Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
64.60
-2.46 (-3.67%)
At close: Apr 21, 2026, 4:00 PM EDT
65.65
+1.05 (1.63%)
After-hours: Apr 21, 2026, 7:12 PM EDT
Affirm Holdings Ratios and Metrics
Market cap in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Apr '26 Apr 21, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 | Jun '21 Jun 30, 2021 |
| 21,519 | 24,726 | 24,120 | 22,478 | 14,575 | 19,228 | 12,817 | 9,397 | 11,496 | 15,014 | 6,404 | 4,551 | 3,321 | 2,825 | 5,431 | 5,190 | 13,226 | 28,480 | 33,084 | 18,141 | |
Market Cap Growth | 47.65% | 28.59% | 88.19% | 139.21% | 26.78% | 28.07% | 100.13% | 106.50% | 246.19% | 431.56% | 17.92% | -12.32% | -74.89% | -90.08% | -83.58% | -71.39% | -29.34% | - | - | - |
Enterprise Value | 29,296 | 33,735 | 31,856 | 30,088 | 21,720 | 26,535 | 19,749 | 15,812 | 17,736 | 21,077 | 11,928 | 9,895 | 8,037 | 7,730 | 9,652 | 9,197 | 17,280 | 32,408 | 35,191 | 19,999 |
Last Close Price | 64.60 | 74.43 | 73.08 | 69.14 | 45.19 | 60.90 | 40.82 | 30.21 | 37.26 | 49.14 | 21.27 | 15.33 | 11.27 | 9.67 | 18.76 | 18.06 | 46.28 | 100.56 | 119.13 | 67.35 |
PE Ratio | 81.30 | 91.89 | 109.08 | 531.85 | -215.19 | -93.69 | -28.75 | -17.98 | -16.71 | -19.73 | -6.97 | -4.59 | -3.42 | -3.45 | -8.26 | -7.11 | -19.69 | -29.66 | -37.23 | -26.52 |
Forward PE | 17.85 | 22.75 | 30.01 | 31.81 | 24.16 | 40.30 | 49.57 | - | - | - | - | - | - | - | - | - | - | - | - | - |
PS Ratio | 5.83 | 8.15 | 8.49 | 8.62 | 6.00 | 8.56 | 6.39 | 5.05 | 6.88 | 9.79 | 4.72 | 3.62 | 2.78 | 2.41 | 4.58 | 4.74 | 12.73 | 29.00 | 38.24 | 22.55 |
PB Ratio | 6.28 | 6.97 | 7.31 | 7.32 | 5.07 | 6.90 | 4.52 | 3.44 | 4.38 | 5.70 | 2.49 | 1.80 | 1.32 | 1.13 | 2.12 | 1.98 | 5.13 | 11.54 | 13.92 | 7.04 |
P/TBV Ratio | 6.30 | 7.33 | 7.72 | 7.72 | 5.41 | 7.55 | 4.58 | 3.49 | 4.44 | 5.65 | 2.52 | 1.81 | 1.33 | 1.13 | 2.13 | 1.99 | 5.13 | 11.47 | 13.61 | 6.99 |
P/FCF Ratio | 35.01 | 39.94 | 31.36 | 37.36 | 23.94 | 31.37 | 33.69 | 32.31 | 41.17 | 457.76 | -97.66 | -41.91 | -15.54 | -15.87 | -9.41 | -20.89 | -69.58 | -105.63 | 233.16 | -85.02 |
P/OCF Ratio | 26.01 | 29.67 | 24.82 | 28.31 | 18.50 | 24.47 | 23.38 | 20.88 | 27.04 | 92.26 | 106.97 | 373.59 | -36.61 | -43.84 | -11.41 | -32.00 | -107.53 | -130.48 | 189.79 | -93.93 |
EV/Sales Ratio | 7.88 | 11.12 | 11.22 | 11.54 | 8.94 | 11.81 | 9.85 | 8.49 | 10.61 | 13.75 | 8.80 | 7.88 | 6.72 | 6.61 | 8.14 | 8.41 | 16.63 | 33.00 | 40.67 | 24.86 |
EV/EBITDA Ratio | 55.59 | 1330.00 | 1027.26 | 1202.22 | 348.10 | 531.36 | 477.18 | 281.60 | 528.95 | 301.12 | 156.49 | 155.69 | 180.47 | 616.74 | -5088.06 | -2209.67 | -2288.17 | -1991.61 | -8420.89 | 4230.71 |
EV/FCF Ratio | 47.32 | 54.49 | 41.41 | 50.00 | 35.68 | 43.29 | 51.91 | 54.37 | 63.51 | 642.62 | -181.90 | -91.12 | -37.61 | -43.44 | -16.72 | -37.01 | -90.91 | -120.20 | 248.01 | -93.72 |
Debt / Equity Ratio | 2.54 | 2.54 | 2.35 | 2.48 | 2.49 | 2.62 | 2.44 | 2.35 | 2.38 | 2.30 | 2.15 | 2.11 | 1.88 | 1.95 | 1.65 | 1.53 | 1.57 | 1.59 | 0.89 | 0.72 |
Debt / EBITDA Ratio | 355.18 | 25306.85 | 1492.94 | 1052.08 | 567.39 | 1217.38 | -8643.44 | 143.83 | 46222.44 | -2377.76 | 395.56 | 243.14 | 128.86 | 1334.51 | 3247.05 | 1354.57 | 881.40 | -365.21 | -2182.86 | -4299.26 |
Debt / FCF Ratio | 14.55 | 76.33 | 24.16 | 323.58 | 45.41 | 27.25 | 45.39 | 210.29 | 38.60 | 170.44 | 87.56 | 282.32 | -55.62 | -78.12 | 210.39 | -46.51 | -82.61 | -8.50 | 6.04 | -66.93 |
Net Debt / Equity Ratio | 2.54 | 2.54 | 2.35 | 2.48 | 2.49 | 2.62 | 2.44 | 2.35 | 2.38 | 2.30 | 2.15 | 2.11 | 1.88 | 1.95 | 1.65 | 1.53 | 1.57 | 1.59 | 0.89 | 0.72 |
Net Debt / EBITDA Ratio | 355.18 | 25306.85 | 1492.94 | 1052.08 | 567.39 | 1217.38 | -8643.44 | 143.83 | 46222.44 | -2377.76 | 395.56 | 243.14 | 128.86 | 1334.51 | 3247.05 | 1354.57 | 881.40 | -365.21 | -2182.86 | -4299.26 |
Net Debt / FCF Ratio | 14.55 | 76.33 | 24.16 | 323.58 | 45.41 | 27.25 | 45.39 | 210.29 | 38.60 | 170.44 | 87.56 | 282.32 | -55.62 | -78.12 | 210.39 | -46.51 | -82.61 | -8.50 | 6.04 | -66.93 |
Asset Turnover | 0.08 | 0.08 | 0.07 | 0.07 | 0.06 | 0.07 | 0.06 | 0.06 | 0.05 | 0.06 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.06 | 0.05 | 0.08 |
Return on Equity (ROE) | 4.09% | 4.09% | 2.63% | 2.39% | 0.10% | 2.97% | -3.71% | -1.71% | -5.22% | -6.49% | -6.70% | -7.99% | -8.09% | -12.95% | -10.17% | -7.18% | -2.20% | -9.27% | -18.27% | -10.17% |
Earnings Yield | 1.30% | 1.09% | 0.92% | 0.19% | -0.46% | -1.07% | -3.48% | -5.56% | -5.98% | -5.07% | -14.34% | -21.79% | -29.28% | -28.96% | -12.10% | -14.06% | -5.08% | -3.37% | -2.69% | -3.77% |
FCF Yield | 2.86% | 2.50% | 3.19% | 2.68% | 4.18% | 3.19% | 2.97% | 3.10% | 2.43% | 0.22% | -1.02% | -2.39% | -6.43% | -6.30% | -10.63% | -4.79% | -1.44% | -0.95% | 0.43% | -1.18% |
Buyback Yield / Dilution | -12.04% | -1.21% | -9.44% | -8.58% | -10.11% | -14.01% | -4.74% | -5.29% | -5.19% | -3.10% | -4.44% | -4.00% | -4.05% | -4.32% | -7.09% | -7.79% | -22.43% | -297.64% | -298.03% | -463.46% |
Total Shareholder Return | -12.04% | -1.21% | -9.44% | -8.58% | -10.11% | -14.01% | -4.74% | -5.29% | -5.19% | -3.10% | -4.44% | -4.00% | -4.05% | -4.32% | -7.09% | -7.79% | -22.43% | -297.64% | -298.03% | -463.46% |
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.