Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
78.72
+1.70 (2.21%)
Aug 15, 2025, 4:00 PM - Market closed
Affirm Holdings Cash Flow Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 | Q4 2020 | +3 Quarters |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 | Jun '21 Jun 30, 2021 | Mar '21 Mar 31, 2021 | Dec '20 Dec 31, 2020 | Sep '20 Sep 30, 2020 | Jun '20 Jun 30, 2020 | +3 Quarters |
Net Income | 2.8 | 80.36 | -100.22 | -45.14 | -133.94 | -166.9 | -171.78 | -205.96 | -205.68 | -322.44 | -251.27 | -186.4 | -54.67 | -159.74 | -306.62 | -123.42 | -287.05 | -26.61 | -3.95 | 34.81 | Upgrade |
Depreciation & Amortization | 70.38 | 69.15 | 60.98 | 79.49 | 52.87 | 48.07 | 61.69 | 64.6 | 68.56 | 44.56 | 42.44 | 41.05 | 42.02 | 36.88 | 29.51 | 34.29 | 21.22 | 15.59 | 17.98 | 6.02 | Upgrade |
Other Amortization | 10.31 | 6.91 | 6.08 | 5.66 | 6.13 | 7.22 | 5.53 | 7.34 | 11.45 | 0.68 | 1.08 | 2.94 | 3.65 | 4.34 | 5.23 | -4.66 | 3.91 | 6.08 | 1.08 | -3.35 | Upgrade |
Loss (Gain) From Sale of Assets | -75.84 | -125.29 | -63.61 | -69.98 | -40.18 | -52.7 | -34.29 | -32.33 | -32.81 | -59.61 | -63.6 | -55.28 | -52.48 | -57.69 | -30.98 | -42.58 | -16.35 | -14.56 | -16.43 | -11.58 | Upgrade |
Asset Writedown & Restructuring Costs | 0.83 | 2.95 | 1.67 | -2.02 | 1.27 | -1.55 | -3.36 | -14.64 | - | - | - | -101.43 | - | - | - | 11.54 | - | - | - | - | Upgrade |
Loss (Gain) From Sale of Investments | -7.56 | -10.82 | -15.8 | 9.48 | -9.16 | -11 | -12.12 | -12.35 | -8.79 | -7.3 | -7.62 | 1.22 | 0.97 | - | - | - | - | - | - | - | Upgrade |
Stock-Based Compensation | 75.61 | 86.1 | 94.23 | 64.91 | 77.08 | 90.16 | 112.36 | 103.34 | 106.79 | 121.78 | 119.81 | 110.87 | 98.39 | 88.54 | 93.19 | 100.14 | 179.64 | 6.52 | 6.2 | 5.04 | Upgrade |
Provision & Write-off of Bad Debts | 147.25 | 152.98 | 159.82 | 117.61 | 122.44 | 120.88 | 99.7 | 94.48 | 66.44 | 106.69 | 64.25 | 72.69 | 66.29 | 52.64 | 63.65 | 25.49 | 40.39 | -28.93 | 28.93 | - | Upgrade |
Other Operating Activities | -12.34 | -35.19 | 33.37 | -1.04 | 47.42 | 88.25 | 50.04 | 54.51 | -30.36 | 77.94 | 80.11 | 26.8 | -94.12 | -31.3 | 108.18 | -30.73 | 62.27 | -18.78 | -40.72 | -2.72 | Upgrade |
Change in Accounts Receivable | -19.88 | 102.66 | 41.12 | -61.99 | 10.72 | -74.28 | -42.21 | -65.91 | 61.63 | -56.77 | -6.65 | -20.23 | 5.65 | -36.04 | -12.08 | -16.47 | 2.62 | -19.26 | 10.18 | -15.04 | Upgrade |
Change in Accounts Payable | -9.57 | -6.94 | 16.54 | 5.8 | -24.58 | 32.46 | -1.26 | -1.42 | 0.48 | -5.56 | 1.46 | -15.91 | 3.4 | -380.27 | 368.1 | 28.16 | -3.8 | 1.75 | 6.11 | 5.95 | Upgrade |
Change in Other Net Operating Assets | 28.4 | -10.86 | -37.31 | -34.01 | 98.08 | -6.29 | 34.59 | 52.13 | -91.98 | 124.11 | 18.58 | 64.58 | -53.32 | 40.42 | 55.17 | 3.1 | -75.78 | 13.38 | -3.74 | 3.95 | Upgrade |
Operating Cash Flow | 210.39 | 312.02 | 196.87 | 68.76 | 208.15 | 74.32 | 98.9 | 43.79 | -54.28 | -28.55 | 51.22 | -59.11 | -27.98 | -440.25 | 365.15 | -19.91 | -123.26 | -47.66 | -2.3 | -28.45 | Upgrade |
Operating Cash Flow Growth | 1.07% | 319.82% | 99.05% | 57.03% | - | - | 93.11% | - | - | - | -85.97% | - | - | - | - | - | - | - | - | - | Upgrade |
Capital Expenditures | -53.01 | -43.91 | -44.15 | -38.26 | -46.48 | -38.75 | -35.82 | -24.86 | -30.52 | -34.25 | -31.15 | -27.04 | -21.1 | -21.81 | -16.35 | -7.84 | -5.35 | -2.89 | -4.17 | -2.32 | Upgrade |
Cash Acquisitions | - | - | - | - | - | - | - | - | -16.05 | - | - | - | - | - | -6 | -117.66 | 8.85 | -113.63 | - | - | Upgrade |
Sale (Purchase) of Intangibles | - | - | - | - | - | - | - | - | - | - | - | -25.42 | - | - | - | 25.9 | -25.9 | - | - | - | Upgrade |
Investment in Securities | -104.89 | 456.73 | 78.95 | -279.77 | 141.93 | 123.23 | 165.48 | -106.18 | -131 | 332.66 | 359.86 | -952.15 | -125.6 | -9.93 | -442.67 | - | - | - | - | - | Upgrade |
Other Investing Activities | 22.84 | -0.81 | 15.2 | 0.21 | 0.46 | -34.73 | 0.06 | 0.33 | 1.79 | 1.64 | -0.05 | -10.66 | 3.1 | -15.7 | 1.83 | -30.73 | - | - | - | - | Upgrade |
Investing Cash Flow | 35.52 | -89.07 | -575 | -537.63 | -146.76 | -624.9 | -15.86 | -777.17 | -300.96 | -692.21 | 117.27 | -1,026 | -166.05 | -190.06 | -629.51 | 84.35 | -199.67 | -548.95 | -357.76 | -20.67 | Upgrade |
Long-Term Debt Issued | - | - | 3,939 | - | - | - | 3,646 | - | - | - | 1,444 | - | - | - | 1,182 | - | - | - | 1,292 | - | Upgrade |
Total Debt Issued | 7,131 | 5,624 | 3,939 | 4,563 | 2,885 | 3,895 | 3,646 | 2,246 | 2,181 | 2,174 | 1,444 | 1,825 | 1,278 | 2,520 | 1,182 | 528 | 1,380 | 1,138 | 1,292 | 679.06 | Upgrade |
Long-Term Debt Repaid | - | - | -3,409 | - | - | - | -3,454 | - | - | - | -1,210 | - | - | - | -928.98 | - | - | - | -905.33 | - | Upgrade |
Total Debt Repaid | -7,284 | -5,152 | -3,409 | -4,374 | -2,699 | -3,366 | -3,454 | -1,628 | -2,280 | -1,496 | -1,210 | -1,836 | -1,177 | -701.05 | -928.98 | -675.27 | -1,085 | -709.56 | -905.33 | -553 | Upgrade |
Net Debt Issued (Repaid) | -153.35 | 472.39 | 529.56 | 188.26 | 186.3 | 529.74 | 192.2 | 618.08 | -98.82 | 677.94 | 233.37 | -11.22 | 101.86 | 1,819 | 252.91 | -147.27 | 294.99 | 428.11 | 386.84 | 126.06 | Upgrade |
Issuance of Common Stock | 10.53 | 35.79 | 3.6 | 6.8 | 1.15 | 21.56 | 3.61 | 6.86 | 0.66 | 7.23 | 1.01 | 6.17 | 8.17 | 22.1 | 37.47 | 3.1 | 1,326 | 21.68 | 1.74 | 0.96 | Upgrade |
Repurchase of Common Stock | -83.04 | -345.34 | -63.21 | -40.98 | -72.51 | -39.16 | -36.52 | -10.36 | -18.17 | -18.01 | -27.42 | -18.24 | -54.24 | -72.96 | -39.82 | -30.73 | -127.57 | -0.2 | -0.58 | - | Upgrade |
Other Financing Activities | -19.69 | -18.75 | -4.32 | -8.11 | -2.91 | -5.79 | -10.49 | -5.04 | -12.63 | 2.65 | -7.42 | -5.6 | -0 | -1.54 | -6.61 | -1.23 | -4.48 | -2.17 | -4.62 | -6.3 | Upgrade |
Financing Cash Flow | -245.56 | 144.1 | 465.63 | 145.97 | 112.03 | 506.35 | 148.81 | 609.55 | -128.96 | 669.81 | 199.54 | -28.88 | 55.79 | 1,766 | 243.95 | -176.13 | 1,489 | 447.52 | 817.81 | 120.72 | Upgrade |
Foreign Exchange Rate Adjustments | -1.55 | -14.51 | 1.73 | -1.39 | -1.71 | 3.72 | -3.3 | 2.29 | 0.89 | 2.2 | -5.3 | -11.05 | -1 | 3.05 | 3.59 | -2.67 | 4.51 | - | - | - | Upgrade |
Net Cash Flow | -1.2 | 352.54 | 89.22 | -324.29 | 171.71 | -40.51 | 228.55 | -121.55 | -483.3 | -48.75 | 362.73 | -1,125 | -139.24 | 1,139 | -16.82 | -114.37 | 1,170 | -149.08 | 457.75 | 71.6 | Upgrade |
Free Cash Flow | 157.38 | 268.11 | 152.72 | 30.51 | 161.68 | 35.57 | 63.09 | 18.93 | -84.79 | -62.8 | 20.06 | -86.15 | -49.08 | -462.07 | 348.8 | -27.75 | -128.61 | -50.55 | -6.47 | -30.76 | Upgrade |
Free Cash Flow Growth | -2.66% | 653.67% | 142.08% | 61.15% | - | - | 214.42% | - | - | - | -94.25% | - | - | - | - | - | - | - | - | - | Upgrade |
Free Cash Flow Margin | 20.10% | 30.95% | 21.86% | 4.63% | 28.06% | 6.02% | 12.71% | 4.25% | -22.26% | -15.72% | 5.55% | -23.66% | -13.83% | -127.99% | 129.48% | -10.60% | -55.76% | -24.77% | -3.72% | -20.06% | Upgrade |
Free Cash Flow Per Share | 0.46 | 0.78 | 0.48 | 0.10 | 0.52 | 0.12 | 0.21 | 0.06 | -0.28 | -0.21 | 0.07 | -0.30 | -0.17 | -1.64 | 1.28 | -0.10 | -0.55 | -0.71 | -0.10 | -0.65 | Upgrade |
Cash Interest Paid | 101.66 | 101.62 | 99.51 | 89.74 | 86.05 | 77.58 | 64.87 | 58.27 | 49.02 | 33.08 | 22.82 | 17.2 | 11.18 | 12.95 | 10.2 | 13.12 | 11.86 | 9.78 | 6.93 | 6.01 | Upgrade |
Cash Income Tax Paid | 1.32 | 0.66 | 0.45 | 0.6 | 0.02 | 0.26 | 0.31 | 0.43 | 0.17 | 0.07 | 0.14 | 0.12 | 0.02 | 0.01 | 0.07 | 0.14 | 0.08 | - | - | - | Upgrade |
Levered Free Cash Flow | 202.42 | 45.68 | 12.27 | 75.52 | 83.46 | -52.32 | -109.56 | 1.78 | 95.7 | -195.37 | -233.45 | 133.27 | -153 | -475.24 | 464.58 | 27.59 | -148.88 | -13.11 | -11.14 | - | Upgrade |
Unlevered Free Cash Flow | 193.79 | 39.4 | 6.69 | 70.36 | 77.87 | -59 | -114.54 | -5.05 | 84.87 | -195.36 | -233.83 | 130.34 | -156.02 | -479.57 | 459.35 | 24.85 | -150.19 | -14.39 | -12.22 | - | Upgrade |
Change in Working Capital | -1.06 | 84.87 | 20.35 | -90.21 | 84.22 | -48.11 | -8.87 | -15.2 | -29.87 | 61.79 | 13.39 | 28.43 | -44.27 | -375.88 | 411.19 | 14.78 | -76.96 | -4.12 | 12.55 | -5.14 | Upgrade |
Updated Feb 6, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.