Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
69.66
-5.93 (-7.84%)
At close: Nov 5, 2026, 4:00 PM EST
64.05
-5.61 (-8.05%)
After-hours: Nov 5, 2026, 7:59 PM EST
Affirm Holdings Balance Sheet
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Assets
Fiscal Quarter | Q1 2027 | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 2,072 | 1,630 | 1,723 | 1,528 | 1,429 | 1,354 | 1,351 | 1,200 | 1,046 | 1,013 | 1,273 | 1,037 | 1,079 | 892.03 | 972.48 | 1,440 | 1,530 | 1,255 | 2,262 | 2,567 |
Short-Term Investments | - | 71.86 | 45.59 | 36.55 | 48.87 | 39.01 | 8.75 | 39.38 | 848.64 | 69.68 | 582.69 | 685.41 | 86.5 | 97.22 | 145.53 | 181.76 | 291.68 | 300.39 | - | - |
Cash & Short-Term Investments | 2,072 | 1,702 | 1,769 | 1,564 | 1,478 | 1,393 | 1,360 | 1,240 | 1,895 | 1,083 | 1,855 | 1,722 | 1,166 | 989.25 | 1,118 | 1,622 | 1,822 | 1,556 | 2,262 | 2,567 |
Cash Growth (YoY) | 40.24% | 22.13% | 30.08% | 26.19% | -22.01% | 28.69% | -26.71% | -28.01% | 62.54% | 9.46% | 65.96% | 6.17% | -36.01% | -36.41% | -50.57% | -36.82% | 26.56% | 6.07% | 39.31% | 393.03% |
Accounts Receivable | 356.92 | 284.35 | 230.7 | 268.18 | 283.73 | 426.18 | 220.28 | 203.63 | 308.39 | 353.03 | 293.39 | 307.29 | 236.23 | 199.09 | 135.82 | 201.62 | 147.76 | 142.05 | 124.61 | 134.57 |
Other Receivables | - | - | - | - | - | - | 11.64 | 13.16 | 16.64 | 18.26 | 19.27 | - | - | 17.21 | - | 21.74 | 17.55 | - | 15.06 | 17.47 |
Receivables | 356.92 | 284.35 | 230.7 | 268.18 | 283.73 | 426.18 | 231.92 | 216.79 | 325.03 | 371.29 | 312.65 | 307.29 | 236.23 | 216.3 | 135.82 | 223.36 | 165.31 | 142.05 | 139.67 | 152.05 |
Prepaid Expenses | - | 54.73 | 78.39 | 86.6 | 78.02 | 70.1 | 77.25 | 56.6 | 55.11 | 50.19 | 51.8 | 103.23 | 55.05 | 49.96 | 29.88 | 48.64 | 46.83 | 37.5 | 58.44 | 61.17 |
Restricted Cash | 498.63 | 803.01 | 750.89 | 566.69 | 668.76 | 401.97 | 384.81 | 536.78 | 338.46 | 282.29 | 346.93 | 411.26 | 409.23 | 367.92 | 409.02 | 424.46 | 383.41 | 295.64 | 413.63 | 247.4 |
Total Current Assets | 2,928 | 2,844 | 2,829 | 2,486 | 2,508 | 2,292 | 2,054 | 2,050 | 2,613 | 1,787 | 2,567 | 2,544 | 1,866 | 1,624 | 1,693 | 2,319 | 2,424 | 2,033 | 2,877 | 3,055 |
Property, Plant & Equipment | 691.35 | 708.81 | 691.82 | 665.8 | 630.69 | 591.76 | 564.76 | 523.81 | 492.72 | 449.55 | 425.57 | 394.9 | 365.98 | 320.31 | 311.21 | 292.55 | 256.24 | 222.15 | 194.05 | 169.42 |
Long-Term Investments | 10,411 | 9,942 | 8,816 | 9,023 | 7,613 | 7,504 | 7,073 | 7,131 | 6,250 | 6,513 | 5,466 | 5,291 | 5,304 | 5,370 | 4,605 | 4,250 | 3,517 | 3,686 | 2,994 | 2,773 |
Goodwill | 525.34 | 524.45 | 529.28 | 533.44 | 529.91 | 534.16 | 522.35 | 521.7 | 536.75 | 533.44 | 535.82 | 541.16 | 536.42 | 542.57 | 537.13 | 527.63 | 525 | 539.53 | 547.39 | 541.4 |
Other Intangible Assets | 25.46 | 26.42 | 27.44 | 12.62 | 12.69 | 12.94 | 12.42 | 12.19 | 13.46 | 13.5 | 15.29 | 17.41 | 19.83 | 34.43 | 48.27 | 63.76 | 71.04 | 78.94 | 60.89 | 66.19 |
Long-Term Deferred Tax Assets | 1,433 | 1,467 | 7.43 | 9.57 | 11.89 | 13.93 | 15.33 | 17.88 | 20.15 | 21.21 | 21.2 | 22.66 | - | 23.27 | - | - | - | - | - | - |
Other Long-Term Assets | 466.89 | 276.98 | 241.12 | 226.91 | 171.81 | 206.5 | 194.46 | 224.3 | 212.95 | 202.2 | 170.96 | 254.02 | 314.15 | 241.95 | 313.07 | 352.17 | 370.91 | 413.42 | 358.52 | 347.25 |
Total Assets | 16,481 | 15,790 | 13,142 | 12,957 | 11,479 | 11,155 | 10,436 | 10,481 | 10,139 | 9,520 | 9,201 | 9,065 | 8,407 | 8,156 | 7,508 | 7,805 | 7,165 | 6,974 | 7,032 | 6,952 |
Liabilities
Fiscal Quarter | Q1 2027 | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 83.25 | 84.65 | 59.59 | 57.23 | 58.02 | 82.82 | 41.06 | 50.63 | 57.56 | 41.02 | 35.22 | 59.81 | 27.35 | 28.6 | 30.02 | 28.97 | 34.53 | 33.07 | 48.99 | 45.59 |
Accrued Expenses | 225.72 | 147.31 | 145.53 | 114.18 | 101.32 | 97.28 | 102.87 | 99.56 | 78.51 | 83.94 | 83.58 | 75.62 | 61.76 | 64.2 | 53.79 | 64.84 | 67.86 | 74 | 47.49 | 57.27 |
Current Portion of Long-Term Debt | - | - | - | - | - | - | - | - | - | - | - | 1.95 | - | - | - | - | - | - | - | - |
Current Portion of Leases | - | 5.51 | 3.78 | 8.13 | 12.31 | - | 4.21 | 8.4 | 12.59 | - | 4.09 | 8.25 | - | - | - | - | - | - | 4.08 | 8.02 |
Other Current Liabilities | - | - | - | - | - | - | 4.29 | 8.17 | 7.77 | 17.64 | 21.24 | 23.27 | 41.4 | 53.27 | - | - | - | 55.78 | - | - |
Total Current Liabilities | 308.97 | 237.46 | 208.9 | 179.54 | 171.65 | 180.1 | 152.43 | 166.76 | 156.43 | 142.6 | 144.14 | 168.89 | 130.51 | 146.07 | 83.82 | 93.81 | 102.4 | 162.85 | 100.55 | 110.88 |
Long-Term Debt | 10,421 | 9,994 | 9,052 | 9,140 | 7,930 | 7,821 | 7,323 | 7,464 | 7,084 | 6,575 | 6,370 | 6,196 | 5,633 | 5,398 | 4,761 | 5,033 | 4,312 | 4,078 | 4,090 | 3,999 |
Long-Term Leases | - | 23.68 | 34.78 | 34.15 | 15.79 | 31.94 | 31.43 | 23.63 | 23.24 | 39.49 | 38.98 | 37.28 | 49.07 | 52.56 | 55.98 | 57.49 | 62.26 | 65.71 | 63.83 | 63.54 |
Other Long-Term Liabilities | - | 51.56 | 62.3 | 56.78 | 62.05 | 52.52 | 54.77 | 41.16 | 39.84 | 30.68 | 25.08 | 28.04 | 27.68 | 24.36 | 96.42 | 110.26 | 124.98 | 48.76 | 200.91 | 310.32 |
Total Liabilities | 10,730 | 10,306 | 9,358 | 9,410 | 8,180 | 8,086 | 7,561 | 7,696 | 7,304 | 6,788 | 6,578 | 6,430 | 5,840 | 5,621 | 4,997 | 5,295 | 4,602 | 4,356 | 4,456 | 4,484 |
Shareholders' Equity
Fiscal Quarter | Q1 2027 | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Additional Paid-In Capital | 6,745 | 6,647 | 6,551 | 6,410 | 6,299 | 6,141 | 6,045 | 5,962 | 6,054 | 5,863 | 5,705 | 5,572 | 5,355 | 5,141 | 4,919 | 4,716 | 4,455 | 4,231 | 3,988 | 3,829 |
Retained Earnings | -962.86 | -1,127 | -2,744 | -2,847 | -2,976 | -3,057 | -3,126 | -3,129 | -3,209 | -3,109 | -3,064 | -2,930 | -2,763 | -2,591 | -2,385 | -2,180 | -1,857 | -1,606 | -1,420 | -1,365 |
Comprehensive Income & Other | -31.24 | -36.37 | -23.59 | -16.94 | -24.39 | -15.07 | -44.5 | -47.55 | -9.12 | -21.57 | -17.3 | -7.14 | -25.21 | -15.42 | -22.34 | -26.63 | -34.22 | -7.15 | 7.68 | 4.38 |
Total Common Equity | 5,751 | 5,484 | 3,783 | 3,547 | 3,299 | 3,069 | 2,875 | 2,786 | 2,836 | 2,732 | 2,623 | 2,635 | 2,567 | 2,534 | 2,511 | 2,510 | 2,563 | 2,618 | 2,576 | 2,468 |
Shareholders' Equity | 5,751 | 5,484 | 3,783 | 3,547 | 3,299 | 3,069 | 2,875 | 2,786 | 2,836 | 2,732 | 2,623 | 2,635 | 2,567 | 2,534 | 2,511 | 2,510 | 2,563 | 2,618 | 2,576 | 2,468 |
Total Liabilities & Equity | 16,481 | 15,790 | 13,142 | 12,957 | 11,479 | 11,155 | 10,436 | 10,481 | 10,139 | 9,520 | 9,201 | 9,065 | 8,407 | 8,156 | 7,508 | 7,805 | 7,165 | 6,974 | 7,032 | 6,952 |
Additional Metrics
Fiscal Quarter | Q1 2027 | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 10,421 | 10,023 | 9,091 | 9,182 | 7,958 | 7,853 | 7,358 | 7,496 | 7,120 | 6,614 | 6,413 | 6,243 | 5,682 | 5,451 | 4,816 | 5,091 | 4,374 | 4,144 | 4,158 | 4,071 |
Net Cash (Debt) | -8,349 | -8,321 | -7,322 | -7,617 | -6,481 | -6,460 | -5,998 | -6,256 | -5,225 | -5,532 | -4,557 | -4,521 | -4,516 | -4,462 | -3,698 | -3,468 | -2,552 | -2,588 | -1,896 | -1,504 |
Net Cash Growth (YoY) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Cash Per Share | -23.73 | -23.79 | -21.03 | -21.80 | -18.61 | -18.86 | -17.43 | -18.12 | -16.42 | -17.53 | -14.58 | -14.70 | -14.86 | -14.89 | -12.44 | -11.81 | -8.77 | -8.98 | -6.64 | -5.34 |
Filing Date Shares Outstanding | 339.01 | 337.42 | 334.9 | 333.11 | 330.07 | 325.65 | 322.6 | 318.06 | 314.06 | 311.12 | 309.12 | 306.87 | 301.73 | 299.3 | 295.69 | 293.99 | 290.15 | 289.07 | 286.43 | 284.46 |
Total Common Shares Outstanding | 338.92 | 337.18 | 334.85 | 332.21 | 330.05 | 325.11 | 322.52 | 315.74 | 313.98 | 311.05 | 308.54 | 305.53 | 301.08 | 296.85 | 294.65 | 292.09 | 289.49 | 287.37 | 285.78 | 283.21 |
Working Capital | 2,619 | 2,607 | 2,620 | 2,306 | 2,337 | 2,112 | 1,901 | 1,883 | 2,457 | 1,644 | 2,423 | 2,375 | 1,736 | 1,477 | 1,609 | 2,225 | 2,322 | 1,871 | 2,777 | 2,945 |
Book Value Per Share | 16.97 | 16.26 | 11.30 | 10.68 | 10.00 | 9.44 | 8.91 | 8.82 | 9.03 | 8.78 | 8.50 | 8.62 | 8.53 | 8.54 | 8.52 | 8.59 | 8.85 | 9.11 | 9.01 | 8.72 |
Tangible Book Value | 5,200 | 4,933 | 3,227 | 3,001 | 2,756 | 2,522 | 2,340 | 2,252 | 2,285 | 2,185 | 2,072 | 2,076 | 2,011 | 1,957 | 1,926 | 1,919 | 1,967 | 2,000 | 1,968 | 1,861 |
Tangible Book Value Per Share | 15.34 | 14.63 | 9.64 | 9.03 | 8.35 | 7.76 | 7.26 | 7.13 | 7.28 | 7.02 | 6.72 | 6.80 | 6.68 | 6.59 | 6.54 | 6.57 | 6.80 | 6.96 | 6.89 | 6.57 |
Machinery | - | 17 | 21.96 | 20.87 | 19.84 | 18.56 | 19.98 | 19.37 | 19.3 | 18.74 | 19.09 | 17.08 | 16.84 | 16.69 | 17.23 | 19.02 | 16.69 | 15.03 | - | - |
Leasehold Improvements | - | 17.53 | 30.87 | 25.69 | 23.73 | 21.99 | 21.21 | 21.09 | 21.07 | 21.02 | 20.95 | 20.93 | 20.28 | 20.21 | 20.13 | 19.39 | 16.38 | 16.17 | - | - |