ESQ Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	134.72	119.58	98.46	82.71	55.26	42.16
Interest Income on Investments	19.98	19.84	14.92	9.17	5.74	2.37
Total Interest Income	154.7	139.42	113.37	91.89	60.99	44.53
Interest Paid on Deposits	20.32	17.93	13.44	8.11	1.64	0.83
Interest Paid on Borrowings	0.01	0	0	0	0	0
Total Interest Expense	20.33	17.94	13.44	8.12	1.65	0.83
Net Interest Income	134.37	121.48	99.93	83.77	59.35	43.7
Net Interest Income Growth	22.59%	21.57%	19.29%	41.16%	35.79%	16.73%
Gain (Loss) on Sale of Investments	0.43	0.43	-	4.01	-	-
Other Non-Interest Income	24.76	24.65	24.9	25.74	24.84	21.32
Total Non-Interest Income	25.19	25.08	24.9	29.75	24.93	21.02
Non-Interest Income Growth	0.93%	0.74%	-16.32%	19.36%	18.55%	43.54%
Revenues Before Loan Losses	159.56	146.56	124.82	113.52	84.27	64.73
Provision for Loan Losses	10.25	9.68	4.7	4.53	3.49	6.96
Revenue	149.31	136.89	120.12	109	80.78	57.77
Revenue Growth	17.71%	13.95%	10.21%	34.93%	39.83%	26.04%
Salaries and Employee Benefits	40.43	37.36	34.01	29.26	23.33	19.78
Occupancy Expenses	4.18	3.9	3.34	2.51	2.6	2.23
Federal Deposit Insurance	1.19	1.12	0.94	0.79	0.56	0.45
Selling, General & Administrative	27.23	25.18	19.56	17.49	12.7	10.64
Other Non-Interest Expense	3.82	3.68	3	3.06	2.79	1.97
Total Non-Interest Expense	76.84	71.23	60.84	53.12	41.98	35.06
EBT Excluding Unusual Items	72.47	65.65	59.28	55.88	38.8	22.71
Pretax Income	70.12	65.65	59.28	55.88	38.8	22.71
Income Tax Expense	17.41	14.83	15.62	14.87	10.28	4.78
Net Income	52.71	50.82	43.66	41.01	28.52	17.93
Net Income to Common	52.71	50.82	43.66	41.01	28.52	17.93
Net Income Growth	13.58%	16.41%	6.45%	43.81%	59.10%	42.06%
Basic Shares Outstanding	8	8	8	8	8	7
Diluted Shares Outstanding	9	9	8	8	8	8
Shares Change	1.31%	2.06%	1.70%	1.61%	3.36%	3.97%
EPS (Basic)	6.44	6.30	5.58	5.31	3.73	2.40
EPS (Diluted)	6.06	5.87	5.14	4.91	3.47	2.26
EPS Growth	12.44%	14.20%	4.68%	41.50%	53.54%	36.97%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.750	0.700	0.600	0.475	0.280	-
Dividend Growth	15.38%	16.67%	26.32%	69.64%	-	-
Effective Tax Rate	24.83%	22.59%	26.35%	26.61%	26.50%	21.06%

SEC Filings: 10-K · 10-Q