Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
74.45
-3.31 (-4.26%)
At close: Aug 31, 2026, 4:00 PM EDT
74.28
-0.17 (-0.23%)
After-hours: Aug 31, 2026, 7:20 PM EDT
Affirm Holdings Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Operating Revenue | 2,214 | 1,616 | 1,119 | 902.77 | 821.41 |
Other Revenue | 2,047 | 1,608 | 1,204 | 685.22 | 527.88 |
| 4,261 | 3,224 | 2,323 | 1,588 | 1,349 | |
Revenue Growth | 32.15% | 38.80% | 46.29% | 17.69% | 55.01% |
Cost of Revenue | 2,176 | 1,742 | 1,329 | 912.48 | 686.86 |
Gross Profit | 2,085 | 1,482 | 994.47 | 675.5 | 662.43 |
Selling, General & Admin | 920.84 | 979.9 | 1,100 | 1,222 | 1,110 |
Research & Development | 747.15 | 589.72 | 501.86 | 615.82 | 418.64 |
Operating Expenses | 1,668 | 1,570 | 1,602 | 1,837 | 1,528 |
Operating Income | 416.98 | -87.46 | -607.33 | -1,162 | -866.05 |
Interest Expense | -10.77 | -7.14 | -3.4 | -3.9 | -2.4 |
Other Non Operating Income (Expenses) | 84.98 | 75.47 | 105.18 | 125.68 | 143.62 |
EBT Excluding Unusual Items | 491.19 | -19.14 | -505.55 | -1,040 | -724.83 |
Merger & Restructuring Charges | - | 0.18 | -6.77 | -37.67 | - |
Impairment of Goodwill | - | - | -1 | - | - |
Gain (Loss) on Sale of Investments | - | -2 | -14.1 | - | - |
Asset Writedown | - | - | -0.75 | -1.24 | - |
Other Unusual Items | 1.54 | 82.42 | 12.64 | 89.84 | - |
Pretax Income | 492.73 | 61.47 | -515.53 | -989.25 | -724.83 |
Income Tax Expense | -1,437 | 9.28 | 2.23 | -3.9 | -17.41 |
Net Income | 1,930 | 52.19 | -517.76 | -985.35 | -707.42 |
Net Income to Common | 1,930 | 52.19 | -517.76 | -985.35 | -707.42 |
Net Income Growth | 3597.91% | - | - | - | - |
Shares Outstanding (Basic) | 335 | 323 | 310 | 295 | 282 |
Shares Outstanding (Diluted) | 349 | 341 | 310 | 295 | 282 |
Shares Change | 2.29% | 10.06% | 4.91% | 4.84% | 76.90% |
EPS (Basic) | 5.76 | 0.16 | -1.67 | -3.34 | -2.51 |
EPS (Diluted) | 5.53 | 0.15 | -1.67 | -3.34 | -2.51 |
EPS Growth | 3515.00% | - | - | - | - |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Free Cash Flow | 992.63 | 601.72 | 290.84 | -108.59 | -248.48 |
Free Cash Flow Per Share | 2.85 | 1.76 | 0.94 | -0.37 | -0.88 |
Gross Margin | 48.93% | 45.97% | 42.81% | 42.54% | 49.09% |
Operating Margin | 9.79% | -2.71% | -26.14% | -73.17% | -64.19% |
Profit Margin | 45.29% | 1.62% | -22.29% | -62.05% | -52.43% |
Free Cash Flow Margin | 23.29% | 18.66% | 12.52% | -6.84% | -18.42% |
EBITDA | 739.19 | 185.01 | -365.21 | -941.79 | -716.59 |
EBITDA Margin | 17.35% | 5.74% | -15.72% | -59.31% | -53.11% |
D&A For EBITDA | 322.22 | 272.47 | 242.11 | 220.16 | 149.46 |
EBIT | 416.98 | -87.46 | -607.33 | -1,162 | -866.05 |
EBIT Margin | 9.79% | -2.71% | -26.14% | -73.17% | -64.19% |
Effective Tax Rate | - | 15.10% | - | - | - |
Revenue as Reported | 4,261 | 3,224 | 2,323 | 1,588 | 1,349 |
Advertising Expenses | 40.8 | 30.8 | 19.2 | 22.6 | 74 |