Encore Capital Group, Inc. (ECPG)

NASDAQ: ECPG · Real-Time Price · USD

95.90

+1.45 (1.54%)

At close: Jul 28, 2026, 4:00 PM EDT

95.35

-0.55 (-0.57%)

After-hours: Jul 28, 2026, 5:36 PM EDT

Encore Capital Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Non-Interest Income	1,851	1,769	1,316	1,223	1,398	1,614
Non-Interest Income Growth	34.09%	34.37%	7.66%	-12.56%	-13.39%	7.53%
Revenues Before Loan Losses	1,851	1,769	1,316	1,223	1,398	1,614
Revenue	1,851	1,769	1,316	1,223	1,398	1,614
Revenue Growth	34.09%	34.37%	7.66%	-12.56%	-13.39%	7.53%
Compensation Expenses	466.84	458.23	422.91	391.53	375.14	385.18
Selling, General & Admin	529.97	510.69	453.74	404.77	399.31	439.03
Other Non-Interest Expenses	465.58	463.72	535.93	606.64	312.91	353.75
Total Non-Interest Expense	1,170	1,142	1,159	1,206	936.17	981.23
Pretax Income	387.43	336.16	-96.22	-180.26	310.99	436.54
Provision for Income Taxes	91.15	79.33	43.03	26.23	116.43	85.34
Net Income	296.28	256.83	-139.24	-206.49	194.56	351.2
Minority Interest in Earnings	-	-	-	-	-	0.42
Net Income to Common	296.28	256.83	-139.24	-206.49	194.56	350.78
Net Income Growth	-	-	-	-	-44.53%	65.58%
Shares Outstanding (Basic)	23	23	24	24	24	30
Shares Outstanding (Diluted)	23	24	24	24	26	31
Shares Change	-4.65%	-1.42%	0.86%	-9.28%	-16.25%	-1.76%
EPS (Basic)	13.12	11.05	-5.83	-8.72	8.06	11.64
EPS (Diluted)	12.89	10.91	-5.83	-8.72	7.46	11.26
EPS Growth	-	-	-	-	-33.75%	68.56%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	166.11	126.93	127.16	128.18	173.46	269.68
Free Cash Flow Growth	36.90%	-0.18%	-0.80%	-26.10%	-35.68%	-3.08%
Free Cash Flow Per Share	7.21	5.39	5.33	5.42	6.65	8.66
Profit Margin	16.00%	14.52%	-10.58%	-16.89%	13.91%	21.75%
FCF Margin	8.97%	7.18%	9.66%	10.48%	12.40%	16.70%
Effective Tax Rate	23.53%	23.60%	-44.72%	-14.55%	37.44%	19.55%

SEC Filings: 10-K · 10-Q