 | 1,919 | 1,967 | 2,000 | 1,968 | 1,861 | 1,765 | 1,991 | 2,125 | -349.58 | -370.85 |
Tangible Book Value Per Share | 8.29 | 6.80 | 7.16 | 7.18 | 7.44 | 6.63 | 6.86 | 6.62 | 6.82 | 6.48 | 6.53 | 6.76 | 6.94 | 6.89 | 6.61 | 6.50 | 7.46 | 9.11 | -4.94 | -1.86 |
Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.