Skip to main content
logo
Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
69.66
-5.93 (-7.84%)
At close: Nov 5, 2026, 4:00 PM EST
64.05
-5.61 (-8.05%)
After-hours: Nov 5, 2026, 7:59 PM EST

Affirm Holdings Ratios and Metrics

Millions USD. Fiscal year is Jul - Jun.

Total Valuation

Fiscal Quarter
CurrentQ1 2027Q4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022
Period Ending
Nov '26 Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Market Capitalization
23,50523,36027,31115,26324,56723,79922,30514,46519,12612,7009,33911,43414,8276,3664,5333,3132,8065,4235,17313,16528,258
Market Cap Growth (YoY)
-1.21%-1.84%22.45%5.52%28.45%87.39%138.84%26.51%28.99%99.49%106.02%245.10%428.46%17.39%-12.37%-74.83%-90.07%-83.26%-71.03%-27.68%-
Enterprise Value
31,85331,68134,63322,88131,04830,25828,30320,72124,35118,23113,89615,95519,34410,8288,2316,7825,3588,0117,06914,66829,038
Last Close Price
69.6669.2381.5545.8274.4373.0869.1445.1960.9040.8230.2137.2649.1421.2715.3311.279.6718.7618.0646.28100.56

Price Ratios

Fiscal Quarter
CurrentQ1 2027Q4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022
Period Ending
Nov '26 Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
PE Ratio
12.0911.6014.1539.9187.02102.10427.41-232.58-96.14------------
Forward PE
31.7934.7521.7612.4122.7530.0131.8124.1640.3049.57-----------
PS Ratio
5.125.096.413.846.616.886.924.816.835.034.025.427.753.702.852.201.903.763.8310.5625.17
PB Ratio
4.114.064.984.036.937.217.275.036.874.483.424.365.632.481.791.321.122.121.985.1111.45
P/TBV Ratio
4.524.495.544.738.198.638.846.188.495.564.275.527.143.172.321.721.462.762.596.6915.19
P/FCF Ratio
28.7728.5927.5119.4039.6830.9437.0723.7631.2033.3832.1140.94452.06-97.08-41.74---9.39---
P/OCF Ratio
22.1021.9722.1915.1229.4824.4928.1018.3624.3423.1720.7526.8991.11106.34372.13---11.39---
PEG Ratio
15.9017.3810.8811.4411.4415.00---------------

EV Ratios

Fiscal Quarter
CurrentQ1 2027Q4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022
Period Ending
Nov '26 Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
EV/Sales Ratio
6.946.908.135.768.368.758.786.898.707.225.987.5610.106.295.184.503.625.565.2411.7625.86
EV/EBITDA Ratio
36.2336.0446.8536.2358.9176.81152.98330.96-238.48--38.23----------
EV/EBIT Ratio
58.9558.6383.0669.81134.43277.39-323.62--------------
EV/FCF Ratio
38.9938.7834.8929.0850.1539.3447.0434.0439.7247.9247.7857.13589.76-165.13-75.80---13.88---

Financial Efficiency

Fiscal Quarter
CurrentQ1 2027Q4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022
Period Ending
Nov '26 Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Debt / Equity Ratio
1.811.811.832.402.592.412.562.562.692.512.422.442.372.212.151.922.031.711.581.611.65
Debt / EBITDA Ratio
11.739.4110.4413.3911.4114.2014.8728.3427.66-176.60----------
Debt / FCF Ratio
12.7612.7610.1011.5514.8310.3513.0512.0912.2318.7122.7422.96190.35-86.65-50.20---7.58---
Net Debt / Equity Ratio
1.451.451.521.942.151.962.112.092.251.842.031.741.721.761.761.471.381.000.990.740.61
Net Debt / EBITDA Ratio
9.509.5011.2611.5914.4516.4534.9295.81-61.27-18.02-15.22-8.32-6.94-5.35-4.73-3.69-3.54-3.10-3.61-3.48-2.74
Net Debt / FCF Ratio
10.2210.228.389.3112.308.4310.749.8510.2113.7319.0216.32137.85-68.88-41.09-17.31-19.49-4.42-10.42-9.98-5.58
Asset Turnover
0.330.330.320.340.320.320.310.310.290.270.260.250.230.220.210.210.200.230.230.210.23
Quick Ratio
7.867.868.369.5710.2110.2610.1010.448.7414.1910.2015.0412.0210.748.2514.9619.6719.4110.4223.8924.53
Current Ratio
9.489.4811.9813.5413.8514.6112.7313.4712.2916.7112.5317.8115.0614.3011.1120.2024.7223.6812.4928.6227.56
Return on Equity (ROE)
44.49%44.49%45.13%11.49%8.92%7.60%1.80%-2.26%-7.34%-16.52%-19.66%-26.43%-29.17%-35.32%-38.25%-37.97%-32.73%-26.40%-27.24%-25.88%-50.89%
Return on Assets (ROA)
2.42%2.42%1.93%1.74%1.23%0.63%-0.53%-1.38%-2.34%-3.59%-4.29%-5.81%-6.62%-8.68%-9.60%-10.29%-9.74%-9.82%-9.14%-7.28%-8.67%
Return on Invested Capital (ROIC)
3.87%4.16%3.50%3.17%2.26%1.23%-0.96%-2.66%-4.50%-7.02%-7.94%-11.58%-13.63%-17.76%-19.07%-22.45%-23.12%-23.86%-20.86%-18.65%-22.01%
Return on Capital Employed (ROCE)
3.30%3.30%2.70%2.50%1.80%1.00%-0.80%-2.10%-3.50%-5.30%-6.50%-8.60%-10.10%-13.10%-14.50%-16.10%-14.90%-14.00%-12.70%-9.90%-9.80%

Yields

Fiscal Quarter
CurrentQ1 2027Q4 2026Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022
Period Ending
Nov '26 Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Earnings Yield
8.27%8.62%7.07%2.51%1.15%0.98%0.23%-0.43%-1.04%-3.51%-5.54%-5.93%-5.06%-14.23%-21.74%-29.15%-29.04%-12.02%-13.68%-4.90%-3.10%
FCF Yield
3.48%3.50%3.64%5.16%2.52%3.23%2.70%4.21%3.21%3.00%3.11%2.44%0.22%-1.03%-2.40%-6.45%-6.34%-10.64%-4.80%-1.44%-0.95%
Buyback Yield / Dilution
-0.34%-1.01%-2.09%-1.13%-1.21%-9.44%-8.58%-10.11%-12.23%-4.74%-5.29%-5.19%-4.73%-4.44%-4.00%-4.05%-4.32%-7.09%-7.79%-22.43%-297.64%
SEC Filings: 10-K · 10-Q