Esquire Financial Holdings, Inc. (ESQ)

ESQ Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	161.87	119.58	98.46	82.71	55.26	42.16
Interest Income on Investments	19.84	19.84	14.92	9.17	5.74	2.37
Total Interest Income	181.71	139.42	113.37	91.89	60.99	44.53
Interest Paid on Deposits	25.17	17.93	13.44	8.11	1.64	0.83
Interest Paid on Borrowings	0	0	0	0	0	0
Total Interest Expense	25.17	17.94	13.44	8.12	1.65	0.83
Net Interest Income	156.54	121.48	99.93	83.77	59.35	43.7
Net Interest Income Growth	36.02%	21.57%	19.29%	41.16%	35.79%	16.73%
Gain (Loss) on Sale of Investments	0.43	0.43	-	4.01	-	-
Other Non-Interest Income	26.41	24.65	24.9	25.74	24.84	21.32
Total Non-Interest Income	26.84	25.08	24.9	29.75	24.93	21.02
Non-Interest Income Growth	6.81%	0.74%	-16.32%	19.36%	18.55%	43.54%
Revenues Before Loan Losses	183.38	146.56	124.82	113.52	84.27	64.73
Provision for Loan Losses	10.3	9.68	4.7	4.53	3.49	6.96
Revenue	173.08	136.89	120.12	109	80.78	57.77
Revenue Growth	31.38%	13.95%	10.21%	34.93%	39.83%	26.04%
Salaries and Employee Benefits	46.62	37.36	34.01	29.26	23.33	19.78
Occupancy Expenses	3.9	3.9	3.34	2.51	2.6	2.23
Federal Deposit Insurance	1.12	1.12	0.94	0.79	0.56	0.45
Selling, General & Administrative	25.57	25.18	19.56	17.49	12.7	10.64
Other Non-Interest Expense	6.74	3.68	3	3.06	2.79	1.97
Total Non-Interest Expense	85.77	71.23	60.84	53.12	41.98	35.06
EBT Excluding Unusual Items	87.31	65.65	59.28	55.88	38.8	22.71
Pretax Income	76.29	65.65	59.28	55.88	38.8	22.71
Income Tax Expense	20.15	14.83	15.62	14.87	10.28	4.78
Net Income	56.14	50.82	43.66	41.01	28.52	17.93
Net Income to Common	56.14	50.82	43.66	41.01	28.52	17.93
Net Income Growth	14.32%	16.41%	6.45%	43.81%	59.10%	42.06%
Basic Shares Outstanding	9	8	8	8	8	7
Diluted Shares Outstanding	9	9	8	8	8	8
Shares Change	7.93%	2.06%	1.70%	1.61%	3.36%	3.97%
EPS (Basic)	6.36	6.30	5.58	5.31	3.73	2.40
EPS (Diluted)	6.03	5.87	5.14	4.91	3.47	2.26
EPS Growth	6.11%	14.20%	4.68%	41.50%	53.54%	36.97%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.775	0.700	0.600	0.475	0.280	-
Dividend Growth	14.82%	16.67%	26.32%	69.64%	-	-
Effective Tax Rate	26.41%	22.59%	26.35%	26.61%	26.50%	21.06%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

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