ESQ Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	134.37	121.48	99.93	83.77	59.35	43.7
Net Interest Income Growth	22.59%	21.57%	19.29%	41.16%	35.79%	16.73%
Non-Interest Income	24.76	25.08	24.9	29.75	24.93	21.02
Non-Interest Income Growth	-0.80%	0.74%	-16.32%	19.36%	18.55%	43.54%
Revenues Before Loan Losses	159.13	146.56	124.82	113.52	84.27	64.73
Provision for Credit Losses	10.25	9.68	4.7	4.53	3.49	6.96
Revenue	149.31	136.89	120.12	109	80.78	57.77
Revenue Growth	17.71%	13.95%	10.21%	34.93%	39.83%	26.04%
Compensation Expenses	46.86	42.31	37.85	32.48	25.77	21.74
Selling, General & Admin	26.17	25.25	20	17.58	13.42	11.35
Other Non-Interest Expenses	3.82	3.68	3	3.06	2.79	1.97
Total Non-Interest Expense	79.19	71.23	60.84	53.12	41.98	35.06
Pretax Income	70.12	65.65	59.28	55.88	38.8	22.71
Provision for Income Taxes	17.41	14.83	15.62	14.87	10.28	4.78
Net Income	52.71	50.82	43.66	41.01	28.52	17.93
Net Income to Common	52.71	50.82	43.66	41.01	28.52	17.93
Net Income Growth	13.58%	16.41%	6.45%	43.81%	59.10%	42.06%
Shares Outstanding (Basic)	8	8	8	8	8	7
Shares Outstanding (Diluted)	9	9	8	8	8	8
Shares Change	1.42%	2.06%	1.70%	1.61%	3.36%	3.97%
EPS (Basic)	6.45	6.30	5.58	5.31	3.73	2.40
EPS (Diluted)	6.06	5.87	5.14	4.91	3.73	2.40
EPS Growth	11.81%	14.20%	4.68%	31.64%	55.42%	41.18%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	66.38	56.68	41.5	41.8	38.72	29.08
Free Cash Flow Growth	44.12%	36.58%	-0.71%	7.93%	33.19%	95.92%
Free Cash Flow Per Share	7.63	6.54	4.89	5.01	4.71	3.66
Dividends Per Share	0.750	0.700	0.600	0.475	0.280	-
Dividend Growth	15.38%	16.67%	26.32%	69.64%	-	-
Profit Margin	35.31%	37.13%	36.34%	37.63%	35.30%	31.03%
FCF Margin	44.46%	41.41%	34.55%	38.35%	47.94%	50.33%
Effective Tax Rate	24.83%	22.59%	26.35%	26.61%	26.50%	21.06%

SEC Filings: 10-K · 10-Q