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Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
71.21
+0.93 (1.32%)
At close: Sep 18, 2026, 4:00 PM EDT
71.20
-0.01 (-0.01%)
After-hours: Sep 18, 2026, 7:56 PM EDT

Affirm Holdings Ratios and Metrics

Millions USD. Fiscal year is Jul - Jun.

Total Valuation

Fiscal Quarter
CurrentQ4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Market Capitalization
24,02827,31115,26324,56723,79922,30514,46519,12612,7009,33911,43414,8276,3664,5333,3132,8065,4235,17313,16528,25832,388
Market Cap Growth (YoY)
-18.38%22.45%5.52%28.45%87.39%138.84%26.51%28.99%99.49%106.02%245.10%428.46%17.39%-12.37%-74.83%-90.07%-83.26%-71.03%-27.68%--
Enterprise Value
32,34934,63322,88131,04830,25828,30320,72124,35118,23113,89615,95519,34410,8288,2316,7825,3588,0117,06914,66829,03832,904
Last Close Price
71.2181.5545.8274.4373.0869.1445.1960.9040.8230.2137.2649.1421.2715.3311.279.6718.7618.0646.28100.56119.13

Price Ratios

Fiscal Quarter
CurrentQ4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
PE Ratio
12.8714.1539.9187.02102.10427.41-232.58-96.14-------------
Forward PE
35.8621.7612.4122.7530.0131.8124.1640.3049.57------------
PS Ratio
5.646.413.846.616.886.924.816.835.034.025.427.753.702.852.201.903.763.8310.5625.1733.53
PB Ratio
4.384.984.036.937.217.275.036.874.483.424.365.632.481.791.321.122.121.985.1111.4513.62
P/TBV Ratio
4.875.544.738.198.638.846.188.495.564.275.527.143.172.321.721.462.762.596.6915.1918.35
P/FCF Ratio
24.2127.5119.4039.6830.9437.0723.7631.2033.3832.1140.94452.06-97.08-41.74---9.39---228.26
P/OCF Ratio
19.5222.1915.1229.4824.4928.1018.3624.3423.1720.7526.8991.11106.34372.13---11.39---185.80
PEG Ratio
17.9310.8811.4411.4415.00----------------

EV Ratios

Fiscal Quarter
CurrentQ4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
EV/Sales Ratio
7.598.135.768.368.758.786.898.707.225.987.5610.106.295.184.503.625.565.2411.7625.8634.07
EV/EBITDA Ratio
43.7646.8536.2358.9176.81152.98330.96-238.48--38.23-----------
EV/EBIT Ratio
77.5883.0669.81134.43277.39-323.62---------------
EV/FCF Ratio
32.5934.8929.0850.1539.3447.0434.0439.7247.9247.7857.13589.76-165.13-75.80---13.88---231.89

Financial Efficiency

Fiscal Quarter
CurrentQ4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Debt / Equity Ratio
1.831.832.402.592.412.562.562.692.512.422.442.372.212.151.922.031.711.581.611.650.93
Debt / EBITDA Ratio
13.4010.4413.3911.4114.2014.8728.3427.66-176.60-----------
Debt / FCF Ratio
10.1010.1011.5514.8310.3513.0512.0912.2318.7122.7422.96190.35-86.65-50.20---7.58---15.64
Net Debt / Equity Ratio
1.521.521.942.151.962.112.092.251.842.031.741.721.761.761.471.381.000.990.740.610.33
Net Debt / EBITDA Ratio
11.2611.2611.5914.4516.4534.9295.81-61.27-18.02-15.22-8.32-6.94-5.35-4.73-3.69-3.54-3.10-3.61-3.48-2.74-1.95
Net Debt / FCF Ratio
8.388.389.3112.308.4310.749.8510.2113.7319.0216.32137.85-68.88-41.09-17.31-19.49-4.42-10.42-9.98-5.585.50
Asset Turnover
0.320.320.370.330.330.300.340.280.280.250.270.240.230.200.210.210.210.200.230.21
Quick Ratio
8.368.369.5710.2110.2610.1010.448.7414.1910.2015.0412.0210.748.2514.9619.6719.4110.4223.8924.533.18
Current Ratio
11.9811.9813.5413.8514.6112.7313.4712.2916.7112.5317.8115.0614.3011.1120.2024.7223.6812.4928.6227.563.75
Return on Equity (ROE)
139.56%11.23%15.14%10.14%9.32%0.40%11.44%-14.40%-6.74%-20.38%-25.67%-26.94%-32.66%-32.77%-50.84%-38.79%-28.71%-8.67%-26.37%-49.53%
Return on Assets (ROA)
2.54%1.69%2.41%1.41%1.34%-0.20%-0.10%-3.38%-1.92%-4.26%-4.90%-6.25%-7.71%-8.98%-12.01%-10.17%-9.88%-8.10%-7.94%-8.08%
Return on Invested Capital (ROIC)
1.18%0.76%1.09%0.64%0.61%-0.05%-0.05%-1.63%-0.93%-2.17%-2.40%-2.94%-3.66%-4.51%-6.48%-5.57%-5.72%-5.37%-5.50%-5.31%
Return on Capital Employed (ROCE)
2.70%2.70%2.50%1.80%1.00%-0.80%-2.10%-3.50%-5.30%-6.50%-8.60%-10.10%-13.10%-14.50%-16.10%-14.90%-14.00%-12.70%-9.90%-9.80%-10.20%

Yields

Fiscal Quarter
CurrentQ4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Earnings Yield
8.03%7.07%2.51%1.15%0.98%0.23%-0.43%-1.04%-3.51%-5.54%-5.93%-5.06%-14.23%-21.74%-29.15%-29.04%-12.02%-13.68%-4.90%-3.10%-2.30%
FCF Yield
4.13%3.64%5.16%2.52%3.23%2.70%4.21%3.21%3.00%3.11%2.44%0.22%-1.03%-2.40%-6.45%-6.34%-10.64%-4.80%-1.44%-0.95%0.44%
Buyback Yield / Dilution
-2.29%-2.09%-1.13%-1.21%-9.44%-8.58%-10.11%-12.23%-4.74%-5.29%-5.19%-4.73%-4.44%-4.00%-4.05%-4.32%-7.09%-7.79%-22.43%-297.64%-298.03%
SEC Filings: 10-K · 10-Q