Virginia National Bankshares Corporation (VABK)

NASDAQ: VABK · Real-Time Price · USD

46.35

0.00 (0.00%)

Sep 2, 2026, 11:08 AM EDT - Market open

VABK Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	63.43	57.47	53.66	56.88	64.46	54.44
Revenue Growth	13.24%	7.09%	-5.65%	-11.77%	18.41%	88.88%
Net Income	24.8	19.26	16.97	19.26	23.44	10.07
Earnings Per Share	4.56	3.55	3.15	3.58	4.38	2.14
EPS Growth	37.81%	12.70%	-12.01%	-18.27%	104.67%	-27.37%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Bank	62.39	56.42	52.44	54.84	61.38	49.68
VNB Trust & Estate Services	1.04	1.04	1.03	1.03	3.94	1.97
Masonry Capital	-	-	0.19	1.01	1.02	1.58
Total	63.43	57.47	53.66	56.88	67.1	54.44

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	77.35	70.61	17.1	28.39	40.14	508.84
Total Debt	29.05	29.75	29.13	79.93	9.59	10.48
Net Cash (Debt)	48.3	40.87	-12.03	-51.54	30.55	498.36
Net Cash Growth	-	-	-	-	-93.87%	44959.40%
Net Cash Per Share	8.88	7.54	-2.23	-9.59	5.71	106.14

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	23.25	21.33	15.29	13.9	22.69	13.07
Capital Expenditures	-0.6	-0.58	-0.73	-1.17	-0.55	-1.29
Free Cash Flow	22.66	20.75	14.56	12.73	22.14	11.77
Free Cash Flow Growth	-15.39%	42.57%	14.32%	-42.49%	88.06%	30.02%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	39.10%	33.52%	31.62%	33.87%	36.36%	18.50%
FCF Margin	35.72%	36.11%	27.13%	22.39%	34.34%	21.62%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.440	1.410	1.320	1.320	1.200	1.200
Dividend Per Share Growth	4.35%	6.82%	0%	10.00%	0%	0%
Dividend Yield	3.11%	3.63%	3.68%	4.24%	3.76%	3.77%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.16	11.16	12.09	9.58	8.33	19.97
P/FCF Ratio	11.10	10.36	14.10	14.49	8.82	17.08
PS Ratio	3.96	3.74	3.82	3.24	3.03	3.69