Virginia National Bankshares Corporation (VABK)
NASDAQ: VABK · Real-Time Price · USD
46.35
+0.03 (0.06%)
Aug 28, 2026, 7:57 AM EDT - Market open
VABK Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 69.73 | 69.57 | 66.53 | 56.05 | 44.23 | 43.9 |
Interest Income on Investments | 7.75 | 7.68 | 9.39 | 13.94 | 12.5 | 4.37 |
Total Interest Income | 77.48 | 77.25 | 75.93 | 69.99 | 56.73 | 48.27 |
Interest Paid on Deposits | 22.95 | 23.55 | 27.49 | 18.64 | 2.98 | 3.42 |
Interest Paid on Borrowings | 1.45 | 2.19 | 2.07 | 2.39 | 0.2 | -0.13 |
Total Interest Expense | 24.41 | 25.74 | 29.55 | 21.02 | 3.18 | 3.28 |
Net Interest Income | 53.07 | 51.51 | 46.38 | 48.97 | 53.55 | 44.99 |
Net Interest Income Growth | 7.55% | 11.07% | -5.29% | -8.55% | 19.02% | 88.40% |
Trust Income | 0.89 | 0.89 | 1.15 | 1.98 | 2.44 | 3.51 |
Gain (Loss) on Sale of Assets | 0.01 | 0.28 | 0.04 | 0.11 | 1.21 | 0.08 |
Gain (Loss) on Sale of Investments | 4.66 | - | -0 | -0.21 | - | - |
Other Non-Interest Income | 3.6 | 3.66 | 4.14 | 5.17 | 5.58 | 5.42 |
Total Non-Interest Income | 10.54 | 6.09 | 6.69 | 8.64 | 11.02 | 10.47 |
Non-Interest Income Growth | 68.27% | -8.84% | -22.64% | -21.58% | 5.29% | 59.41% |
Revenues Before Loan Losses | 63.62 | 57.6 | 53.06 | 57.61 | 64.57 | 55.45 |
Provision for Loan Losses | 0.19 | 0.14 | -0.6 | 0.73 | 0.11 | 1.01 |
| 63.43 | 57.47 | 53.66 | 56.88 | 64.46 | 54.44 | |
Revenue Growth | 13.24% | 7.09% | -5.65% | -11.77% | 18.41% | 88.88% |
Salaries and Employee Benefits | 14.91 | 14.72 | 14.96 | 15.17 | 16.57 | 15.61 |
Occupancy Expenses | 1.35 | 1.76 | 1.95 | 1.95 | 2.17 | 1.85 |
Federal Deposit Insurance | 0.86 | 0.79 | 0.7 | 0.71 | 0.51 | 0.86 |
Amortization of Goodwill & Intangibles | 1.01 | 1.11 | 1.3 | 1.49 | 1.68 | 1.39 |
Selling, General & Administrative | 8.3 | 8.47 | 8.59 | 8.91 | 10.78 | 10.04 |
Other Non-Interest Expense | 5.92 | 6.54 | 6.16 | 5.83 | 6.6 | 5.35 |
Total Non-Interest Expense | 32.35 | 33.38 | 33.67 | 34.06 | 38.31 | 35.1 |
EBT Excluding Unusual Items | 31.08 | 24.08 | 20 | 22.81 | 26.15 | 19.34 |
Legal Settlements | - | - | - | - | 2.4 | - |
Other Unusual Items | - | - | 0.9 | 0.46 | - | - |
Pretax Income | 31.08 | 24.08 | 20.9 | 23.27 | 28.55 | 11.92 |
Income Tax Expense | 6.28 | 4.82 | 3.93 | 4.01 | 5.11 | 1.85 |
Net Income | 24.8 | 19.26 | 16.97 | 19.26 | 23.44 | 10.07 |
Net Income to Common | 24.8 | 19.26 | 16.97 | 19.26 | 23.44 | 10.07 |
Net Income Growth | 38.65% | 13.53% | -11.92% | -17.81% | 132.73% | 26.24% |
Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 |
Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 |
Shares Change | 0.59% | 0.49% | 0.35% | 0.41% | 13.97% | 73.35% |
EPS (Basic) | 4.59 | 3.57 | 3.16 | 3.60 | 4.40 | 2.16 |
EPS (Diluted) | 4.56 | 3.55 | 3.15 | 3.58 | 4.38 | 2.14 |
EPS Growth | 37.81% | 12.70% | -12.01% | -18.27% | 104.67% | -27.37% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.440 | 1.410 | 1.320 | 1.320 | 1.200 | 1.200 |
Dividend Growth | 6.67% | 6.82% | 0% | 10.00% | 0% | 0% |
Effective Tax Rate | 20.21% | 20.02% | 18.82% | 17.23% | 17.89% | 15.49% |