Enova International, Inc. (ENVA)

NYSE: ENVA · Real-Time Price · USD

253.35

+8.64 (3.53%)

At close: Jul 30, 2026, 4:00 PM EDT

258.38

+5.03 (1.99%)

After-hours: Jul 30, 2026, 4:44 PM EDT

Enova International Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	3,446	3,152	2,658	2,118	1,736	1,208
Revenue Growth	17.65%	18.58%	25.51%	21.98%	43.72%	11.46%
Gross Profit	3,446	3,152	2,658	2,118	1,736	1,208
Selling, General & Admin	1,193	1,049	904.48	769.63	696.71	575.82
Depreciation & Amortization Expenses	38.75	41.83	40.21	38.16	36.87	35.38
Other Operating Expenses	1,387	1,321	1,128	887.72	618.52	183.67
Total Operating Expenses	2,618	2,412	2,073	1,696	1,352	794.87
Operating Income	827.68	739.43	584.76	422.14	383.99	413.06
Interest Income	1.47	1.56	-16.46	0.12	6.44	2.95
Interest Expense	-367.84	-339.31	-290.44	-194.78	-115.89	-76.51
Other Non-Operating Income (Expense)	-0.5	-0.65	-6.76	-0.23	-1.97	-2.35
Total Non-Operating Income (Expense)	-366.88	-338.4	-313.66	-194.89	-111.42	-75.91
Pretax Income	461.93	401.03	271.1	227.25	272.57	337.16
Provision for Income Taxes	106.47	92.65	61.65	52.13	65.15	80.09
Net Income	355.45	308.39	209.45	175.12	207.42	257.07
Minority Interest in Earnings	-	-	-	-	-	0.77
Net Income to Common	355.45	308.39	209.45	175.12	207.42	256.3
Net Income Growth	38.74%	47.24%	19.60%	-15.57%	-19.07%	-32.17%
Shares Outstanding (Basic)	25	25	27	31	32	36
Shares Outstanding (Diluted)	26	27	28	32	33	38
Shares Change	-3.37%	-5.06%	-11.65%	-4.67%	-11.27%	16.82%
EPS (Basic)	14.29	12.25	7.78	5.71	6.42	7.05
EPS (Diluted)	13.49	11.52	7.43	5.49	6.19	6.79
EPS Growth	43.21%	55.05%	35.34%	-11.31%	-8.84%	-42.02%
Free Cash Flow	1,999	1,819	1,539	1,167	894	471.87
Free Cash Flow Growth	19.89%	18.23%	31.86%	30.52%	89.46%	-36.31%
Free Cash Flow Per Share	75.83	67.94	54.56	36.55	26.70	12.50
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	24.02%	23.46%	22.00%	19.93%	22.12%	34.20%
Profit Margin	10.31%	9.78%	7.88%	8.27%	11.95%	21.28%
FCF Margin	58.01%	57.72%	57.89%	55.10%	51.50%	39.06%
EBITDA	866.42	781.26	624.97	460.29	420.86	448.44
EBITDA Margin	25.14%	24.79%	23.51%	21.74%	24.24%	37.12%
EBIT	827.68	739.43	584.76	422.14	383.99	413.06
EBIT Margin	24.02%	23.46%	22.00%	19.93%	22.12%	34.20%
Effective Tax Rate	23.05%	23.10%	22.74%	22.94%	23.90%	23.75%

SEC Filings: 10-K · 10-Q